Risk analyst

SEKINAT OSEVWE

*************@*****.*** 469-***-**** Allen, TX 75002 WWW: Bold Profile

Dynamic BSA/AML and Fraud Investigator with expertise in suspicious activity reporting (SARs), Currency Transaction Reports (CTRs), and Data analysis within the financial Institution. Proven ability to identify Risks and enhance compliance through effective communication and thorough investigations. Skilled in KYC/EDD processes and proficient with case management systems. Committed to safeguarding financial integrity while fostering collaboration with stakeholders. BSA/AML compliance

Suspicious activity reporting (SAR)

Data analysis / Information Verification

Fraud Detection & Prevention

Risk assessment

Due diligence, KYC / EDD

Case management systems - Verafin, Patriot Officer, Actimize, Trip system

Transaction monitoring

Interviewing and investigation techniques

Application Used - Check image, Nexis lexis, World Check, Google Search, Word doc, Excel, Pivot,

Connect, Avaya

Regulatory knowledge - FINCEN, FATF, OCC, FRB etc. BSA/AML Investigator - SAR WRITER Oakwood Bank - Dallas 06/2024 - Current Collect and analyze data, including alerts, transactions, customer demographics, and relevant account information, to identify potential suspicious activity. Disposition and fully document the investigation, including supporting data, analysis, and rationale for disposition within the case management system.

Write and file a Suspicious Activity Report (SAR). Complete the Suspicious Activity Report (SAR) form, if applicable, in accordance with Financial Crimes Enforcement Network (FinCEN) requirements.

Effectively communicate with associates, management, and various stakeholders on risks identified, possible typologies, and recommend next steps.

Apply solid knowledge of BSA/AML, and risk standards, guidelines, policies, and procedures. Make a risk-based determination through quality analysis of whether alerts were properly cleared by Compliance Alerts Analysts.

Balance inventory queues, deadlines, and priorities to achieve departmental standards, and production goals. Fraud Detection Analyst II City Bank - Plano, Texas 07/2022 - 04/2024 Reviewing fraud alerts daily to detect suspicious transaction activity, identify suspects, and determine if a case should be opened for further investigation.

Perform an in-depth analysis and review of member account activity. Work closely with the compliance team to ensure cases are updated with the applicable, suspicious activity information.

Process member fraud issues and complete investigations in a timely manner. Communicate effectively with staff and members during active fraud situations. Work closely with law enforcement officials and court personnel to recover financial institution funds and prosecute those suspected of financial crimes against the financial institution. Perform interview to access the customer's level of involve and make determined on who is the suspect or victim. Summary

Skills

Experience

Staying abreast of industry trends and training to enhance knowledge of fraud prevention and risk. AML/KYC Analyst American National Bank - Dallas, TX 03/2019 - 05/2022 Exhibit solid knowledge of KYC and AML compliance policies and how they are applied in the banking environment.

Possess a strong understanding of the client onboarding process and documentation/information specific to KYC, AML, and the various types of entities.

Monitored customer accounts for suspicious activities and transactions based on established guidelines. Ensured timely completion of periodic reviews in accordance with established deadlines. Verify customer information against existing records to understand the legitimacy of transactions and the customer's expected activity.

Analyze AML generated alerts, for the specific AML alerts category (potential red flags) such as structuring, high-risk, high-volume transactions, changes in behavior, etc. Review the alerted activity and 30 days of recent activity on the account, including appropriate research to explain why the activity was performed.

Draft narrative, which is used for a suspicious activity report. File a suspicious activity report (SAR).

Conduct initial research using internal systems and external data sources to gather information about the transaction, the parties involved, and potential risks. CERTIFICATION CAMS Expected in 10/2025

University of Lagos 08/2020

Bachelor of Arts: Mass Communication

References available upon request.

Education and Training

References

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