Branch Office Risk Assessments

COMPLIANCE DIRECTOR

Broker-dealer compliance professional with extensive experience ensuring adherence to FINRA, SEC, and other regulatory requirements. Develop and implement comprehensive compliance programs, conduct branch examinations, and manage regulatory audits. Perform in-depth risk assessments, create and execute policies and procedures, and serve as trusted advisor to senior leadership. Recognized as subject matter expert in compliance and supervision, with proven ability to identify risks and implement solutions that minimize exposure to Broker-Dealer. Known for strong communication and presentation skills, especially when collaborating across cross-functional teams and with executive stakeholders. Valued for ability to work independently or as team member, drive initiatives to completion, and foster strong internal and external relationships through solutions-oriented, partnership-driven approach.

AREAS OF EXPERTISE

●Regulatory Compliance Management

●Monitoring & Testing (M&T) Programs

●Project Management

●Data Analysis & Reporting

●Risk Assessment & Management

●Policy & Procedure Development

●Audit & Regulatory Exam Support

●Data Visualization Tools

●Broker-Dealer Compliance

●Stakeholder Engagement

●Cross-Functional Collaboration

●Surveillance &Testing Programs

PROFESSIONAL EXPERIENCE

OSAIC WEALTH (fka Lincoln Financial Advisors) 2017–2025

Director of Supervision Home Office OSJ

Directed branch office inspection program and led development, maintenance, and enhancement of supervision policies and procedures in alignment with evolving regulatory requirements. Created and presented Risk Assessment Scorecard to senior leadership monthly, monitored regulatory changes, assessed compliance risks, and prepared detailed reports. Played key role in regulatory response efforts, supporting inquiries from securities and insurance regulators.

●Redesigned branch examination workbook in RegEd to focus only on items of concern, significantly reducing time spent on documentation and increasing issue visibility.

oLed collaborative, cross-functional team effort with recurring meetings and delegated tasks, resulting in streamlined process and successful launch of post-examination feedback survey to improve examiner effectiveness and advisor experience.

●Reduced risk exposure for broker-dealer by establishing monthly meetings and developing dashboard summarizing key field issues, including complaints, privacy breaches, regulatory concerns, and supervisory deficiencies, enabling senior leadership to take informed, targeted action to resolve risk items and strengthen compliance oversight.

●Mitigated compliance risk by identifying unapproved use of “consolidated statements” by top producer, leading to business-approved exception and implementation of formal post-review process, new supervision policies, and sampling protocols to ensure ongoing compliance.

●Reduced broker-dealer risk by developing and implementing Business Continuity Plan outlining emergency supervisory coverage, identifing properly licensed backups, and documenting trigger events and permissible functions to ensure uninterrupted field leadership oversight.

LINCOLN FINANCIAL ADVISORS – Retirement Plan Services 2011–2017

Compliance Consultant

Led development and implementation of streamlined onboarding program to ensure new hires met regulatory and firm compliance standards from day one. Oversaw advisor-client interactions to monitor for regulatory adherence, delivered targeted feedback, and proactively mitigated compliance risks, contributing to culture of accountability and ongoing regulatory alignment.

●Delivered high-impact new hire presentation that enhanced field representatives’ understanding of Participant Engagement Team’s role, driving stronger collaboration and field success.

oCreated and continuously refined PowerPoint overview based on feedback from representatives and leadership to maximize clarity, relevance, and value.

●Implemented formalized call review process that increased leadership confidence in compliance adherence and team performance by developing comprehensive scorecard to monitor inbound/outbound calls, provide monthly feedback, and tie performance to compensation, ensuring continuous education and improvement.

LINCOLN FINANCIAL INVESTMENT SERVICES CORPORATION (LFISC) 2012–2016

Supervisory Principal

Led launch of fully digital annuity application system with e-signature capabilities to streamline operations and improve compliance oversight. Reviewed and approved 500+ annuity applications for suitability, and maintained firm’s compliance manual to ensure adherence to evolving regulatory standards.

●Successfully built and scaled new Broker-Dealer annuity distribution channel focused on delivering Variable Annuities to RIAs unaffiliated with Broker-Dealer, leading end-to-end process design, transitioning from paper to online order entry system, and developing comprehensive compliance workflows and procedures.

oPassed FINRA audit and transitioned operations to affiliated Broker-Dealer for continued growth and scalability.

Additional Career Experience

Securities America Analyst III – Branch Examinations

Nationwide Securities Senior Compliance Analyst

EDUCATION AND CERTIFICATIONS

Towson University Bachelor of Science, Business Administration

LICENSES & CERTIFICATIONS

FINRA Series 6, 7, 63, 24

Life, Health, and Variable Insurance License (NJ)

FINRA Arbitrator (#A59260)

Contact this candidate