Environmental Underwriter, Compliance And Regulatory
Resume:
STACEY KRIWONOS
Kennett Square, PA 19348
Cell: 215-***-****
*******@*****.***
BACKGROUND SUMMARY
Dedicated, well-organized and motivated environmental professional with background in customer service and process management; extensive technical background and management capabilities; able to work independently or as part of a team; easily adapt to new and changing environments; effectively build and maintain positive relationships across an organization / management; excel in managing multiple projects simultaneously with keen attention to detail, problem solving and follow-through; superb writing, communication, and interpersonal skills.
Leadership
Team-player
Energetic
Analytical
Relationship builder
Fast-study
Trainer
Organized
Innovative
Detail oriented
PROFESSIONAL EXPERIENCE
Berkley Environmental (a Berkley Company), Philadelphia, PA
2022 – Present
Sr. Environmental Underwriter
Responsible for assessing environmental risks to support strategic plans and financial performance. Oversee risk selection, business management, pricing strategies, compliance, and coverage analysis. Develop broker relationships, new business, and enhance Berkley Environmental's reputation. Train and guide underwriting staff on risk assessment and environmental report interpretation.
Solicit and evaluate environmental risks to achieve high-quality and profitable outcomes, ensuring the successful execution of territorial strategic operating and marketing plans.
Oversee risk selection, business management, and pricing strategies, ensuring compliance with company policies, underwriting guidelines, insurance laws, and regulations.
Conduct quality analysis of Site Pollution, Contractor's Pollution, and Professional Liability coverages.
Foster broker relationships, develop new business opportunities, and enhance Berkley Environmental's reputation within the insurance, environmental, and construction sectors.
Coach, direct, and train Associate Underwriters and Casualty Underwriting Staff on risk assessment, coverage, and interpretation of environmental reports.
Starr Environmental, Philadelphia, PA
2018 – 2022
Environmental Underwriter
Accountable for soliciting and underwriting environmental risks to support the successful execution of strategic operating and marketing plans and deliver positive financial performance. Oversight of proper risk selection, mix of business management, pricing strategies, adherence to underwriting guidelines, and quality analysis of Site Pollution and Contractor’s Pollution and Professional liability coverage. Responsible for developing and managing agent/broker relationships and maintaining renewals. Aid in the development of broker relationships, new business, and reputation of Starr Environmental.
Continuously exhibit and uphold Core Values of Integrity, Accountability, Communication and Teamwork,
Innovation and Customer Service
Analyze new business opportunities and develop renewal strategies
Attain quote, premium and division goals as assigned
Develop and maintain strong relationships with brokers
Use critical thinking and problem-solving skills to negotiate with brokers on placements
Assist the National Site Pollution Manager with training, mentoring, and on-boarding of new
employees.
Assist in performing peer reviews to achieve and meet satisfactory audit results
AXA XL (formerly XL Group), Exton, PA
2008 – 2019
Environmental Underwriter
Accountable for soliciting and underwriting environmental risks to support the successful execution of territorial strategic operating and marketing plans and deliver positive financial performance. Oversight of proper risk selection, mix of business management, pricing strategies, adherence to underwriting guidelines, and quality analysis of Pollution and Professional liability coverage. Responsible for developing and managing assigned agent/broker relationships and maintaining renewals. Collaborate with other business units to cross market products and aid in the development of broker relationships, new business, and reputation of XL Environmental unit within the insurance, environmental and construction industries.
Maintain a ~$5M renewal book of business with 90% renewal retention
Foster solid broker-company relationships
Sound Bind-to- Quote and Bind-to-Submit percentages
Consistently achieve above average internal audit results
AECOM Technology Corp (formerly ENSR International), Langhorne, PA
2004 – 2008
Staff Specialist II
Perform Phase I Environmental Site Assessments and Phase II subsurface work in New Jersey and Pennsylvania, including groundwater and soil sampling as per Pennsylvania sample preservation regulations and New Jersey preservation regulations. Conduct low-flow groundwater and soil sampling utilizing geoprobe, split-spoon or hand auger methods. Prepare quarterly environmental compliance reports for regulatory agency submittal. Assess groundwater, surface water and soil data and document findings into reports. Supervise field technicians and subcontractors during monitoring well installation, underground storage tank closures and other environmental remediation projects, as well as construction type projects. Provide technical support and guidance to field technicians.
Conducted Environmental Construction Monitoring of a 40-mile transmission line project across ACOE jurisdictional wetlands and the New Jersey Pinelands to meet specifications of ACOE, NJDEP, and local soil conservation district permits issued on the project.
ACE USA (Formerly CIGNA P & C), Philadelphia, PA
1991 – 2003
State Filing Specialist
2002 – 2003
Reviewed, analyzed, prepared, submitted and gained regulatory approval of the rates, rules and forms for personal line insurance products. Developed and maintained effective working relationships with state officials which resulted in credibility of the company. Interpreted regulatory trends and articulated business impact to colleagues, thus increasing staff's knowledge level and ability to perform effectively.
Within three weeks time, learned procedures and systems to carry out filing processes accurately and in a timely manner.
Commended for completing 170 filings in 12 months, under low resources/short time to complete conditions.
Assured viability and reputation of the company by responding in a timely manner to all state insurance inquiries.
Claim Technician
1998 – 2002
Prepared detailed technical reports for management. Increased employee independence and productivity by training staff personnel in a short period of time. Reviewed and analyzed insurance policy limits to determine exhaustion date.
Reduced downside liability by assessing new business submissions for hazard and exposure identification.
Assured cost control and adherence to company standards by determining pricing.
Increased ability of management to make sound business decisions by preparing and extracting financial summaries/data modeling utilizing multiple computer systems.
Underwriting Assistant
Developed and maintained relationships with yacht insurance specialists, through marketing, frequent telephone contact and personal visits. Assessed new business submissions including hazard and exposure identification and determination of pricing within company guidelines.
Increased employee independence and productivity by training staff personnel in a short period of time.
Applicability of keen analytical skills and service-oriented approach resulted in issuing 48% of new business written by Philadelphia Yacht Office and achieving 25% written premium growth in 1997.
1996 – 1998
Administrative Secretary
Managed general assistant. Developed and implemented monthly reports and forms for management. Managed incoming phone calls. Planned and scheduled meetings.
Supported efficient use of staff time by arranging and scheduling meetings with home-office and field-office personnel.
Streamlined office workflow by creating and organizing filing system for Underwriting Vice President, within tight time frame.
1992 – 1996
Temporary Staff
Administrative support for Vice President of Systems and Recreational Marine. Organized and scheduled meetings. Arranged foreign and domestic travel. Managed multi-line telephone system.
Landed full-time position with the Recreational Marine department after six months of service.
1991 – 1992
EASTER SEALS SOCIETY, Philadelphia, PA
Assistant Teacher
1990 – 1991
COOPER POWER SYSTEMS, Pittsburgh, PA
Report and Planning Analyst (MIS Department)
1989 – 1990
JS&A ASSOCIATES, Pittsburgh, PA
Office Manager/IT Support/Bookkeeper (IT Consulting/Development)
1989 – 1989
EDUCATION
MES in Environmental Studies: Concentration in Geology, University of Pennsylvania, Philadelphia, PA, 2003
BA in Environmental Studies: Concentration in Geology, University of Pennsylvania, Philadelphia, PA, 2001
RPLU Professional Liability Courses: Design Professionals Professional Liability Insurance, Professional Liability Insurance Overview, Financial Analysis, Professional Liability Insurance Claims, Commercial General Liability.
LANGUAGES
English (proficient)
French (proficient)
Spanish (read and translate)
COMMUNITY SERVICE
Marine Mammal Stranding Center, Brigantine, NJ, 2000-2002, Volunteer
Society of Women Environmental Professionals (SWEP), Philadelphia, PA, 2001 – 2009
CERTIFICATIONS AND LICENCES
IRMI, Construction Risk and Insurance Specialist (CRIS®), 2019-2021
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