Financial Analyst Senior
Resume:
Eddie Gonzalez
** ****** ***** ***** * Belleville, NJ 07109
**********@*****.***
Education:
Newark Police Academy: August 1998
Graduated the Police Academy certified by the State of New Jersey Police Training Commission
Rutgers, The State University of New Jersey: May 2001
B.A., Accounting and Finance (Summa Cum Laude / Omega Delta Phi Fraternity Member)
Work Experience:
Goldman Sachs: Investment Banker / Business Loan Underwriter / Senior Financial Analyst
December 2021 – April 2025
Trading in fixed income, equity, currency and commodity securities.
Investment advisory, wealth management, lending, financing, stock portfolios and asset management.
Alternative investments with hedge funds, private equity, credit funds, real estate and asset allocation strategies.
Experienced SBA, MCA, Personal, Commercial and Business Loan Underwriter.
Methodically evaluates credit reports, tax returns, bank statements, income, analysis of merchant application, and assets available for a down payment and categorize their findings for Capacity, Credit and Collateral.
Risk Analysis Management for advantageous results for business interests and clients
Effectively manage the processing and risk analysis of OTC derivative contracts cleared through CCP such as LCH or CME while mitigating counterparts risk and enhancing market stability.
Diligently manages credit default swaps, interest rate swaps, currency swaps, commodity swaps, forward contracts, options and swaptions for both payer and receiver.
Efficient at comprehensive financial analysis, forecasting trends and providing insight for investment decisions and business strategies. (Analyze Financial Statements, Evaluate Investment Opportunities, Study Market and Economic Trends, Forecasting and Projections through Financial Models, Developing Budgets for Forecasted Operations, Preparing Reports and Presentations, Communicating with Stakeholders, Assisting in Mergers and Acquisitions, Negotiating Business Agreements, Staying Informed on Industry Regulations)
General Trading Company: Director of Operations
March 2015 – December 2021
Managed a food distribution company with a total staff of 900 employees and 2,000 customers in the Tri-State area.
Recruitment and talent scouting for staffing employees in all departments.
Interviewing employees, conducting candidate investigations, background checks, facilitating drug screens and physicals through Concentra, presenting employees with offers of employment, working with the Human Resource Manager to establish medical benefits, 401k plans and profit sharing.
Delegated authority to handle scheduling, staffing, shift assignments, promotions, and wage increases for all employees.
Handled all Workers Comp claims and investigations including monitoring and authorizing medical treatment for injured employees.
Handled all discipline and termination of personnel and conducted Unemployment Benefits hearings and appeals.
Represented the company in court for civil lawsuits, National Labor Relations Board (NLRB) hearings, Office of Administrative Law (OAL) hearings, participated in settling cases with insurance attorneys, participated in depositions, and worked with insurance adjusters to bargain for reasonable settlements for property damage and accidents involving company property, employees, or vehicles.
Worked with the Carlstadt Police Department and the Bergen County Prosecutor’s Office for the arrest and prosecution of all thefts of company property. Successfully reduced theft of company property by 80% within three months.
Conducted an investigation which led to the arrest of six employees for stealing over $30,000 of company property where two warehouseman conspired with four truck drivers to unlawfully remove pallets of company property into their trucks for resale. Successfully provided the Detectives of the Carlstadt Police Department and the Bergen County Prosecutor’s Office with my in depth investigation and surveillance videos which led to the successful prosecution and sentencing for all six actors charged with multiple counts of theft. The prosecution was able to award the company its entirety in lost revenue as a result of the theft. This case was made public in the news and published in the newspapers in Bergen County.
Reduced injuries and Workers Comp claims by 65% in six months under a Safe Environment Initiative Protocol that I integrated with bi-annual evaluations of the use of company equipment coupled with random drug testing.
Investigated complaints from our truck drivers regarding customers who were found to be stealing cases of product or switching labels, monitored truck drivers through GPS devices to assure that they were arriving and completing their stops, terminated truck drivers for theft and withheld money that was held in an escrow from their security deposits, conducted audits of missing cases and charged back drivers for shorts.
Effectively utilized Microsoft Office, Word, Excel, Power Point, GPS Maps Systems for monitoring over 200 trucks, and over 400 CCTV Cameras with downloadable data.
Newark Police Department: Police Detective
August 1998 – November 2021
Worked in all four Precincts both in Patrol and Detective Divisions.
Narcotic Detective in different investigative factions for over twelve (12) years who led the city in narcotics arrests from 2004-2012 while detailed to the Safe City Task Force (SCTF) Narcotic Enforcement Team (NET) yielding 2,080 arrests per year with a 98% subsequent conviction rate.
Detailed to the Special Investigative Unit (SIU) and Criminal Gang Intelligence Unit (CGIU) making an Essex County wide record of most weapons arrest, yielding 224 handguns/shotguns/machine guns off the street in a six (6) month period.
Detailed to the Robbery/Homicide Division investigating robberies, homicides, carjacking, home invasions, kidnappings, arson, and weapons related offenses while being overseen by the Essex County Prosecutor’s Office with a 93% case closeout rate.
Detailed to the Auto Squad and Auto Theft Task Force (ATTF) investigating all auto thefts, pursuing stolen vehicles and apprehending suspects, working closely with insurance companies for fraudulent insurance claims, fingerprinting vehicles, working with Risk Analysis Management Systems (RAMS) to determine repeat auto theft offenders, and successfully shutting down chop shops.
Detailed to the DEA while working as a Narcotics Detective and worked with the FBI Joint Terrorism Task Force (JTTF).
Awards and Achievements:
27 Police Department (Class A/B/C) Valor and Honor Awards with Medals of Honor, 587 Police Department Command Citations throughout career, 39 Officer of the Month Honor Awards by the Fraternal Order of Police
Certifications and Skills:
Bilingual (Spanish), Paralegal Certificate, Certified Insurance Fraud Investigator, Series 63 Certification, Series 66 Certification, Series 7 Certification, Business Management & Accounting Experience, Business Loan Underwriting & Trading Experience, First Responders Course CPR/AED with Basic Life Support, Hazmat & Chemical Agents Training, Computer Literate (Microsoft Office, Word, Excel), AS400, Varied CRM Program Efficiency, Quick Books
References:
Captain Roc Horton (Newark Police Department) 385-***-****
Lieutenant David Burgos (Newark Police Department) 973-***-****
Jacquelyn Hornig (HR Manager) 908-***-****
Eva Harris (Business Owner) 973-***-****
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