Financial Analyst Business Systems

VICTOR N. MORROW

Address: **** ***** ******, ************, ** 19142

Email: **********@*****.*** Phone: 215-***-****

EDUCATION

La Salle University - Philadelphia, PA Graduated: May 2019 Bachelor of Science: Dual Major in Finance and Business Systems & Analytics GPA: 3.87/4.0 Honors and Achievements:

Beta Gamma Sigma Honor Society National Society of Collegiate Scholars

Eagle Scout: Cradle of Liberty Council Delta Sigma Phi Fraternity Fundraising Chair PROFESSIONAL EXPERIENCE

New York Life Insurance Company: Financial Advisor - October 2024 - Present Horsham, Pennsylvania

Deliver financial advice to clients, proposing strategies to achieve short- and long-term objectives for investments, insurance, business and estate planning with minimal risk

Develop, review and optimize investment portfolios by serving high value clients and implementing specialized strategies to meet their portfolio goals

Ensure maximum client satisfaction by providing personalized and exceptional service to each client, enhancing overall client satisfaction ratings.

Work closely with specialists in multiple branches, managing investment portfolios for over +1000 clients with over $1B in assets under care

Design and implement templates of internal financial reports and dashboards for operational departments which helped increased profit margins Year over Year

SCORE Philadelphia: Financial Analyst - June 2024 - September 2024 Philadelphia, Pennsylvania

Assist with the implementation of a new accounting and grant management system and assisting with both configuration and data migration

Review Program financial reports and cash information and compare to budgets and forecasts

Review and analyze Program spending budgets and funding from existing grants and identify funding gaps

Prepare ad hoc analysis as requested

Provide analytical support for forward-looking financial and business-related projects

Create financial presentations including explanation of variances and key issues Allied Universal: Senior Financial Analyst - March 2024 - May 2024 Conshohocken, Pennsylvania

Maintain financial models for pricing bids and supply financial information to leadership

Complete profitability audits of large contracts as they relate to contract compliance

Provide financial analysis for all new and incremental business

Prepare company financial performance metrics and ratios for RFP bid packages

Support sales and operations by attending virtual presentations as the financial expert

Assisted in the pursuit of new opportunities and retention of the current client base.

Provide financial support to business development teams regarding the company’s rate negotiation process

Communicate efficiently with the regional teams while balancing time to analyze data and contracts

Collect, analyze and report accurate and timely data to provide recommendations on pricing

Prepare ad hoc analysis and work on special projects as they arise Fluitron, LLC: Financial Analyst - April 2023 - December 2023 Hatboro, Pennsylvania

Work with cross-functional teams to develop annual budgets, forecasts, and long-term financial plans.

Create and maintain complex financial models to support business forecasting and scenario analysis.

Monitor and analyze financial performance against budgets, forecasts, and key performance indicators (KPIs).

Conduct variance analysis and provide explanations for budget/forecast deviations.

Prepare monthly, quarterly, and annual financial reports for management and stakeholders.

Provide financial insights and recommendations to improve business performance and cost efficiency.

Assist in developing financial metrics, dashboards, and KPI’s to measure and track financial performance.

Managed end-to-end sourcing and purchasing processes, leveraging cost analysis and supplier performance data to optimize procurement decisions and reduce expenses.

Oversaw inventory management and forecasting, utilizing data-driven models to align stock levels with demand trends, improving cash flow and minimizing holding costs.

Holman Enterprises: Financial Analyst Rotation Program June 2019 - April 2023 Maple Shade, New Jersey Automotive Resources International: Financial Planning & Analysis Department (September 2021 - March 2023)

Responsible for providing financial support for critical business areas and processes including annual budgets, quarterly and monthly forecasts, and the month-end close process.

Key tasks included trend analysis, modeling, forecasting, planning, and reporting.

Supports senior management by providing the return on investment for proposed client deals, profitability analysis of existing clients, and explanations of existing financial results.

Develop, track and analyze KPI and financial metrics to measure financial and operational performance. Holman Insurance Services: Financial Accounting & Reporting Department (January 2021 - September 2021)

Assisted the accounting department by providing monthly bank account reconciliations, and by tracking and analyzing KPI and financial metrics used to measure financial and operational performance.

On a day-by-day basis, applied predictive analytics using known cash inflows and outflows to maintain the annual bank account cash forecast, which displays the projected cash balances within each bank account.

Advised the assistant controller of the status of daily bank account cash balances and initiated wire transfers between bank accounts that would require funding, based on recent and projected bank activity.

Monitored and noted any bank transactions between insurance carriers, in addition to posting transactions to the general ledger. Holman Parts Distribution: Financial Accounting & Reporting Department (June 2019 - January 2021)

Assisted the accounting department by analyzing key performance metrics, creating monthly business reports, issuing monthly sales tax payments to each state’s department of revenue, and aiding in the annual budget process.

Researched current economic and financial trends within the automotive parts industry to assist senior management with business decisions.

Supported the accounting department by entering daily bank transactions into the general ledger, providing monthly reconciliations, assisting in the monthly-end close process, and participating in the annual budgeting process.

Responsible for requesting authorization for the purchase of any fixed assets, entering or removing fixed assets in all applicable computer systems, and recording payments received for any sold fixed assets. The Reinvestment Fund: Finance Intern (Co-Op) January 2018 - January 2019 Philadelphia, Pennsylvania

Assisted in the practical application of core financial and accounting duties such as account and cash reconciliations, ledger entries, accounts payable reporting, and cash application

Supported multiple departments with research and project work and provided general administrative support for the office

Worked on various models for projects including capital allocation and write-off predictions, running interest rate reports, reviewing compliance processes, and assisting in internal workflow projects. Hartford Steam Boiler Insurance Company: Claims Associate May 2017 - August 2017 Wayne, Pennsylvania

Supported claim adjusters with claim investigations/fact development, documentation of claim files, and completion of claim file activities

Inputted insured information into claims system, retrieved and reviewed insurance contracts and policies, and calculated/recommended loss settlements

Delivered exceptional customer experience to clients, insureds, and business partners RELEVANT SKILLS:

Technical Skills:

Advanced in: Microsoft Office Suite (Excel, Word, PowerPoint, Outlook), Adobe Acrobat, and NitroPro

Proficient in: Microsoft Access, Microsoft Power BI, Tableau, Hyperion, SSRS, and SAP BO

Able to build financial dashboards/reports in Microsoft Access, Power BI, Tableau, Hyperion, and SSRS. Financial and Accounting Skills:

Adeptly skilled with: Budgeting, Trend Analysis, Financial Reporting, Forecasting, Financial Analysis, Cash Flow Projections, Ratio Analysis, Balance Sheet Analysis, Profit and Loss Statement Analysis, Inventory Management, Product Sourcing, Purchase Order Analysis, and Financial Modeling

Proficiently skilled with: Monthly Account / Bank Reconciliation, Cash Management, Project Management, Bookkeeping, Accounts Payable, Accounts Receivable, Closing Processes EXTRACURRICULAR/VOLUNTEER ACTIVITIES:

Delta Sigma Phi Fraternity – Alumni Board Member June 2019 - Present United Way Worldwide– Volunteer/Donator October 2019 - Present La Salle University Investment Club – Member August 2017 – May 2018

Contact this candidate