Keri Vande Kamp
**** * ******** ***, ***** Falls, SD 57108
Cell: 605-***-****
Email: **********@*****.***
SUMMARY:
Seasoned leader with 20+ years of customer experience in the payment card industry and expertise in business plan development, client relationship building and troubleshooting. Proven ability to evaluate and improve existing processes while maintaining regulatory compliance. Skilled in developing successful multi- functional teams of employees through training, motivating, and mentorship. Seeking a position that will welcome my desire and willingness to learn and best allow me to utilize my skills and experience. The ideal position would offer, as well, an opportunity to contribute to the betterment of the community. PROFFESSIONAL EXPERIENCE:
Wells Fargo – Sioux Falls, SD July 2020 – Mar 2024 Executive Office Complaints Manager
Provide direct assistance to Executive Office Case Specialists which includes the following:
Ensure timely completion of Complaint Acknowledgements
Analyze, research and resolve escalated customer complaints
Monitor team member’s pipeline of work from assignment to completion
Identify and escalate complaints with regulatory impact
Coached and developed team members on professional customer communications Wells Fargo/Rober Half – Sioux Falls, SD Jan 2019 – July 2020 Customer Experience Leader 3
Same duties as above serving in a Managed Resource capacity First International Bank and Trust – Fargo, ND Sept 2017 – Nov 2018 Card Services Manager
Managed day to day operations of Debit Card and Credit Card portfolios, including but not limited to the following:
Daily financial reconciliation
Determined and execute growth strategy
Developed and implemented Quality Assurance Program for Card Services
Developed team of direct reports
Instant card issuance production
Billing disputes/chargebacks
Identified and responded to fraud trends to mitigate financial loss
Served as liaison with Processing Partner and Networks Real Estate Development – Sioux Falls, SD Feb 2015 – Sept 2017 Self-employed
Acquired below market residential properties for improvement and resale
Arranged subcontractor schedules and oversaw workmanship
Researched comparable residential properties for resale
Negotiated purchase/sale prices to capitalize on investment Sunrise Banks – St Paul, MN Apr 2011 – Feb 2015
Business Development/Client Relations
Engage new opportunities for the compliant growth of the bank’s prepaid card portfolio
Reviewed 200+ prospective opportunities to determine alignment with the bank’s mission, reputational and financial strategy
Prepared presentations of 60+ client opportunities for Prepaid Approval Committee review
Negotiated contractual terms with 30+ clients to ascertain compliance and financial benefit to the bank
Engaged/enhanced strategic bank relationships including Networks, Processors and Vendors resulting in 4 new processing relationships, and executing incentive agreements with Visa and MasterCard for a financial benefit to the bank of $250,000 year 1
Identified, implemented and tested product enhancements across entire prepaid portfolio including a Remote Deposit Capture product, and mobile application resulting in increased revenue through load/spend transactional volume
Exceeded 100% per year growth of the prepaid portfolio throughout my tenure
Surpassed personal incentive goals every year
Developed/improved strategic relationships of bank’s marketing partners
Grew client base from 10 to 30+
Member of Quality Audit Review Committee in order to ensure client compliance
Provided guidance to clients to assure adherence to all governing rules and regulations
Assisted clients in program modifications in accordance with governing rules and regulations and provided training as applicable to ensure required compliance
Implemented 60+ prepaid programs on 10 independent processing platforms utilizing robust project management protocols to ensure desired functionality, adherence to bank and regulatory requirements, and achieve speed to market
Interfaced with all internal operational teams to ensure necessary data file deliveries, appropriate funds movement, client billing, and exceeding service level requirements of the prepaid program4 Mid America Bank & Trust Company – Rolla, MO Jul 2010 – Apr 2011 Credit Card Manager
Oversaw all aspects of the credit card portfolio, including but not limited to the following:
Managed all facets of ISO relationships from acquisition through maintenance/oversight phase
Grew client marketing relationships from 2 to 5 within a 12-month period
Achieved successful exam of credit portfolio by the FDIC
Responsible for Compliance program of the credit card portfolio
Served as bank representative within local Compliance Professionals Group
Ensured proper protections were in place through recommendations for enhanced monitoring, policies and procedures, contractual provisions, insurance protections, etc.
Developed/implemented strategic plan relative to the activities of the credit card portfolio
Functioned as point person communicating directly to bank President and Credit Card Committee on all aspects of the credit card portfolio
Served as liaison with 3rd party processor for all card portfolio functions – this included but not limited to: ensuring required transaction reporting to applicable Networks, performing quality audits, and implementing new programs
Grew credit card portfolio by 300% within 12-month period
Served as contact person for all client communication Bancorp Payment Solutions Group – Sioux Falls, SD May 2005 – Jul 2010 VP – Product Development/Strategic Planning
Identified and developed unique product enhancements for portfolio growth
Established progress reports on divisional strategic initiatives and assisted units in achieving deliverables
Served as liaison with all internal departments to track and provide resolution to audit/regulatory deliverables
Drafted and executed procedural change recommendations in response to regulatory modifications
Initiated and oversaw the acquisition of a prepaid portfolio (100,000+ accounts) through the FDIC
Implemented bank wide relationship management software tool which resulted in improved efficiencies in managing bank relationships
Initiated a formal training and internship program for staff development
Executed 10+ existing client contracts within renewal timeframes
Served as contact with outside counsel on legal matters VP – Client Relations/Implementation
Developed team of 14 employees to support and enrich 60+ client relationships and secure and foster portfolio growth
Conducted business development calls with existing clients to discuss new opportunities for increased revenue
Modified processes for efficiency based on client need
Organized robust implementation project plan to ensure completion of all tasks necessary to launch a prepaid program
Established weekly progress meetings with implementation team resulting in all program implementations being completed on or before target launch date
Built process for reviewing audit results and providing responses to the bank’s Board of Directors
Served as liaison with all Networks for program approvals and modifications
Interacted directly with top tier clients to foster relationships, identify needs, and propose enhancements to the prepaid program
Proposed program changes for cost savings, increased revenue, improved functionality and/or regulatory requirements
References:
Darcy Goehring (Wells Fargo) 605-***-****
Carie Sanow (Wells Fargo) 605-***-****
Nick Lehnen (Wells Fargo) 605-***-****