Compliance Analyst Anti-Money Laundering

VIKRAM SINGH RAGHAV

House No- A-**, Sector

Omicron 1A, Greater Noida

Greater Noida, Uttar Pradesh +91-931******* ️ ****************@*****.***

PROFESSIONAL SUMMARY

Detail-oriented and analytical Compliance Analyst with 4+ years of experience in Anti-Money Laundering (AML), Know Your Customer (KYC), and onboarding compliance. Skilled in client risk profiling, transaction review, regulatory reporting, and cross-functional stakeholder management. Proven track record in process improvements, quality reviews, and training initiatives. Currently upskilling in regulatory frameworks and data analytics tools to deliver strategic risk insights.

CORE COMPETENCIES

Risk & Compliance:

AML Transaction Monitoring • Control Testing (SOX, RCSA) • Regulatory Compliance (OFAC, KYC, EDD) • Fraud Risk Mitigation

Data & Automation Tools:

Power BI • Python • Excel VBA • Tableau • SQL (Basics) • Advanced Excel • Reporting Dashboards

Business Strategy & Operations:

Financial Planning & Analysis • MIS & SLA Dashboards • Audit Readiness • SOP Implementation • Process Reengineering

Project & Stakeholder Management:

Cross-Functional Collaboration • Client Reporting • Team Leadership • Agile Tools (JIRA, Confluence) • Process Training

PROFESSIONAL EXPERIENCE

TATA CONSULTANCY SERVICES, NOIDA, Uttar Pradesh

Risk & Compliance Control Testing April 2021 – Present

• Handled AML/KYC documentation for high-risk clients across US, UK & EMEA.

• Performed initial customer risk assessments based on geography, nature of business, and transaction behavior.

• Supported onboarding by validating PII and ensuring compliance with client-specific regulatory checklists.

• Trained and led a team of 12 analysts across 3 geographies. Designed a review and feedback framework appreciated by the client.

• Initiated a process standardization project, reducing rework by 25% and improving audit readiness.

• Conducted quality audits and weekly reporting to clients using Excel dashboards.

• Exposure to red flag indicators and suspicious activity patterns related to chargebacks and high-value transactions.

Tools: MS Excel, Internal KYC/AML tools, SharePoint, PowerPoint

American Express Banking Corporation, Gurgaon, India

Senior Compliance Analyst August 2016 – March 2021

Managed KYC Onboarding, Financial Review & Sanctions Compliance for Global Prepaid products across Americas, JAPA, and EMEA.

Conducted Enhanced Due Diligence (EDD) using investigative tools like World Check, LexisNexis, and Factiva.

Performed OFAC Sanctions screening and approved high-risk clients based on AML and reputational risk analysis.

Developed and implemented process controls to mitigate financial risks and ensure regulatory compliance.

Assisted in regulatory audits, preparing documentation and reports in adherence to compliance policies.

Led automation of financial reporting using Python and Excel VBA, reducing manual effort by 40%.

Spearheaded a pilot project for the Membership Rewards Program, forming and training teams across US, UK, and EMEA regions.

Created control dashboards in Power BI to track SLA adherence and transaction anomalies.

Recognized by leadership for delivering process improvement plans and managing stakeholder reviews.

HDFC Bank (RDVU Operations)

Operations Analyst February 2014 – April 2016

Conducted KYC verification and account compliance checks, ensuring adherence to banking regulations.

Resolved customer disputes & operational issues, enhancing service efficiency.

Compiled MIS reports to track operational metrics and compliance effectiveness.

Assisted in internal audit processes, ensuring documentation and procedural accuracy.

Oversaw back-end operations for high-value transactions and credit risk.

Ensured regulatory compliance and process alignment with RBI and internal audit guidelines.

Collaborated with risk and IT teams to streamline reporting workflows.

EDUCATION

MBA (Finance & IT) – Army Institute of Management & Technology, IP University (2013)

BCA – Pune University (2010)

12th & 10th – Commerce – CBSE Board (KV Schools)

PROJECT MANAGEMENT & COLLABORATION TOOLS

•JIRA & Trello – Sprint planning, workflow visualization, and issue tracking

•Microsoft Project – Scheduling, resource allocation, and milestone tracking

•Smartsheet – Risk-control matrix tracking and compliance dashboards

•Confluence & SharePoint – SOPs, control logs, process improvement documentation

•Power BI – KPI monitoring, SLA dashboards, risk visualization

•Excel with VBA – Automated reporting, trackers, and compliance templates

•Microsoft Teams & Outlook – Team collaboration and client communication

DECLARATION

I hereby declare that the information furnished above is true to the best of my knowledge and belief.

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