Loan Processor

Employment History

Sawgrass Mortgage Corporation

Loan Processor

January 2022 – Current

Pull credit and review

Register the file with the lender portals which varies depending on what lender we are using.

Order title docs

Request documents from borrower which varies depending on what type of loan it is.

Communicate regularly with the customer – updates on status thru out the process.

Upload docs to vendors portal and submit to UW

When I receive conditional approval. I work on gathering docs to submit to clear the conditions. Conditions vary depending on the type of loan and borrower. And sometimes the document I give the letter can cause more conditions.

Prepare the file for a clear to close and schedule closing

Guaranteed Rate

Closing Coordinator/Loan Processor

April 2020- December 2022

• Review the UW approval and collaborate with the Mortgage Consultant to address

remaining outstanding conditions

• Prepare and send the initial/conditional Loan Commitment Letter to the borrower and

upload to the EFolder in Encompass

• Retrieve, review and re-request (if necessary) all outstanding documentation

• Update Encompass and re-run AUS as necessary to ensure approvability

• Review the “Clear to Close” to ensure all conditions can and will be satisfied prior to

funding

• Redisclose as needed

Motto Mortgage Impact

Loan Processor and Loan Officer Assistant

May 2019-April 2020

• Prepare and organize borrowers documents needed to qualify for a loan

• Register loans with lenders that the loan office has chosen to send the file. Worked with

many lenders depending on the need of the borrower and prepare for Underwriting.

• Liaison between borrowers and the lender. Keeping the borrower informed thru the whole

loan process

• Acquire verifications, credit supplements and letters of explanation

• Clearing conditions to get clear to close

• Assisted the loan officer with many tasks so they can go sell the DEA

Guild Mortgage

Loan Processor January 2017-May 2019

• Coordinated with buyers, sellers, title companies and realtors if any additional

documentation is required

• Review information obtained from loan officers for accuracy and completeness

• Obtain additional documentation needed from all sources

• Review credit reports, financial statements for large deposits. Document and source any

large deposits.

• Manage my pipeline and keeping the loan officer informed everyday of loan progress

Carrington Mortgage Services February 2015- January 2017

Loan Processor

• Assisted Sr. underwriting with evaluating and ensuring overall documents are accurate,

• Reviewing financial statements, credit reports, applicable ratios and reviewing all

documents thoroughly before submitting to underwriting

• Making sure all documents are acceptable against l oan conditions

• Performed welcome calls, status calls and pre close update communication l og as

needed

• Issued proper disclosures as required by federal regulatory compliance

• Coordinated with buyers, sellers, title companies and realtors i f any additional

documentation i s required

Everbank

Loan processor

January 2010 - January 2017

Once loan originator makes loan application, I review documents that were submitted from the borrower. I would reach out to the borrower, introduce myself and request any additional docs needed and submit to Underwriting.

Order title docs

I receive a conditional approval and work on docs needed to get a clear to close

Communicate regularly with the customer – updates on status thru out the process.

When receive clear to close schedule time with all parties

Contact this candidate