Loan Processor Mortgage

J ennifer Kinser-H i l l

**** ******** ***, **********, ** 75080 • 214-***-**** • ********.********@*****.*** Sr. Mortgage Loan Processor with 26+ years of experience in the industry. As a dedicated professional, I am eager to join a family-oriented company with a supportive and collaborative environment. I thrive in workplaces that have strong core values, reward hard work with meaningful incentives, and cultivate a fun, engaging atmosphere. I am passionate about contributing to a team where growth and development are encouraged, offering opportunities. E x p e r i ence

2023 – PRESENT

• LP II – Loan Partner Cross Country Mortgage Dallas, TX 2011 – 2022

• Sr. Loan Processor HomeBridge Financial Services, Inc. Dallas, TX 2004 – 2011

• Sr. Loan Processor Mortgage Consultants, LTD Dallas, TX S k i l l s

• Analyzed and reviewed financial documents to support informed decision-making.

• Collaborate with underwriters and loan officers to assess customers’ financial profiles.

• Managed loan pipelines to ensure timely processing and efficient workflows.

• Process FHA, VA, USDA, Bond/DPA, conforming, and non-conforming conventional loans.

• Coordinate with loan officers to streamline the approval process for optimal efficiency.

• Delivered clear, professional communication, both written and verbal, with all parties involved in loan transactions.

• Conducted thorough reviews of financial documents, appraisals, AUS findings, titles, and credit reports.

• Prepared and disclosed initial loan disclosures, Change of Circumstance (COC), and closing disclosures

(CDs).

• Managed rate lock requests and extensions.

• Completed detailed loan applications and performed accurate data entry in Loan Origination Systems

(LOS).

• Demonstrated extensive proficiency in Encompass and Jungo platforms.

• Met critical deadlines to maintain compliance and ensure smooth transaction processes.

• Communicated with borrowers and colleagues with sensitivity, tact, and professionalism, reflecting emotional maturity.

• Ensured loan documents were complete, accurate, and compliant with company policies and guidelines.

• Guided loan files from pre-approval through to closing.

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