Vice President Real Estate

THOMAS CROSS

I**** Java Trail 612-***-****

Lakeville, Minnesota 55044 **********@*****.***

COMMERCIAL BANKER

Banking Law, attention to detail, loan documents, Lease financing, commercial banking, client relationships, financial services, cash management, bank products

Loan origination, Real estate Lending, Credit Risk management, Business Development, Community Banking,

financial analysis, Customer Service, collections, Business Process Improvement

Summary: Senior Vice President Commercial Loans

Underwriting review, development of financial reports, negotiation and preparation of loan documents, preparation and review of SBA 7a and 504 loans, managing loan portfolio, collection of criticized assets, review and preparation of legal documents and continuing consultations with bank clients regarding financial circumstances. Licensed attorney, preparation and review of contracts

PROFESIONAL EXPERIENCE

Bridge Law Group, Minneapolis, Minnesota 2016-2023

Staff Attorney

Provide general legal work with concentration on Commercial Mortgage loan and Construction loans to include purchase and sale of operating businesses and real property.

1. Closed over 150 Commercial Mortgage Loans in 2022 in multiple states.

2. Negotiates loan documents with borrower counsel.

3. Managed team with paralegals and real estate experts.

4. Located local counsel in 40 states to review and approve mortgage documents to insure compliance with state requirements

5. Utilization of CLIO program to maintain consistency in loan documentation.

Landmark Community Bank, Isanti Minnesota 2007-2016

Senior Vice President Commercial Loans/ General Counsel.

1. Managed multi million dollar loan portfolio for 10 years.

2. Renewed expiring loans and added additional loans specializing in SBA 7a and 504 loans.

3. Collected guarantees on defaulted SBA 7a loans.

4. Established templates for limited liability company documents, independent contractor agreements and purchase and sale documents.

The Bank of Elk River

Legal Consultant

1. Collection of criticized assets

2. Developed financial plans for collection.

3. Prepared collection strategies

EDUCATION

BA St. Olaf College

JD Denver University

Other Experience

Ist Lieutenant US Army – Executive officer 527th PSC, received Meritorious service Metal and Bronze Star Medal

President Braemar City of Lakes Figure Skating Club – sponsored Midwest figure skating tournament

Hennepin County – assisted second graders with reading skills.

Coached boys’ hockey in Edina MN.

Coached boys’ baseball in Hopkins MN.

Contact this candidate