Aishwarya Suresh
+1-971-***-**** *****************@*****.*** linkedin.com/in/Aishwaryasuresh
Objective
Finance professional with experience in project finance, management consulting, and data-driven decision making. Skilled in financial planning, forecasting, cost optimization, and strategic sourcing. Proficient in SQL, R, and Tableau, using analytics for financial modeling, credit risk assessment, and supply chain optimization to improve profitability and efficiency.
Education
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Portland State University — Master of Science in Finance - Portland,USA Sep 2024 Extra-Curricular: Student Impact Investment Associate — Student Ambassador — Student Leader
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University of Madras — Bachelor of Commerce - Chennai, India July 2015 Extra-Curricular: Cleared Common Proficiency Test for Company Secretary exam — Founded Club RRC PROFESSIONAL LICENCES OBTAINED
• OR Life and Health Insurance Producer License - State of Oregon A state-required test for licensing in life and health insurance sales.
• Securities Industry Essentials (SIE) A FINRA exam covering securities markets, investment products, and regulations. Skills
• Hard Skills Financial Modeling, Forecasting, Underwriting, Credit Risk Assessment, Risk Analysis, PL Management, Financial Reporting
• Techniques Strategic Planning, Scenario Analysis, Corporate Forecasting, Due Diligence, Valuation, Business Case Development
• Software Power BI, SQL, MS Excel (Advanced Functions, VLOOKUP, Pivot Tables), Bloomberg Terminal, R, RStudio, Tableau, Data Visualization, Python basics, and Machine Learning concepts.
• Soft Skills Cross-functional Collaboration, Communication, Time Management, Adaptability. Experience
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Citibank Chennai, India
Customer Solutions Analyst Jan 2020 - July 2022
Conducted data-driven financial statements and customer credit profiles using SQL and R to assess creditworthiness, optimizing risk strategies for retail and corporate lending portfolios.
Supported forecasting models for loan default probabilities and capital adequacy, improving decision making, and aligning credit risk with regulatory standards.
Collaborated with cross-functional teams in underwriting, operations, and compliance to recommend risk mitigation strategies and drive continuous process improvements.
Managed customer segmentation data to identify trends and improve decision-making in financial services.
Utilized Eclipse and Web-RQ to manage complicated credit card, banking, and non-resident client queries reduced support 25% and increased customer satisfaction to 95%.
Managed 50 cases daily as a bank-customer to settle disputes, approve loans, and alter credit limits based on credit history.
Evaluated and monitored vendor performance metrics to ensure adherence to service level agreements and internal quality standards, proactively flagging noncompliance risks.
Discussed client needs and sales prospects with product specialists.
Regular meetings to motivate team members, discuss complaints, and evaluate progress toward goals to promote continual improvement.
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WNS Global Services Chennai,India
Senior Operations Analyst Aug 2016 - Nov 2019
Partnered with cross-functional teams to improve sourcing efficiency, aligning with business financial goals.
Led cost analysis and material optimization projects, reducing expenses and improving profitability.
Assisted in project management, ensuring the smooth execution of sourcing and procurement initiatives.
Investigated comments and customer details through personal interactions and background checks before granting approval to transactions with 100% precision.
Underwrite medium-to-large credit applications and developed financial plans and reports for organizational leaders.
Played a key role in supporting the team’s creation of monthly deliverables and took up team leading responsibilities in absence of manager and conducted monthly training and refresher updates for team.
Acquired in-depth knowledge of sanction/processing policies regarding personal/auto/vehicle loans, credit cards.
Assigned overdraft limits to corporate and retail customers and assessed consumers’ creditworthiness and overseeing investing activities of corporate and retail clients.
Updated mortgages, insurance, and valuation against plots granted as security against provided facilities.
Managed sanction policies, credit limits, and investment activities for loans and credit cards.
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Indian overseas Bank Chennai,India
Assistant for Data Collection Intern Dec 2014 - Mar 2015
Data analysis and collection for loan appraisals, with hands-on experience in data governance and analysis processes.
Impacted decision-making by providing actionable suggestions based on data analysis, improving lending strategy of the bank.