Financial Analyst Liability Management
Resume:
MATTHEW J. BEHAR, M.B.A.
Niskayuna, NY 12309
*********@*****.***
PROFESSIONAL PROFILE:
Analytical and goal-oriented financial professional with over twenty years of experience analyzing financial performance and managing risk for banks and credit unions. As part of the management team, help devise strategies to meet corporate goals and objectives. Highly skilled in evaluating and reporting results in an accurate, useful and timely manner. Dedicated team player with proven ability to successfully work with all levels of management. Areas of expertise include:
PROFESSIONAL EXPERIENCE:
McQueen Financial Advisors (MFA), Albany, NY 6/19 - Present Senior Asset/Liability Management Consultant
• Manage relationships with over 50 clients ranging in asset size from $5,000,000 to
$3,000,000,000 by identifying interest rate risk concerns and recommending strategies to improve financial performance
• Analyze and interpret financial modeling results and create presentations to explain my findings and recommendations to clients at board meetings and ALCO meetings
• Keep clients abreast of changes in economy and regulatory environment to help them reach their financial goals
• Successfully transitioned over 90 clients to a new ALM reporting process during the acquisition of Balance Sheet Solutions
• Helped launch new location in Albany which expanded company’s visibility and improved responsiveness to clients
Balance Sheet Solutions, LLC (BSS) (acquired by MFA 6/19), Albany, NY 4/06 – 6/19 A.V.P., Asset/Liability Management Consulting 7/08 – 6/19
• Oversaw production of ALM reports for over 100 clients ranging in asset size from $5,000,000 to
$3,000,000,000
• Managed and motivated staff to ensure that reports were produced for clients in an accurate and timely manner
• Analyzed and interpreted ALM modeling results and created presentations to explain my findings and recommendations to credit union management at board meetings and ALCO meetings
• Evaluated staff responsibilities and workflow within the department to prepare for expanding the business while successfully meeting all current client deadlines
• Helped change the ALM reporting product from a loss leader intended to support other lines of business to a stand-alone profitable product
• Created additional product offerings to allow the company to meet reporting needs for credit unions of any size and sophistication
Senior Financial Analyst 11/06 - 6/08
• Responsible for using ALM model to produce monthly, quarterly, semiannual and annual reports by required deadlines for over 70 credit unions
• Analyzed and interpreted ALM modeling results and created presentations to explain my findings and recommendations to credit union management at board meetings and ALCO meetings
• Trained financial analysts to use the ALM model and produce reports
• Excel Spreadsheet Design and Analysis
• Budgeting / Forecasting
• Variance Analysis
• Investment Strategies
• Asset/Liability Management (ALM)
• Strategic Planning
• Income Statement Analysis
• Balance Sheet Analysis
MATTHEW J. BEHAR, M.B.A.
Page 2
Financial Analyst 4/06 - 10/06
• Responsible for using ALM model to produce monthly, quarterly, semiannual and annual reports by required deadlines for over 50 credit unions
• Analyzed and interpreted ALM modeling results and created presentations to explain my findings and recommendations to credit union management at board meetings and ALCO meetings
• Created customized “what if ” analyses that allowed credit unions to successfully evaluate proposed changes to their balance sheets
• Assessed the validity of results produced by competitors’ ALM models and provided clients with a thorough explanation of my conclusions
MemberTrade Advisory Services, LLC (merged with BSS 4/06), Albany, NY 5/05 - 4/06 Financial Analyst
• Responsible for using ALM model to produce quarterly or semiannual reports by required deadlines for approximately 30 credit unions
• Analyzed and interpreted ALM modeling results and created presentations to explain my findings and recommendations to credit union management at board meetings and ALCO meetings
• Created customized “what if ” analyses that allowed credit unions to successfully evaluate proposed changes to their balance sheets
• Assessed the validity of results produced by competitors’ ALM models and provided clients with a thorough explanation of my conclusions
• Reviewed, revised and created ALM policies to establish procedures that allowed credit unions to adhere to federal regulations and guidelines
Key Equipment Finance, Albany, NY 11/03 - 5/05
Financial Analyst
Branch Banking & Trust Corporation (BB&T), Morgantown, WV 11/00 - 11/03 Regional Financial Analyst, A.V.P.
One Valley Bank, Inc (merged with BB&T 11/00), Morgantown, WV 8/99 - 11/00 Financial Accountant
EDUCATION:
West Virginia University, Morgantown, WV 8/00 - 12/02
• M.B.A. GPA: 4.00/4.00
• Honors: Phi Kappa Phi Honor Society
Binghamton University, S.U.N.Y., Binghamton, NY 8/91 - 5/95
• B.S. in Business Management / Marketing and Finance GPA: 3.73/4.00
• Honors: Magna Cum Laude, Dean’s List, Golden Key National Honor Society, Who’s Who Among Students in American Universities and Colleges ADDITIONAL SKILLS AND ACCOMPLISHMENTS:
• Experienced user of several ALM models
• Registered Investment Adviser Representative
• Advanced knowledge of Excel
• Junior Achievement volunteer 9/06 - 6/17
• Board Member / Registrar, Niskayuna Soccer Club 9/16 – 6/19
• Board Member / Treasurer, Niskayuna Rowing, Inc. 7/17 - Present
Contact this candidate