Credit Analysis property management
Resume:
WILLIAM WEST
PROPERTY MANAGEMENT
CONTACT PROFILE
********@*****.***
A highly motivated and organized individual who will use 15+ years of management experience and skilled leadership to maintain productivity and quality of service. Results-focused professional with strength in negotiation. Proactive leader with excellent communication and collaboration. Proficient in leveraging collections and negotiation knowledge to promote profitability. Proficient managing concurrent objectives to promote efficiency and influence positive outcomes. SKILLS EXPERIENCE
Leasing and negotiation
Customer Service
OneSite
Lease renewals
Clear communication
Strategic thinking
Silva Management Partners Property Manager
2025-2025
Developing and implementing strategies to maximize rental income and tenant retention negotiating and managing leases, rental agreements, and contracts. Monitoring and enforcing compliance with rental agreements, lease terms, and applicable laws. Overseeing tenant move-in and move- out processes Developing and maintaining strong relationships with property owners, tenants, vendors, and contractors. Gorman And Company Collection Specialist
2024-2025
Maintain a positive, productive relationship with tenants. Negotiate lease/contracts with contractors in a timely and reliable manner. Advertise and market vacant spaces to attract tenants. Collect receivable accounts and handle operating expenses. Develop and manage annual budgets by forecasting requirements and analyzing variances, data and trends. Oversee properties’ personnel and assess its performance. Accomplish financial goals and report periodically on financial performance.
The Savings Group Underwriter
2020-2023
Met business growth goals through collaboration with internal stakeholders and departments. Achieved production goals by developing strong underwriting teams. Leveraged customers' history, industry and demographic information to calculate renewal rates.
EDUCATION
Metropolitan State
08/1992-12/1996
BA History
Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
Worked with colleagues to review and accept or deny new and renewal business. Analyzed loan-to-value ratios, debt to income ratios and credit scores to make underwriting decisions.
GM Financial Sr. Underwriter
2017-2020
Analyze credit data to determine the degree of risk involved in extending credit. Make decisions to approve or deny the extension of credit within set credit authority
established by senior management and state/federal laws Develop sufficient dealer relationships that ensure volume objectives and credit quality. Capture automotive finance contracts that meet profitability criteria for pricing and performance. Ensure branch office cooperation with other departments, to maximize efficiency with the company Perform outbound telemarketing call to the dealer customer. Coastal Credit Credit Buyer
2014-2017
Reviewed, examined and underwrite loans to ensure
soundness, business value and compliance to guidelines and investors standards. Evaluated debt to income ratios, loan to value ratios, credit score, property valuation and other factors. Determined and documented loan conditions and
communication requirements and, or decisions. Assisted, identified, recommended and, or negotiated alternatives loan requirements,
funding and, or loan-structuring solutions
Cleared loan approval conditions, issued notice of adverse action to decline customers after 2nd level review. Wells Fargo Dealer Services Collection Supervisor
2005-2014
Direct and coordinates activities of workers engaged in conducting credit investigations and collecting delinquent accounts of customers of various loan types. Assign subordinates to supervise workers investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to
substantiate findings and recommend rejection or approval of applications. Assigns responsibility for collecting worthless checks and delinquent bills to specific supervisors. Reviews and evaluates applications, substantiated data, and
recommendations in order to determine credit validity Establishes credit limitations on customers' accounts Reviews collection reports to ascertain status of collections and balances outstanding
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