Receptionist,Customers Service Management and Hosting,Debtor's Clerk
Resume:
Identification Number: 760**********
Name & Surname: MICHEL DOLORES FRANCKE
Postal Address: 7 CLOETE STREET ELDORADOPARK EXT 9 1811 Home Telephone No: 027*******
Bureau Enquiry Date: 2025-04-03
Privacy Statement
Kindly not that this document contains personal information (as regulated by the Protection of Personal Information Act 4 of 2013) and consumer credit information (as regulated by the Credit Act 34 of 2005) and should be dealt with according to privacy legislation in South Africa.
Specifically, it should only be used for the purpose for which it was provided, it should not be disclosed to any unauthorised third party and should be dealt with confidentially and should be discarded and expunged once it has been used. Kindly report any unlawfully use hereof to ****@*********************.******************. co.za Consumer Identity Information
Maiden: Work Telephone No: 011*******
Title: Miss Cellular No: 084*******
Gender: Female Email Address:
Birth Date: 1976-03-31 Employer Details: SPICE GIRLS Marital Status: Single
Consumer Score Information
Score Date Exception Code Risk Category Final Score 2025-04-03
DEBT REVIEW LISTED
AGAINST CONSUMER Potential High Risk 0
Compuscore V3
VERY HIGH RISK
0
VERY HIGH HIGH AVERAGE LOW MINIMUM INSUFFICIENT
400-***-***-*** 680-***-***-*** 860-940 ?
Negative Reasons:
Description: Consumer has LOW probability of collection Warning(s)
1 ENQUIR(IES) FOUND.
1 NOTIFICATION(S) OF DEBT REVIEW.
3 ACCOUNTS IN ARREARS (POTENTIALY ADVERSE) ( Nedbank Mortage, MBD Legal Collections, MTN )
Enquiry History
Enquiry Date Subscriber Name Subscriber Business Enquiry Reason 2025-02-24 Datanamix Other Credit Application
Debt Review
Case 1
First Name: MICHEL Surname: WILLIAMS
ID Number: 760********** Birth Date: 1976-03-31
Debt Review Status
Date: 2019-06-11 Debt Review Status:
Formal debt restructuring
through the courts has
commenced
Debt Counsellor First
Name: Paul Leonard
Debt Counsellor
Surname: Cogan
Debt Counsellor
Telephone Number: '087*******
Debt Counsellor
Registration Number: NCRDC3096
Consumer Adverse Information
No Result Found
Judgement
No Result Found
Sequestration
No Result Found
Debt Summary
Description NLR CPA Total
Total Number Of Active Accounts 0 3 3
Total Number Of Accounts In Good Standing 0 1 1
Total Number Of Accounts In Arrear 0 2 2
Total Number Of Paid Up or Closed Accounts (last 24 months) 0 0 0 Total Monthly Instalment R0 R38753 R38753
Total Outstanding Debt R0 R166092 R166092
Total Arrears Amount R0 R121938 R121938
Highest Months In Arrears (last 24 Months) 0 9
Total Adverse Amount (Write-offs/Repossessions) R0 R0 R0 Total Enquiries Done In The Last 90 Days By Subscriber 0 1 1 Total Enquiries Done In The Last 90 Days By Other Subscribers 0 0 0 Total No Of Accounts Opened Within The Last 45 Days 0 0 0 Description Total Amount Most Recent Date
Public Domain - Adverse/Defaults 0
Default Listing 0 0
Judgements 0 0
Court Notices (Admin Orders/Sequestrations/Rehabilitations Orders) 0 0 Enquiries (Last 24 Months) 1 2025-02-24
Debt Review Status Formal debt restructuring through the courts has commenced Credit Agreements - Active
Account 1
Subscriber Name: Nedbank Mortage Account No: 864********** Current Balance: R 130794 Instalment Amount: R 3455 Arrears Amount: R 86640 Open Balance / Credit Limit: R 300000 Status: In Arrears Type of Account: H - Home Loans No Of Participants In Joint Loan: 2 Account Description: Last Paid Date: 2025-02-28 Date Account Opened: 2006-01-31 Account 2
Subscriber Name: MBD Legal Collections Account No: 304******* Current Balance: R 35029 Instalment Amount: R 35029 Arrears Amount: R 35029 Open Balance / Credit Limit: R 35079 Status: In Arrears Type of Account: P - Personal Cash Loans No Of Participants In Joint Loan: 0 Account Description: Last Paid Date: 2024-08-22 Date Account Opened: 2014-08-01 Service Agreements - Active
Account 1
Subscriber Name: MTN Account No: BA140287677
Current Balance: R 269 Instalment Amount: R 269
Arrears Amount: R 269 Open Balance / Credit Limit: R 0 Status: Active Type of Account: F - Open Services
No Of Participants In Joint Loan: 0 Account Description: Service Related Last Paid Date: 2024-08-13 Date Account Opened: 202*-**-**-**-Month Payment Profile
Definition Code Descriptions Symbol Color
Data not found #
Number of months in arrears 1-9
Not in arrears 0
Paid Up P
MTN
MAY 2023 JUN 2023 JUL 2023 AUG 2023 SEP 2023 OCT 2023 NOV 2023 DEC 2023 JAN 2024 FEB 2024 MAR 2024 APR 2024
# # # # # # # # # # # #
MAY 2024 JUN 2024 JUL 2024 AUG 2024 SEP 2024 OCT 2024 NOV 2024 DEC 2024 JAN 2025 FEB 2025 MAR 2025 APR 2025
# P 0 0 1 1 # # # # # #
MBD Legal Collections
MAY 2023 JUN 2023 JUL 2023 AUG 2023 SEP 2023 OCT 2023 NOV 2023 DEC 2023 JAN 2024 FEB 2024 MAR 2024 APR 2024 1 1 1 1 1 2 1 1 2 1 1 1
MAY 2024 JUN 2024 JUL 2024 AUG 2024 SEP 2024 OCT 2024 NOV 2024 DEC 2024 JAN 2025 FEB 2025 MAR 2025 APR 2025 1 1 1 1 1 2 3 4 5 6 # #
Nedbank Mortage
MAY 2023 JUN 2023 JUL 2023 AUG 2023 SEP 2023 OCT 2023 NOV 2023 DEC 2023 JAN 2024 FEB 2024 MAR 2024 APR 2024 9 9 9 9 9 9 9 9 9 9 9 9
MAY 2024 JUN 2024 JUL 2024 AUG 2024 SEP 2024 OCT 2024 NOV 2024 DEC 2024 JAN 2025 FEB 2025 MAR 2025 APR 2025 9 9 9 9 9 9 9 9 9 9 # #
Consumer Address History
Last Update Type Address
2024-05-22 Residential NO 7 CLOETE STREET ELDORADOPARK EXT 9 JOHANNESBURG 2023-12-03 Residential NO 7 CLOETE STREET ELDORADOPARK EXT 9 JOHANNESBURG 181*-****-**-** Residential 7 CLOETE STR
2020-12-19 Postal 7 CLOETE STREET ELDORADOPARK EXT 9-181*-****-**-** Postal 7 CLOETE STREET KINGSBURGH ELDORADO PARK SAPOS 1813 Consumer Telephone History
Last Update Telephone Type Telephone Number
2024-07-10 Cellular 081*******
2020-07-02 Home 027*******
2013-01-02 Cellular 074*******
2011-10-23 Home 011*******
2011-10-23 Work 011*******
Consumer Email History
Last Update Designation Email Address
No Result Found
Consumer Employment History
Last Update Designation Employer Detail
2024-11-10 SPICE GIRLS
2024-08-16 SELF EMPLOYED
2018-02-01 MACX AUTOMOTIVES
2017-09-11 TEMP
2016-03-16 UNEMPLOYED
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