Michael Mircovich
Mobile 201-***-**** www.linkedin.com/in/michaelmircovich **********.**@*****.***
SUMMARY
The ability to plan, prioritize and complete multiple tasks in a timely manner. Proven problem-solving skills. Proficient in MS applications; Word, Excel, and Access. Strong knowledge of Electronic-Banking-related regulatory compliance. Excellent customer service skills. written and verbal communication skills.
Leadership & Supervision Customer Service Fraud ACH ATM/Debit Card Time Management
PROFESSIONAL EXPERIENCE
VALLEY BANK, Washington Township, NJ 2009 - 2020
(Formerly Oritani Bank),
Electronic Banking Specialist
Supervision of the Electronic Banking function including Internet Banking, ATM/Debit cards and
telephone banking
Oversight of changes/deletions to existing internet banking, and ATM/Debit card applications
Monitoring of reports for security issues and user dormancies
Researching customer inquiries, claims, etc. in accordance to bank policy and regulation.
Providing customer service help desk via telephone and e-mail
Maintain records and statistical data for reporting purposes.
Transaction codes and changes of status on dormant account
Responded to incoming mail and calls from customers and branch personnel researched for resolutions.
GREATER COMMUNITY BANK, Totowa, NJ 2007 - 2009
Operations Clerk
Input, research and correct (un-posted) items daily
Internet with branch managers for overdraft approvals
Daily processing of Repurchase Agreements and sweep accounts.
Provide assistance for adjustments investigations procedures within the department.
TD BANKNORTH (Formerly Hudson United Bank), Mahwah, NJ 2005 - 2006
Adjustment/Investigation Clerk
Verified information from various banks, which were received from Accounting Department and then input
into balance sheet.
Received debits/credits and followed up on past due cases, and report necessary adjustments
Investigation of missing items/errors and making applicable corrections in a timely manner.
Verified daily branch work from tellers ensuring accurate balances
CITIGROUP, Englewood Cliffs, NJ 2001 - 2005
Investigations BankCard Research Clerk 11
Researched receivables and payables cases resulting from check processing errors
Communicated via phone and by mail with banks and customers in order to resolve differences
Performed financial adjustments to card member accounts via the Bankcard IBS system
Utilized appropriate resources materials to resolve cases in a timely manner to prevent possible losses
EDUCATION
CMD Institute, Wayne, NJ 2007
Computerized Accounting
Course work included QuickBooks, Peachtree, Word, Excel and PowerPoint
St. Peter’s College, Englewood Cliffs, NJ 2000
Successfully completed courses in Accounting 1 and 2, Introduction to Management,
Introduction to Marketing, Introduction to Computers, Pascal