KRISTINA SMITH
480-***-**** **************@*****.***
SUMMARY
To obtain a position where I can utilize my skills and experience toward professional growth. Self- motivated, organized multi-tasker demonstrating success in many environments.
QUALIFICATIONS
Highly organized with excellent time management skills, MS Office proficiency, safety training, sales techniques, accounting experience, real estate experience, 9 years of insurance experience, Certified Public Claims Underwriter certification
EXPERIENCE
USAA
Claims Adjuster – September 2017 – Current, Bodily Injury, Attorney Represented 2020 - current
Knowing what it means to serve and living the USAA standard
Remaining open and available for inbound calls
Completes full investigations to determine liability and coverage
Educates members on policy coverage and exclusions
Educates members on repair programs and benefits available
Manages work lists, while handling calls, emails and letters
Continuing education to maintain licenses
Protecting USAA and the members financial security by being aware of compliance requirements
Assisting teammates on a daily basis with all tasks
Negotiates with adverse carriers to determine liability
De-escalating member concerns
Negotiates with attorney for settlement demands
Reviews demands and completes injury evaluations for demand settlements
Meets stipulations and deadlines for demands
State Farm Insurance
Claims Adjuster – February 2016 – September 2017
Heavy phones
Decision making
Computer software navigation
Educating customers on policy coverage and exclusions
Explaining repairs process and proving information on repair programs
Collecting evidence to determine liability
Customer Service Representative – June 2010 – February 2015
Responsible for answering phones, using various computer systems, entering client data
Supported management in developing and implementing personnel policies and procedures
Office manager
Overseeing customer service
Outside Account Executive
Developed new business by making outside calls and visits
Maintained current book of business
Wells Fargo Bank
Teller January 2009 - June 2009
Personal Banker – March 2001– March 2002
Private Banker – March 2002 July 2003
Opened new accounts and completed loan applications
Developed ongoing client relationship with Wells Fargo customers
Liaison between mortgage and investment departments
Followed guidelines for sales quotas
Maintain correspondence with clients and facilitated off site events
Handling all cash transactions
Maintaining a balanced cash drawer
Buying and selling cash
Credit referrals
Sales goals
Assisting in balancing the vault
Cash advances
Supporting high value clients in banking needs and investments
Indian Air, Inc
Owner/office Manager - July 2003 – January 2008
Responsible for new hire paperwork, training, certifications and continuing education
Controlled accounts receivables and payables, collections
Selected employee health and retirement benefit packages
Planned quarterly events
Conducted exit interview
Explained all of the human resources policies, procedures, laws, standards and regulations to each employee
Tracked key dates and deadlines and maintained specific personnel lists
Coordinated meetings, developed agenda content and presented all human resource laws updated
Promptly corresponded with all applicants and coordinated and conducted interviews
Developed salary proposals for new recruits
Made salary adjustments and managed contract renewals and promotions.
Posted positions through approved recruitment channels
Networked with industry contacts, association memberships and associates
Pre-screened all resumes for hiring managers
Handled all US Verify processing
EDUCATION
The Institutes
AIC 2020
AIS 2022
CPCU 2023
Charter Oak State College
Connecticut
Business Administration
University of California
Irvine, CA
Completed several courses of study in Biology
San Joaquin Delta College
Stockton, CA
Completed several courses of study in Business Administration and Human Resources
The Institutes
Onlline
Completed AIC, AINS and CPCU certifications
EXTRA CURRICULAR ACTIVITIES
Served on the recognition team for non-injury
Served as the Net Ambassador in 2018
Made speeches for both my own graduation from Net and my Ambassador class
Currently serving as a Mentor
Earned the Bronze Eagle
Member of several Diversity Groups
Organized several volunteer and team events
Junior achievement volunteer
Recently married and changed my name from Edmondson to Smith