Account Management Financial Analysis

Dana Johnson

Professional Summary:

● Detail-oriented and analytical Financial Services Professional with 8+ years of experience in credit analysis, account management, and investment advisory support, seeking to transition into Financial Analysis.

● Adept at evaluating financial statements, assessing risk, and leveraging data-driven insights to support strategic decision-making.

● Strong background in credit assessment, financial modeling, and investment analysis.

● Skilled in collaborating with cross-functional teams, optimizing financial processes, and driving business growth through data interpretation. Work Experience:

Charles Schwab (Westlake, TX)

10/2021 - 02/2025

Financial Advisor Services Representative

● Conduct research on investment products and financial markets to support advisors in portfolio recommendations.

● Ensure compliance with financial regulations while optimizing account management strategies.

● Worked with client(s) financial portfolios, providing data-driven insights to financial advisors for investment strategies and retirement planning.

● Utilize SAC.com and internal tools to assess account trends, risk exposure, and market opportunities.

● Collaborated closely with financial advisors in optimizing client portfolios, improving investment performance and risk diversification.

● Enhanced client reporting processes, streamlining data analysis for better decision-making.

Octane (Irving, TX)11/2020 – 8/2021

Credit Services Specialist II

● Conducted financial analysis on loan applications by reviewing credit reports, debt-to-income ratios, and financial statements.

● Assessed creditworthiness using financial metrics and risk models, ensuring data-driven lending decisions.

● Identified trends in loan approvals and defaults, providing insights to mitigate financial risk.

● Proficient in automating reporting processes, improving data accuracy and efficiency.

● Reduced loan processing time by 15% through financial analysis and process optimization.

● Improved credit risk assessment accuracy by implementing new data review techniques. GM Financial (Arlington, TX)8/2016 – 10/2020

Funding Specialist (Staff)

● Worked closely with relationship managers to optimize funding strategies and minimize financial risk exposure.

● Developed financial reports that improved visibility into funding trends and portfolio performance.

● Produced Financial insights on funding performance, improving reporting accuracy and operational efficiency.

● Achieved a 99% accuracy rate in funding approvals, reducing financial discrepancies.

● Analyzed financial documents to ensure compliance with lending policies before approving funding transactions.

● Monitored funding trends and identified potential financial risks, contributing to data-driven decision-making.

Core Skill Competencies:

● Financial Analysis & Modeling Financial Statements, Budgeting, Forecasting, Investment Analysis.

● Risk Assessment, Credit Risk Analysis, Market Risk, Portfolio Optimization.

● Data Analysis & Reporting Trend Identification, Business Intelligence, Process Optimization.

● Technical Proficiency in Microsoft Excel (Advanced), SQL, SAC.com, Loan IQ, Financial Databases.

● Industry Knowledge Investment Management, Lending, Capital Markets, Regulatory Compliance.

Career Highlights:

● Successfully analyzed financial data to support investment and lending decisions, reducing risk and improving efficiency.

● Identified and mitigated credit and funding risks, contributing to stronger financial decision-making.

● Developed analytical skills through hands-on experience in financial services, positioning for a career in financial analysis.

Education:

● Dallas County Community College District El Centro College & Mountain View College. Contact Information:

● Duncanville, TX

● 469-***-**** (Cell)

● *********@*****.***

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