BILAL ARIF
**** ***** ****** **, ********, VA ***54
Phone: +1-571-***-**** LinkedIn: www.linkedin.com/in/bilal-arif-8955087a Email: *************@*****.***
PROFESSIONAL EXPERIENCE
Harmonia Holdings Group December 2023 – February 2025 Program Control Analyst -Full Time
Managed financial configuration and modifications of FedCiv contracts across a $300M portfolio, partnering with Contracts, Accounting, and Project Teams to ensure fiscal accuracy and strategic alignment.
Administered and analyzed T&M rates, LCATs, and resource allocations, contributing to optimized budgeting and workforce planning.
Produced and presented in-depth financial reports (Burn Down, EAC, AOP, ROS, ROC) across T&M, FFP, Hybrid contracts, Subcontracts, and BPAs—improving forecasting accuracy and supporting strategic decisions.
Tracked labor utilization and LOE, collaborating with portfolio managers to drive efficiency and ensure budget adherence.
Conducted invoice pre-reviews and resolved discrepancies in JAMIS Prime ERP, reducing billing errors and accelerating revenue recognition.
(JSI) - John Snow Inc. May 2023 – November 2023
Finance Officer - Contract
Monitored and updated projections, actuals and obligation balances in the Internal Budget Tracking System for various countries closing under USAID Advancing Nutrition - the agency’s flagship multi-sectoral nutrition project.
Processed field accounts on field link for review of proper documentation in compliance with JSI policies and USAID requirements, and reconciled balances from QuickBooks and Cognos – Costpoint to ensure zero variance in accounts between country office and home office.
Reviewed and approved monthly cashflow requests from country offices and GUC-Grants Under Contract and processed international wire payments on SAP Concur.
Administered and complied advance reconciliations for cost-reimbursable agreements.
Formulated and drafted NICRA adjusted quarterly financial reports to assess the projected quarterly obligation balance and cash burn rates.
Processed and amended Blanket purchase agreements, Consultant invoices and Work orders and ensured timely payments to vendors.
Archived field account vouchers and supporting documentation with Iron Mountain for secure storage and records management.
Guidehouse - (formerly Grant Thornton Public Sector) November 2022 – January 2023 Banking Analyst – Credit Risk Reporting - Contract
Reviewed control reports to verify data accuracy.
Audited customer payment history profiles to track changes and calculate impacts.
Supported credit bureaus reporting workstreams.
Analyzed current processes to recommend policy improvements.
Reviewed reports, assessed discrepancies, escalated issues, and verified modifications. Alpha Developments January 2019 – May 2022
Accounting Assistant
Prepared and recorded accounts payable on the QuickBooks software.
Negotiated new agreements and contracts.
Researched and analyzed data to guide invoice GST compliance.
Installed a cloud computing solution to improve, optimize, and automate bookkeeping.
Coordinated regulatory compliance with tax departments and auditors for annual reviews.
Supported administrative functions for the Operations and Accounting departments.
Organized Business Development and Construction teams. Market 786 (PVT) LTD March 2016 – May 2017
Trading Analyst
Formulated the Technical and Fundamental Analysis for the Daily Market Beat Report.
Placed Pre-market, Post close and Regular trades for clients upon intimation.
Formed a strong mechanism of collaboration and engagement between the trading rooms and the research department, which led to an increase in the daily trade volumes by 15 – 20 %.
Executed trades for High-Net-Worth Individuals / Institutional Investors / Mutual Funds on Automated Trading System –high volume trades).
AKD Securities Limited February 2016 – March 2016
Intern - Research Department
Performed the Fundamental and Technical Analysis of the allied sector stocks through the use of (Ratios, Valuation Models, Pricing Multiples, RSI and Stochastic Indicators, Moving Averages, Graph Patterns and Bollinger Bands).
Learned Portfolio Mapping – Used to assess Value at Risk and assigning value to different Asset Classes.
Assessing the Companies Shareholding Patterns for Annual Reporting.
Managing the client queries and informing of important developments in the market which also exposed me to an experience of trading equities real-time.
Barclays Bank PLC June 2014 – July 2014
Intern - Finance Department
Variance analysis of BS and P&L.
Daily Market Risk Variance analysis.
Compilation of rate sheet for FTP (Funds Transfer Pricing).
Preparation of weekly tax submission tracker.
EDUCATION
HULT International Business School Boston, USA August 2018 Masters in Business Administration – Finance
American University of Sharjah Sharjah, UAE August 2015 Bachelor of Science in Business Administration-Finance NATIONALITY
US Citizen
SKILLS AND AWARDS
Technologies: JAMIS Prime ERP, SAP Concur, IBM Cognos, Field Link, QuickBooks, MS Office Suite, VMware and SQL (Beginner).
Awards: The Duke of Edinburgh Award, Bronze Standard and Principal's Honor Roll, Silver Award (Academic High Achiever)