Fraud Risk Due Diligence

EXPERIENCE

Fraud Risk Operation Analyst Houston, Texas

Bill (via TekWissen) September 2024 - Current

• Documented investigative results in written format; provided sufficient details to support decisions.

• Performed enhanced due diligence and in-depth search using both internal and external searches.

• Engage with peers and team to support Compliance and promptly keep up with queue.

• Maintained a high accuracy rate in compliance with internal and regulatory AUP standards.

• Evaluated the validity and reliability of the document received to determine any falsified information.

• Identify potential high-risk customers during onboarding after a deep search for online presence. Fraud Investigation, Detection and Compliance Columbus, Ohio Bread Financial August 2022 - September 2024

• Reviewed monthly and daily transaction alerts, customer activity, and due diligence searches.

• Investigate and assess alerts for potential suspicious activity.

• Developed and maintained fraud risk models to identify and mitigate potential frauds which reduced fraud attacks by 24%

• Supported timely record-keeping for cases opened for investigation.

• Prepared and filed SAR (suspicious activity reports) for escalated activity.

• Investigate fraud cases by gathering evidence, conducting interviews, and preparing reports.

• Thoroughly and professionally document a narrative describing the customer with information obtained during the review.

AML/BSA Investigator and Transaction Monitoring Cleveland, Ohio Flagstar (Via 4Square) November 2018 - August 2022

• Together with the FinCrime Operations team, oversee and manage the performance of KYC/CDD/ECDD processes for new customers and periodic reviews of existing customers.

• Responsible for reviewing fraud alerts and internal notifications to identify fraudulent or suspicious activity.

• Reviewed and analyzed transactional data, reports, and alerts to identify potential fraud attacks.

• Assisted in conducting AML training and awareness programs for employees to ensure understanding of regulatory requirements, industry best practices, and emerging risks.

• Monitored trends and patterns in fraud activity to adjust fraud prevention strategies accordingly.

• Conducted thorough investigations into suspicious cryptocurrency transactions to identify potential fraud, money laundering, or other illicit activities.

• Kept abreast of changes in AML regulations, industry trends, and emerging financial crime typologies to identify potential risks and enhance the bank's compliance framework proactively.

• Oversaw the entire investigation process from the point of detection to the conclusion.

• Preparing Requests for Information (RFIs) to send to the Financial Advisor (FA) Teams where necessary. Characteristics & Technical Skills

• Organizational & Time Management • Verbal & Non-Verbal Communication • Problem Solver • Tech Savvy

• Excel • PowerPoint • Peoplesoft • LexisNexis • Actimize • Weslaw • Tableau • OpenCoperate • Threadmetrix

• Ekata • Telesign • Innovis • Google • Emailage • Falcon • KiQ • World-Check • SpyDialer • TruePeople • KYC

• LexisNexis Bridger • RDC • SQL • PARC • Orbis • Unit 21 • E-Vision • Elliptic • ComplyAdvantage • World Education & Certifications

B.Tech in Chemical Engineering / Ladoke Akintola University Of Technology ACAMS in View 2025

AZEEZ ONIKEDE

Fraud Risk Operation Analyst AML Investigator Fraud Investigation Fraud Detection

• ************@*****.*** • linkedin.com/in/azeez-o-1a8b07243 • (330) 550 - 0768

• Houston, Texas

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