A Team Senior Management

JEFFREY CALOV

Morristown, NJ 914-***-**** ******@*******.*** linkedin.com/in/jeff-calov

FINANCIAL PLANNING and ANALYSIS PROFESSIONAL

Disciplined Financial and Management Accounting Professional with expertise in preparing financial statements, monitoring daily cash transactions, developing annual budgets, and recording all financial activity for businesses. Proficient in analyzing, developing, and implementing cost reduction measures. Ability to contribute and collaborate with professionals on all levels. Supervisory and management experience enhancing team environment.

COMPETENCIES

Monthly, Quarterly, Year-End Reporting Profit and Loss Variance Analysis Financial Accounting Compliance Budgets and Forecasts General Administration Internal Audit and Controls Customer and Client Relationships

PROFESSIONAL EXPERIENCE

CREDIT AGRICOLE – New York, NY July 2022 – October 2024

AVP FTO Division

Tracking, recording, reporting, and storing information related to transactions, banks and customers, ensuring all information is accurate and complete. Preparation, analysis of daily mandates to the FED, monthly reporting to senior management of past due loan reports. Handling transactions, and confidential information in a responsible manner.

Implement policy and procedures standards for daily reporting functions, including work paper requirements, maintenance and data quality standards.

Maintain compliance requirements with applicable laws and regulations.

WEWORK – New York, NY January 2019 – April 2022

Property Control Manager

Perform reviews and approvals over construction project accruals and spending, as well as associated analysis project accounts, on a monthly, quarterly and annual basis. Partner cross-functionally across multiple departments. Develop and manage a team of three senior accountants.

Ensure accuracy and completeness decreasing compliance risk of applicable ledger accounts valued at $50 million through leading month-end closing procedures in a timely manner.

Provide financial analysis including budget variance and variance summary reports enabling projects department to stay within budget not only per project but also for the year.

Provide training to the appropriate personnel and assess adherence to policies and standards on an ongoing basis.

Communicate regularly with construction management teams on updated project status, outstanding commitments, and current spend levels. Safeguarded against operational risk on project implementation.

Partner as intermediary for FP&A, CFO, CAO, and other teams to understand the GL for leasehold improvements, furniture and fixture and equipment accounts. Reinforce the importance of sound data governance, implement data quality control and assurance.

AMERICAN INCOME LIFE – West Orange, NJ April 2018 - Oct 2018

Career Agent, Prime Life Insurance

Created and elevated client relationships by establishing credibility, discerning needs, and providing

appropriate coverage recommendations, resulting in new leads.

Presented and explained coverage options provided by the company. Maintained and increased client relationships and sales by 20%.

INDEPENDENT CONSULTANT, Westchester, NY Nov 2016 - April 2018

Provide financial and accounting services to small businesses.

Advised in the management of financial portfolios one to five million AUM.

Page 2

VP, Subsidiary Financial Reporting

UNICREDIT BANK AG – New York, NY 2000 – 2016

Performed all aspects of financial and management reporting for head office, German and U.S. federal and state regulatory agencies; communicated directly with head office regarding reporting requirements. Reviewed, prepared documentation and assisted in scheduled GAAP audits. Prepared monthly, quarterly Focus reports to FINRA as well as FR 7 Capital and Asset Report for Foreign Banking Organizations.

Coordinated onboard and compliance training of associates and oversaw job performance reviews.

Designed and implemented a paperless work environment realizing significant cost and time savings.

Improved departmental and executive reporting accuracy and turnaround time by 50% through creation and integration of spreadsheets.

Instrumental in coordinating the migration of general ledgers and personnel in the facilitation of 2 mergers.

Developed and maintained loan maturity schedule assisting in managing cash flow analysis for quarterly annual reporting.

Annually reviewed and wrote policy and procedures to comply with internal audit standard and new business ventures.

Performed variance analysis to assure data quality on a monthly, quarterly and annual basis, providing detailed explanations to HO.

QUADRANT MANAGEMENT INC. – New York, NY 1998 – 2000

Director of Finance

Managed day-to-day activities of Accounting Department. Consolidated all financial corporate statements using U.S. GAAP and International Accounting Standards. Created monthly financial updates with commentary for President. Managed annual internal audit with big 6 accounting firm. Prepared consolidated U.S. federal and state tax returns. Coordinate financial transactions with banks and lending institutions. Monitored investment portfolio.

Assisted in equity trades with brokerage houses.

Monitored all management fees and inter-company transactions.

Administered company's 401K plan.

GOLDSTEIN, GOLUB, KESSLER & CO. PC, New York, NY 1997-1998

Senior Auditor

In charge of audits and reviews of mid- to large-sized commercial companies and mid-sized hedge funds. Assisted the Manager of Audit in designing annual audit plans, assigned audits to staff and supervised progress. Reviewed internal control structures. Planned, coordinated, and documented audit test findings. Compiled and presented audit findings to manager for corrective actions.

Directed and educated four junior team members on auditing techniques.

Conducted client interviews and risk assessments to increase understanding of audit areas.

EARLIER RELEVANT EXPERIENCE

PATRUSKY MINTZ, & SEMEL – New York, NY

Auditor

Audited and reviewed small to medium sized companies. Prepared and reviewed financial statements utilizing the interpretation and application of GAAP and GAAS. Involved in all areas, including client relations, tax planning and tax return review.

WEISS & ALLEN – New York, NY

Accountant

Engaged in all aspects of accounting and finance within small to midsized organizations, providing financial statement preparation, budget management, accounts payable and receivable payroll and sales tax.

Prepared individual, corporate and partnership tax returns, projections, and forecasts.

Organized client information for audits, answered notices received from the IRS and state tax officials.

EDUCATION CERTIFICATIONS LANGUAGE – Intermediate German

B.B.A. Finance, Baruch College, C.U.N.Y New York

Google Data Analytic Professional Certificate

Continued Education Certificate Forensic Accounting Certificate and Investment Banking Baruch College

TECHNICAL SKILLS

Microsoft Office, Workday, Zendesk, Slack, Midas, Atlas, StorQM, Intellimatch, Tagetik and Aramis RWA system

Contact this candidate