John Edward “Ed” Kelly, MBA, CPT(r)
e-mail: **********@*****.***
Management and Finance Professional
Professional Summary
An MBA graduate, management and finance professional specializing in financial analysis, cedit and lending, strategic and operational planning, financial services. A veteran with over twenty years' military experience, including a combat tours as a commissioned officer in leadership positions.
Highlights of Qualifications
•Solid 20+ years management experience
•Proven 18+ years lending and finance experience
•Proficient in MS Office Suite (Word, Excel, PowerPoint and Outlook)
•Demonstrated ability to work well under pressure, including combat
•Excellent time management skills and ability to work well under pressure in a team player environment
•Proven experience in project management involving several business units
•SECRET United States military security and Federal Moderate Risk MBI clearances
•14 Army commendations for service; four Army Commendation Medals,four Army Achievement Medals, two National Defense Medals, five honor graduate recognitions
•Consummate logistics planning and operations experience, including combat situations
Management Experience
•Operational leadership experience, including combat operations and planning
•Planned, developed and supervised training and operations for battalion of 820 soldiers in combat theater, including command center operations for 632 square mile area and 550 combat missions
•Led soldiers in combat theater operations in Bosnia-Herzegovina (2001) and Iraq (2004, 2009)
•Supervised maintenance, and accountability of 143 vehicles and equipment valued over $50MM
•Conducted project management, including IT and mobile systems-product integration
•Developed program plans, goals, objectives, and milestones for evaluating and measuring effectiveness of operations
•Managed new product projects from concept to completion while managing outside vendors and multiple internal stakeholders
•Supervised 11 Loan Policy Specialists in providing assistance for loan origination and maintenance
•Created and implemented correspondence and maintenance process improvement initiatives within department resulting in case resolution time from 5 days to 48 hours
•Supervised 92 indirect and 7 direct reports in correspondence, account maintenance, collections operations and credit analysis
Finance and Credit Experience
•Coordinated progress and aligned project goals progress for multiple business units, including IT, compliance, data migration, marketing and customer service during major company restructuring
•Assessed and classified credit portfolios of financial institutions with total assets up to $20 billion and presented written and oral evaluations, including exceptions, for senior management
•Examined loans included participations, CRE, construction, rental RE, C&I, medical, agricultural, venture capital, TDRs and impaired credits
•Analyzed financial statements, cash flows and asset quality to forecast financial validity of credits and enterprise risk
•Created and submitted to bank management numerous loan write-ups detailing specific credit attributes, technical exceptions and classifications
•Serviced maintenance for real property, auto, equity, and unsecured loans
•Provided primary customer and technical support to internal and external customers in fast-paced environment
Training Skills
•Established multi-line call resource center for veterans’ services, including creating operating procedures and training staff
•Applied performance data to evaluate and improve operations, target current business conditions and forecast needs, including new reporting and production methodologies
•Subject matter expert for loan originators and branch managers in seven states
•Trained 200+ collections staff in advanced negotiation techniques
Professional Experience
Action Staffing: Custodian, Restaurant Crew Member and Laborer 2022-2025
Staff Zone: IT Specialist and Customer Service Representative 2013-2022
BB&T Bank, Project Manager/Assistant Vice President 2012
Federal Deposit Insurance Corporation, Loan Review Specialist 2008-2011
RBC Centura Bank 2002-2007
Credit Risk Manager 2005-2007
Project Manager 2005
Lending Team Leader 2002-2004
Cross Country Bank/Applied Card Systems 2000-2002
Collections Department Manager 2001-2002
Correspondence/Card Maintenance Department Manager 2000-2001
Washington Mutual Bank 1994-2000
Consumer Lending Specialist 1998-2000
Loan Servicing Specialist 1997-1998
Customer Service Specialist 1995-1997
Army National Guard 1991-2012
Captain/Battalion Operations Officer 2006-2012
Company Executive Officer 2004-2006
Tank and Scout Platoon Leader 1998-2004
Tank Crewman 1991-1998
Education and Training
Strayer University: Masters of Business Administration (MBA), finance emphasis
Washington State University: Bachelor of Arts, English; Bachelor of Arts, History