Financial Analyst Data Analytics

Education

University of Detroit Mercy, Detroit, MI

Master of Business Administration May 2023

Bachelor of Science - Business Administration Magna Cum Laude - December 2018

Experience

Financial Analyst, Office of Public Housing: The U.S. Department of Housing and Urban Development

May 2024-Current

Managed risk assessment and compliance by enforcing financial policies, internal controls, and regulatory standards across a portfolio of public housing agencies for the state of Michigan.

Analyze financial statements and performance metric data to provide actionable insights which improve decision making and operational efficiency.

Monitor and ensure compliance with financial policies, regulations and reporting standards in line with HUD guidelines and requirements.

Utilize advanced data analytics to identify trends, discrepancies and potential areas for financial and operational optimization.

Collaborate and led cross functional teams to interpret financial data and develop resource allocation and budget forecasting.

Create compelling comprehensive financial reports and presentations for senior management, ensuring clarity and transparency in financial performance management.

Support decision making processes by assessing financial risks, opportunities and budgetary impacts in alignment with federal regulation.

Leverage financial modeling techniques to forecast budgetary needs and inform long term planning.

Championed employee engagement initiatives, ensuring alignment culture, training programs, and leadership development

Senior Auditor Risk Management: Canadian Imperial Bank Commerce (CIBC) US

April 2023-May 2024

Supervised and guided cross-functional teams, mentoring employees at various levels to enhance performance, professional development, and operational success.

Conducted regular performance evaluations and coaching sessions for direct reports, fostering a culture of continuous improvement and professional growth.

Compile and communicate complex fiscal data risk information by providing oral and written reports to both peers and executive management. Develop various formats for audit reports to facilitate understanding, clarify issues and resolve problems.

Responsible for reviewing and assessing risk and effectiveness of internal controls in various application and functions that mitigate a wide variety of risk stripes including Capital Stress Testing, Model Risk Management, Data Risk Oversight, ERM, and ORM.

Provide consulting advice to senior and executive management on design, implementation, and maintenance of internal controls with a focus on governance.

Exercise judgment for decision making on complex issues, current developments and emerging risks in a changing regulatory environment while implementing the use of data analytics.

Provide internal support and assist in creation of a Data Standard Workpaper. Lead the coaching of internal stakeholders by providing technical expertise and guidance over financial data risk a subject matter expert.

Innovate solutions to be accountable to regulatory bodies and produce defined scope over broad policy objectives through effective project management.

Plan full scope audits, develop budget plan, acquire resourcing, and lead projects.

Project Manager over multiple audits, projects and Third Party Risk Management which provided oversight and validation over changes to processes and controls around third party risk including shared arrangements and affiliates.

Auditor II Chief Financial Officer Group: Ally

May 2022-April 2023

Plan, test and report on financial risk and controls in the Treasury and Finance departments.

Use data literacy, knowledge of financial risk and controls to consult management regarding emerging risk practices. Apply technical, regulatory and industry knowledge to analyze controls.

Perform advisory reviews over a software launch for the finance, treasury, and capital markets functions. Provide management with feedback on shortfalls and present research on regulations and financial laws.

Document, analyze and present quarterly trends over the financial portfolio and assist in the validation of the controls over the financial statements as standard with Generally Accepted Accounting Principles (GAAP).

Internal Audit Staff Auditor: Comerica Bank, Detroit MI

May 2021 – May 2022 & May 2019- September 2019 Intern

Work as a team to think objectively as the third line of defense to mitigate financial risk.

Analyze large sets of financial data and communicate outcomes with senior management.

Provide analytic report findings in clear concise language as standard with General Accepted Accounting Principles (GAAP).

Application of financial management tools such as Audit Command Language and utilization of Data Analytics to create populations and samples.

Conduct audits over operations for User Access Reviews, SOC compliance and spreadsheet controls.

Global Capital Markets Financial Reporting Analyst III: Comerica Bank, Detroit MI

Nov 2019-May 2021

Actively participate in accounting and reporting for the GCM division in compliance with accounting standards and related accounting and reporting policies, procedures and controls

Prepare and perform accurate analysis, account reconciliation, subsystem accounting and General Ledger entries following GAAP.

Provide Daily, Monthly, Quarterly and Yearly analysis for the debt portfolios including derivatives, Mortgage Backed Securities (MBS), pledges, and Foreign Exchange Market(FX).

Assist with implementation of financial accounting and reporting procedures and controls for global capital market products and other lines across the bank.

Prepare various month end and quarter end financial reports to be utilized by Financial Reporting group in reporting to the bank regulatory agencies, SEC and other users including Call, FR Y-9 Reports and Form 10Q/10K

Comply with all requests to internal and external audit, along with regulators by ensuring all financial data is supported, tested and sustainable.

Assist in ways to innovate while becoming a digital accounting department including the change management and technical training over the transition of the General Ledger Software.

Business Analyst: LOVELAND Technologies LLC, Detroit MI

03/2018-May 2019

Oversaw accounts payable, receivables, and vendor management, ensuring timely payments, strong vendor relations, and adherence to financial policies

Communicate internal financial, and sales data with executives to effectively make decisions to guide strategy

Institute Business Intelligence and daily tracking of financial and sales analytics

Use data tracking tools to set up a dashboard of sales initiatives and create daily sales reports.

Create reports define customer base and market base to communicate growth trends.

Train non-technical clients on how to integrate and use the software for their specific teams. Work with clients such as Landbanks, Counties, and City Accessors to integrate their survey information into the Geospatial Information Technology to build powerful parcel maps that help create robust reports on land usage.

General Manager: Checkers / Rally’s Toledo, OH 12/2011-April 2015

Leveraged financial and operational data analytics to assess asset performance, guide capital allocation decisions, and optimize budget planning, ensuring maximum return on investment and long-term portfolio growth

Designed and led training programs for District and General Managers, focusing on operational best practices, financial management, resident retention strategies, and compliance with company policies and industry regulations.

Implement point of sales software integration and train other manager on how to use software to achieve goals by creating interactive projections, budgets and easy to follow reports.

Coach management team to leverage financial data to better resolve problems and achieve monthly outcomes.

Use sales and finance data to make decisions based on analytics to guide labor, budget and purchasing decisions.

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