Mortgage Loan Coordinator, Closer, Funder, Post Closer and Secondary

KEITH TORGERSEN

*****@*******.*** 410-***-**** Owings Mills, MD 21117

Professional Summary

Mortgage Lending Specialist with 20 years of experience in coordinating, closing, funding, post-closing, shipping & insuring, secondary market locks, and quality control. Consistently successful improving workforce skills through ethical leadership, sound judgment, and a commitment to excellence with a proficiency in managing a variety of projects simultaneously. A relentless achiever! An adaptable, ambitious and driven individual who minimizes risk and capitalizes on change.

Key Skills

• Excellent time management abilities

• Acute attention to detail

• Organized

• Analytical

• Verbal and written communication

• Customer focus

• Critical thinking

• Integrity and Leadership

• Microsoft Office Suite

• Encompass

• E-boutique

• Reverse Vision

• Tango

• ZoHo

• SafeBox

Professional Experience

TRIUS LENDING PARTNERS Towson,

MD

Closing, Funding, Post Closing, Servicing

& Secondary Manager

12/2020 – 02/2025

• Consistent in creating and delivering Hard Money and DSCR closing documents to title in a timely manner

• Decreased the time frame required from contract to close by having a professional and focused closing / funding department resulting in increased business and quicker sales to secondary banks

• Developed functions to populate unique information within the document package which resulted in our ability to reliably create an accurate loan package without paying a 3rd party software company or attorney

• Coordinated closing dates and times with all parties involved i.e. buyers, sellers, brokers, title companies, and notaries

• Delivered all funding wires to title upon satisfaction of post-review conditions

• Participated in loan servicing including the follow up on insurance and interest payments while assisting the client base with rehabilitation draws upon completion of projects per the schedule of work.

• Sold loans to multiple investors within the Secondary Market maximizing pricing by decreasing delivery times and shipping complete / quality documents with minimal requests for updates.

MIDWEST LOAN SERVICES INC

Owings Mills, MD

Loan Coordinator, Closer, Funder, and

Post Closer

09/2019 - 12/2020

• Successfully managed scheduling, closing, funding and loan delivery to our investors

• Post Closing tasks included purchase conditions, sale into secondary markets, and the insuring of all loan files

• Continued to update my knowledge of the regulatory environment for strict assurance that all loans from the branch were 100% accurate, which resulted in higher compliance scores

• Always promoted an atmosphere of teamwork and individual growth by being willing to take on jobs outside my responsibilities and accepting closings from other branches

HURON VALLEY FINANCIAL / 1ST

NATIONS REVERSE Owings Mills, MD

Closing, Funding, Post Closing, Shipping,

Secondary and Servicing

04/2017 - 09/2019

• Daily activities included coordinating closing dates and times with all parties, creation of closing, funding and shipping packages, and overseeing all aspects of post-closing

• Increased sales capabilities and profits within the Secondary Market by managing bid tapes and awarding loans accordingly

• Oversaw the regulatory requirements for strict assurance that all loans were compliant, which resulted in minimal sale conditions and NORs from HUD.

HOME POINT FINANCIAL CORP

Owings Mills, MD

Opening, Closing, Funding, Post Closing,

Shipping and Insuring

12/2014 - 04/2017

• Managed a team in charge of scheduling, closing and funding, secondary market bids, shipping and insuring

• Assisted with the development of a paperless storage system for the intake and processing of loans through TPO and retail channels

• Expanded my knowledge of secondary markets and HUD Ensuring requirements for faster more efficient sales leading to higher profitability

• Took on responsibilities/tasks inside and outside my department while promoting an atmosphere of learning new skills and individual growth. LIVE WELL FINANCIAL Richmond, VA

Mortgage Branch Closing Manager, HR

Coordinator, NMLS Licensing Assistant,

Account Executive

03/2013 - 10/2014

• In charge of drawing closing documents and coordinating closing dates / times with clients, title companies and the MLO's

• Assisted our funding department to insure the highest level of service all the way through disbursement of the wire

• Enriched the client and MLO experience by having a very professional and focused closing department

• Created accurate closing documents resulting in quicker purchase times from our investors

• Strengthened all departments by continually encouraging an environment of teamwork and assisted in the training of new employees. VALUE FINANCIAL MORTGAGE

SERVICES Miami, FL

Opening, Closing and Funding Manager,

Transaction Coordinator, NMLS

Licensing Assistant

01/2004 - 03/2013

• Oversaw production from loan origination through shipping while drawing documents for over 3,000 loans

• Managed 10 M warehouse assets while shipping loans to a variety of secondary investors increasing profits

• Ran daily operations and oversaw every aspect of the loan process

• Consistently increased volume & revenues by working with the sales team

& broker partners streamlining the application process & required documents for submission to Underwriting.

Education/awards/volunteerism

• MD High School Diploma

• 1st Nations Reverse “Sprit Award” - Oakland Park FL

• Police Dept. “Achievement Award”

• Kids in Distress “You Made a Difference Award”

• HSUS Volunteer in NC, FL & MD.

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