Level 1 CFA candidate, Wealth Management, Analysis, Analyst

Karan Kumar

East Brunswick, NJ 908-***-**** *****.*****@*******.*** www.linkedin.com/in/karankumar97 Summary

Results-driven finance professional with experience in wealth management, credit analysis, and investment research. Managed over $50MM in transactions, developed financial models improving risk assessment by 20%, and optimized portfolio allocations. Proficient in DCF valuation, portfolio optimization, and financial forecasting using Excel VBA, Python, and SQL. Passionate about leveraging data to drive investment decisions and mitigate risk. EDUCATION

Rutgers Business School Piscataway, NJ

Bachelor of Science, Finance September 2021 - January 2025

● Relevant Coursework: Investment Analysis, Corporate Finance, Global Capital Markets, Derivatives, Asset Price and Portfolio Analysis, Managerial Accounting, Analysis of Financial Statements, Treasury Management PROFESSIONAL EXPERIENCE

Beacon Trust Morristown, NJ

Wealth Management Intern May 2024 - August 2024

● Optimized operational workflows for high-net-worth clients by managing $50MM in money movement transactions, improving compliance and reducing errors by 13%.

● Conducted 200+ portfolio performance analyses, identifying inefficiencies that increased reporting accuracy by 20%

● Assisted in rebalancing portfolios worth $100MM, ensuring alignment with client risk profiles and market conditions.

● Collaborated with portfolio managers to analyze 500+ trades, optimizing execution strategy and reducing slippage.

● Developed Excel-based financial models to assess asset allocation scenarios, improving client recommendations by 15%. Provident Bank Iselin, NJ

Middle Market Lending Intern May 2023- August 2023

● Conducted risk analysis on a $200MM+ loan portfolio, enhancing credit evaluation processes and improving underwriting efficiency by 20%

● Assisted in structuring $20MM+ in commercial real estate and corporate loans, evaluating financial statements and debt metrics.

● Modeled DSCR, LTV, and cash flow projections for 50+ corporate clients, reducing default risk by 12%.

● Automated loan risk assessments using Excel and VBA, decreasing manual errors by 15%.

● Supported quarterly compliance audits on $500MM+ in total assets, ensuring regulatory alignment and risk mitigation. LEADERSHIP EXPERIENCE

Sigma Beta Rho Fraternity Incorporated New Brunswick, NJ Treasurer, Vice President November 2022 -January 2025

● Managed a $16,000 annual budget, optimizing allocations to maximize impact across operational and philanthropic initiatives.

● Led governance improvements, implementing best practices that streamlined operations and improved committee effectiveness.

● Organized logistics for large philanthropic efforts, managing a team to distribute 7,500+ food packets at marathon events. PROJECTS

Sentiment Trading Bot Github

Creator & Lead Developer November 2024 – Present*

● Built an algorithmic trading model integrating sentiment analysis and historical stock data, achieving a 9% improvement in risk-adjusted returns.

● Developed machine learning classifiers (Random Forest, LSTM) that increased prediction accuracy by 15%.

● Designed risk management parameters (stop-loss limits, volatility filters) reducing drawdowns by 10%. SKILLS AND TECHNICAL PROFICIENCY

Technical Skills: Financial Modeling (DCF, Comps, LBO), Portfolio Optimization, Risk-Adjusted Metrics (Sharpe, Sortino), Equity & Fixed Income Research, Financial Statement Analysis, Cash Flow Forecasting, VaR, Stress Testing, Excel (Pivot Tables, VBA), Python (Pandas, NumPy), SQL, Bloomberg Terminal, FactSet, Morningstar. Certifications & Training: Machine Learning Specialization (Stanford), Learning Python (Linkedin), Excel for Corporate Finance (Linkedin), Bloomberg Market Concepts, CFA Level I Candidate

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