Financial Services Anti-Money Laundering
Resume:
Maria Sarros
Cumming, GA **041
**********@*****.***
SUMMARY & OBJECTIVE
Over the last 25 years, I have developed a deep understanding, knowledge, and proficiency in nearly every area of banking and mortgage lending that allows me to document and demonstrate management experience and capability in the areas of underwriting, closing, post-closing and retail and commercial lending. With a degree in Business Administration and Management, along with a vast knowledge of banking regulations and compliance procedures, I can not only deliver my work with repeatable precision, I also offer less common traits such as integrity, responsibility, accountability, professionalism, leadership and honesty. I am seeking a senior-level position in the banking and financial services industry where my experience and leadership can create greatness which, of course, begins at the individual level.
SKILLS
Compliance banking laws
Leadership by example
Financial transactions expertise
Financial Audits
Consumer banking/loans
Anti-Money Laundering
OFAC, BSA, USA Patriot Act Expertise
Safe and vault operation
P&L, Balance Sheet and Cash Flow Expertise
Proficient in all Microsoft and Google applications
Face to face experience with C-Level Executives
Strong Banking Ethics
PROFESSIONAL EXPERIENCE
Sr. Mortgage Closer & Post Closer, Southpoint Financial Services July, 2020 – August, 2024
Compile loan documentation and ensure that all requirements are met for a successful closing
Prepare and route closing document packages to appropriate destinations
Maintain document mailing/conversation log, commission disbursement and funding registers
Ensure warehouse files arrive in central office within one business day of funding
Identify and review files for problems, and take corrective action to facilitate funding
Post-Closing Loan Manager, Ameris Bank (formerly Fidelity Bank) September, 2015 – July, 2020
Managed follow-up and finalization of all Post-Closing
Prepare consumer and commercial loans and ensure accuracy prior to loan closing
Interface between Loan Closing Coordinators, Lenders, and Loan Operations staff
Maintain permanent loan files and ensure they are complete and accurate
Implement proper controls to establish and track the ongoing documentation required on each credit file
Immediately deliver recordable documents to the required municipality for lien perfection
Ensure receipt of trailing documents (i.e. Final Title Policy, Recorded Deeds/Mortgages, UCC’s, etc.)
Manage the ongoing monitoring and maintenance of “Documentation Exception Reports”
Process loan applications entered on the current loan origination and underwriting system
Review credit requests in excess of retail lending limits and exercise credit authority to approve these loans
Financial Sales Specialist, Regions Bank March, 2000 – July, 2015
B2C & B2B Sales – Actively call clients & promote use of all products and services
Submit consumer loan applications
maintain strict confidentiality of bank records and client information
Execute client transactions, including deposits, withdrawals, money orders, and checks
Open new client accounts (checking, savings, money market accounts and lines of credit)
Advise customers on financial services and resolve issues
EDUCATION
Bachelor of Business Administration - Middle Tennessee State University
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