Debora Mershon
*********@******.*** • 908-***-**** • New Hope, PA
PROFESSIONAL EXPERIENCE
Cenlar FSB, Ewing, NJ
Month Year
Operations Audit Coordinator Senior 5/2017 – 1/2025
Supports and coordinates Transfer Operations departmental internal audits of operational processes to ensure compliance with regulatory standards and company policies.
Supports all departments reporting to the Transfer Operations Manager to ensure all assigned audits and reviews are completed accurately and on schedule. These audits and reviews may include OCC exam requests, SOC1, RCSA, external exams and internal audits.
Acts as primary point of contact for requests for documentation and information by auditors and examiners.
Identifies areas for process improvement and implements effective solutions, resulting in increased efficiency and a reduction in errors.
Mentors and trains junior audit coordinators on audit procedures, risk assessment techniques, and compliance requirements.
Strived for Client satisfaction on all external exams and issues.
Worked on special projects; Due Diligences, Assumptions, Business Continuity plans and BKFS templates for vendor.
Single Family Loan Sale Manager
4/2015 - 5/2017
Managed the HUD Single-Family Loan Sales (SFLS) program to ensure alignment with client goals and program requirements.
Conducted weekly meetings with clients in the HUD Single-Family Loan Sale (SFLS) program to review program status and pending items.
Maintained working relationship with all business units and clients to obtain required documentation, script implementation and statement of work revisions.
Developed and implemented strategies to improve the efficiency of the program. Vetted and worked with third party vendors for title policy, assignments and documentation packaging.
Ensured compliance pertaining to the HUD Single Family Loan Sales (SFLS) program.
Stellar Academy, Bridgewater, NJ
Month Year
Developmental Specialist 9/2010 - 4/2015
Provided an emotionally secure and academically challenging environment for all children.
Designed and implemented individualized developmental programs to promote physical, cognitive, social, and emotional growth in young children.
Collaborated with parents and caregivers to provide regular updates on children’s progress and offer guidance on reinforcing.
Monitored and documented children’s progress, maintained detailed records and reports for internal use.
Dunellen Board of Education, Lincoln Middle School, Dunellen, NJ
Month Year
Clerical Assistant 9/2009 - 9/2010
Provided administrative support to school staff, including principals, teachers, and counselors.
Managed incoming and outgoing communications, including phone calls, emails, and mail.
Supported the school office in daily operations, including inventory management and office supply orders.
Hillsborough Board of Education, Amsterdam Elementary School, Hillsborough, NJ
Month Year
Clerical Assistant & Lunch Aide 9/2004 - 6/2009
Provided administrative support to school staff, including principals, teachers, and counselors.
Managed incoming and outgoing communications, including phone calls, emails, and mail.
Supported the school office in daily operations, including inventory management and office supply orders.
Monitored and managed students from kindergarten to 4th Grade during lunchtime to ensure a safe and orderly environment.
Margaretten Financial, Perth Amboy, NJ Month Year
Mortgage Underwriter and Post-Closer 10/1989 - 6/1993
Evaluated loan applications and supporting documents to determine creditworthiness and risk.
Analyzed financial statements, credit reports, and appraisal values to make sound underwriting decisions.
Ensured compliance with regulatory requirements and internal policies.
Communicated underwriting decisions to loan officers and provided detailed explanations for approvals or denials.
Larson Financial, Somerset, NJ
Commercial Loan Administrator 4/1989 - 10/1989
Managed the entire loan lifecycle, from application to closing, for a portfolio of commercial loans.
Monitored loan covenants, tracked borrower compliance, and followed up on required financial reporting.
Cenlar FSB, Princeton, NJ
Month Year
Mortgage Acquisition Administrator 6/1986 – 4/1989
Performed due diligence for loan acquisitions in the mortgage subservicing industry.
Worked closely with department heads to ensure smooth transition of loan acquisitions.
SKILLS
Proficient in Excel, PowerPoint, Word, SharePoint, Process Unity, Access, CCM, BKFS and Visio.
Experienced in audit strategy, risk analysis, due diligence, and compliance.
Well-versed in mortgage subservicing and originations