Financial Reporting Real Estate

Joe Charles

Cell 979-***-****

E-mail: ***.*********@*****.***

Controller

** *****’ experience

Uniquely positioned to apply multifaceted accounting and finance experience, expertise in all phases of corporate accounting, strong team-management background, and extensive track record of excellence and success to enhancing your firm’s bottom line

Professional Profile

20 years’ experience spearheading accounting, auditing, financial reporting, modeling and project management within real estate and financial services industries.

Expertise converting financial data into information that executive management can act upon to drive value creation.

Excellent leader with a track record of documented contributions leading to improved financial performance, heightened productivity, and enhanced internal controls.

Advanced Excel Power User, PowerPivot, Macros

Proficient technical skills using SAP Crystal Reports, Oracle PeopleSoft, Peachtree, Keystone, LoanSoft, ADP, ReportSmith, Fusion, SharePoint, PowerPoint, Adobe, Ultipro, QuickBooks, CoAdvantage, Oasis, AMB, Loansoft

Career Highlights

Supported in the development of derivative financial model to track derivative hedge position and servicing valuation for $3.2 billion portfolio sale.

Spearheaded market analysis for new acquisition projected to generate ~$700M in annual sales.

Developed commissions systems and process for ~350 loan officers that improved efficiency by 35%, while reducing staffing by 20% during the highest production year in company history.

Successfully integrated all regions of finance and accounting during the recent acquisitions in 2016; identified and eliminated duplicate and redundant jobs.

Generated over ~$1.2M in cost savings in 2016 by constantly identifying expense reduction opportunities: Realigned jobs to reduce staffing, controlled travel expenditures, eliminated/ delayed capital projects, and ensured managers maximized performance of hourly employees.

Relevant Experience

Pilgrim Mortgage, llc – San Antonio, Texas

Controller – March 2023 to Present

Hired to manage and improve all accounting operations, improve processes and to develop systems/programs to make the department more efficient.

Oversee the operations of the accounting department.

Financial reporting of Month End results.

Supported in the development of financial models and monthly reconciling of balance sheet.

Coordinate the provision of information to external auditors for audits.

Monitored debt levels and compliance with debt covenants; filed the quarterly reports for MBFRF.

Implement and rolled out Web Based P&L report for all departments and Managers, as well as for Executives.

Celebrity Home Loans, llc – Chicago, Illinois

VP of Accounting – February 2021 to January 2023

Hired to manage all accounting operations, improve processes and to develop systems/programs to make the department more efficient.

Oversee the operations of the accounting department and Payroll.

Financial reporting of Month End results.

Coordinate the provision of information to external auditors for audits.

Monitored debt levels and compliance with debt covenants; filed the quarterly reports for MBFRF and MCR.

Build out Team to increase customer service expectations to Divisional Presidents and Branch Managers.

Manage cash flow for Company to fund payroll and other vendor payments.

Participate in strategic planning meetings with other members of the Executive team to develop long-term goals for the company.

Prepare budgets of approval by top management.

Monitor the financial health of the organization by tracking cash flow, budgets, and other financial data.

Hancock mortgage partners, llc – Sugar land, Texas

Controller – February 2019 to February 2021

Hired to oversee all accounting operations, improve processes and to develop systems/programs to make the department more efficient.

Oversee the operations of the accounting department.

Maintained and enforced a documented system of accounting policies and procedures.

Coordinate the provision of information to external auditors for audits.

Monitored debt levels and compliance with debt covenants; comply with local and federal government reporting requirements and tax filings.

Provided financial analyses as needed, in particular for capital investments, pricing decisions and contract negotiations.

Prepared commissions for LO’s and other staff.

Process and transmitted payroll for entire company.

Manage cash flow for Company to fund payroll and other vendor payments.

Cornerstone Home Lending, Inc. - Houston, Texas

Assistant Controller - June 2008 to February 2019

Senior Accountant (Commissions & Payroll) - August 2003 to June 2008

Promoted to oversee accounting operations for a leading national mortgage lender with national footprint in 40 states, ~$7.5 billion sales, serving ~25,000 customers, generating~$85 million annual revenues with 8 joint ventures. Direct team of accountants, supervisors, and administrative employees. Oversee activities related to payroll, tax, account payables/ receivables, and wire approvals/releases. Oversee all fixed assets recordings for company and all joint ventures. Forecast monthly and annual costs, and determine areas for immediate cost improvement on a daily basis.

Ensured timely transactions in accounts payable and receivables and managed monthly payroll and commissions for ~1400 employees, 9 companies and 8 regional divisions.

Oversee cash management wire approvals and release process, ~XX monthly transactions, ~$XX

Manage recordings related to all fixed assets for parent company and joint ventures.

Led financial analysis for annual forecasts and budgets and capital investments.

Supported in the development of financial models and monthly reconciling of balance sheet.

Assisted in the preparation of internal budget, filing tax, and audits.

Developed systems for internal controls and policies and ensured accounting process are in compliance with the legislation.

Developed vendor management system and prepared commissions and payroll reports for ~200-300 loan officers.

Citigroup, Inc. - San Marcos, Texas

Workflow Coordinator - October 1999 to December 2002

Recruited to train ~ 30 employees on accounts receivables process, develop performance goals and motivate staff to ensure retention of quality employees.

United Parcel Services - Angleton, Texas

Revenue Auditor - June 1996 to October 1999

Hired to audit packages for billing errors and identify loss revenue. Identified ~xx transactions, resulting in ~$XX. Recognized as top trainer, 1998.

Education

Southwest Texas State University, San Marcos, Texas

B.S, Business Administration & Accounting, 2002

Minor: Business Management, 2002

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