Risk Management Transaction Monitoring

AO

AYODELE ODUTOLA

*******.*********@*****.*** 718-***-**** Pittsboro, USA 46167 WWW: Bold Profile Proactive AML/BSA FRAUD analyst with 5years of working experience in the financial industry. I specialize in Fraud investigation, SAR drafting, Anti-Money Laundering, BSA (Bank Secrecy Act), Ongoing transaction monitoring, KYC

(Know Your Customer), Negative news dispositioning, PEP screening, Policy and procedure development, Adverse news feed screening, and Case management. Dedicated compliance professional with a proven record of success at detecting and preventing fraud. Ready to contribute to the company's success through hard work, attention to detail and multi- tasking skills.

Experienced BSA Analyst with demonstrated skills in compliance, risk management, and transaction monitoring. Strong analytical abilities utilized to identify trends, anomalies, and suspicious activities. Proven effectiveness in implementing BSA/AML regulations and policies that enhance operational efficiency and reduce financial risk. Familiarity with relevant software tools for data analysis and reporting contributes to comprehensive insight into financial patterns. Compliance strength

Procedure review

Investigation

Due diligence

Data analysis

Information verification

Risk Management

Interpersonal skills

MS Office

Analytical

Multitasking Abilities

SAR drafting

Suspicious activity investigation

Suspicious activity reporting

Fraud analysis

Transaction monitoring

KYC documentation

Effective communication

Problem solving

Gap analysis

Regulatory compliance

Harbor Bank Baltimore, MD

AML/BSA Analyst

03/2023 - Current

Investigates suspicious activity as required by Bank Secrecy Act and US Patriot Act.

Performs detailed analysis on Suspicious Activity Reports (SAR) using tools such as LexisNexis, Salesforce, Actimize, Looker, RDC, Business object.

Make the decision to file SAR (Suspicious Activity Report) when risk cannot be mitigated.

Monitor automated monitoring system to identify suspicious or unusual transactions including cash, wires, Zelle, ACH, POS, and ATM transactions.

Complete USA Patriot Act 314(a) information requests. Perform yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards. Recommend new software tools and enhancements to improve fraud detection, prevention, and reporting efforts.

Identifies the client, its beneficial owners, Politically Exposed Persons (PEP) Summary

Skills

Experience

if any.

Review alerts at a high volume to determine if true match to suspected money launderers, drug dealers or terrorist.

Stays abreast of financial crimes, risk trends, relevant regulations, and compliance standards.

Have a clear understanding of the US Patriot Act and BSA (Bank Secrecy Act).

Carry out analysis of potential risks and sources of vulnerability and apply risk mitigation measures.

Prioritize and organize tasks to efficiently accomplish service goals by developing solutions and meeting deadlines.

Barclays Bank Whippany, NJ

AML/FRAUD Analyst

08/2019 - 02/2023

Reviewed documentation to prevent fraud, money laundering and identify theft.

Analyzed and investigated complex fraud cases including ATO (Account Take Over), Dispute fraud, Elder abuse, and Synthetic Identity using tools such as RDC, Unit21, Looker, Zendesk, Documentum, LexisNexis, Google. Conducted KYC formality reports on questionable accounts and transactions.

Identified threats, vulnerabilities, and suspicious behavior patterns to recommend mitigation measures.

Escalated unusual activity to the Financial Intelligence Unit (FIU) and assisted with escalating potential risks.

Analyzed and manipulated data to identify fraudulent trends to help the fraud operations department in creating fraud prevention strategies. Managed risks by adhering to compliance routines, processes, and controls to protect client and shareholder interests.

Conducted objective, thorough, and timely investigations into allegations of fraud.

Monitored and reviewed cases triggered by multiple transaction monitoring systems and action the account based on investigation conducted.

The Polytechnic Ibadan Ibadan, Oyo state, Nigeria Higher National Diploma in Marketing

08/2002

Education and Training

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