Credit Officer at Khushhali Microfinance Bank Ltd.

ZABAIR ARSHAD

Street No.* Suleman Town Madina Colony Marzipura

Burewala distt. Vehari Pakistan

Cell phone#: +923*********

Email address: ***************@*****.***

OBJECTIVE

Take your career opportunity and do the best of me to give a successful for your company. STRENGTHS

I am punctual, self-motivated person with polite and friendly behavior. I am social and I like to interact With people. It is my preference to work in sales department because I like to deal peoples. WEAKNESSES

Talkative, Cannot say no if any one call for help, Emotional, Trust on everyone. PERSONAL INFORMATION

Father Name: Arshad Mahmood Gender: Male

Date of Birth: February 29, 2000 Status: Single

EXPERIENCE

Designation

Company

Time period

Responsibilities

Credit Officer

KHUSHHALI MICROFINANCE BANK LTD.

March-2022 To Currently working

Credit Evaluation & Risk Assessment

Loan Processing & Approval

Financial Analysis & Creditworthiness Assessment

Regulatory Compliance & Policy Adherence

Portfolio Management & Risk Mitigation

Customer Engagement & Relationship Management

Debt Recovery & Delinquency Management

Credit Documentation & Record Maintenance

Market Analysis & Industry Research

Reporting & Coordination With Senior Management

EDUCATION

2022-2024

2017-2021

2014-2017

2012-2014

COMSATS University Islamabad (Vehari campus)

MS (Economics)

Major Subject: Economics

CGPA: (3.33/4.00)

COMSATS University Islamabad (Vehari campus)

BS honors (Economics)

Major Subject: Economics

CGPA: (2.77/4.00)

Leads group of colleges Burewala

ICS

Major Subject: (Computer, Economics, Education)

Govt. M.C Model high school Burewala

Matric

Publications:

1. Population dependency ratios and economic growth in SAARC nations: Insights on aging and youth dynamics

Journal: Journal of Infrastructure, Policy and Development 2024, 8(8), 4875. https://doi.org/10.24294/jipd.v8i8.4875

2. Energy Consumption, Economic Growth, and Human Development Index Evidence from SAARC Economies

Journal: Pakistan Journal of Humanities and Social Sciences 2023, 11(3). https://doi.org/10.52131/pjhss.2023.1103.0644

3. Exploring the Impact of Demographic Factors on Economic and Sectoral Dynamics: A Comparative Study of Selected South Asian Countries Journal: International Journal of Sustainable Development and Planning 2024, 19(10) https://doi.org/10.18280/ijsdp.191023

AWARDS AND SKILLS

Skills

Ms office Word

Ms office Excel

Ms office PowerPoint

Social Media Marketing

Awarded with shield as Punctual student in annual function of Leads college Burewala Certified as a volleyball player in Sports week Award ceremony of COMSATS University References: Available on request

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