Vice President Assistant

JOHN PECHAN

C R E D I T P R O F E S S I O N A L

P 608-***-**** E *************@*****.*** A Prairie du Sac, Wi 53578 40+ years of banking experience including collections, credit analysis, consumer, mortgage and commercial lending, supervision of lending departments, asset/liability management, budgeting, sales, and loan review. Experience

ASSISTANT VICE PRESIDENT STATE BANK OF CROSS PLAINS/ LAKE RIDGE BANK MAY 2010- FEB. 2023

Responsible for working within the Credit Risk Department as a Loan Review Specialist focusing on independent reviews of all commercial loans. Reviews included analyzing financial statements, cash flow, and collateral, and ensuring compliance with bank lending policies.

Provided Management and the Board of Directors with monthly and quarterly reports: o Summarizing loan quality while supporting risk management strategies. o Reviewing Peer Group Report and providing analysis. o Providing results of stress testing the various loan portfolios.

Seen as subject matter expert on financial analysis.

Coached and mentored less experienced loan and credit professionals. SENIOR VICE PRESIDENT BLACK EARTH STATE BANK

JAN. 2008- MAY 2010

Responsible for overseeing the day-to-day activities of the loan department including planning, budgeting, asset quality, and sales.

Managed a team of six including Lenders and Operations; this included hiring, onboarding, establishing goals and objectives, providing coaching and mentoring, annual reviews, and performance mgt.

Serviced a portfolio of commercial accounts; supported personal and mortgage accounts as needed.

Chaired the Bank’s Loan Committee; responsible for preparing the loan presentations that needed additional approval, lead the meetings and maintaining the minutes and decisions from the meeting.

Seen as subject matter expert on financial analysis. SENIOR VICE PRESIDENT BANK OF PRAIRIE DU SAC

MAY 2000- MAY 2007

Responsible for overseeing the day-to-day activities of the loan department including planning, budgeting, asset quality, and sales.

Managed a team of ten including Lenders and Operations; this included hiring, onboarding, establishing goals and objectives, providing coaching and mentoring, annual reviews, and performance mgt.

Serviced a portfolio of commercial accounts; supported mortgage accounts as needed.

Chair of bank’s Loan Committee; responsible for preparing the loan presentations that needed additional approval, lead the meetings and maintaining the minutes and decisions from the meeting.

Coached and mentored less experienced loan and credit professionals. Additional Experience

FIRST VICE PRESIDENT M&I BANK OF SOUTHERN WISCONSIN JULY 1998- MAY 2000

VICE PRESIDENT AND SENIOR LOAN OFFICER THE BANK OF NEW GLARUS FEB. 1998- JULY 1998

VICE PRESIDENT- LENDING ASSOCIATED BANK

MAY 1997- FEB. 1998

EXECUTIVE VICE PRESIDENT AND SENIOR LOAN OFFICER BANK OF VERONA OCT. 1987- FEB. 1997

ASSISTANT VICE PRESIDENT- LENDING PARK BANK

JULY 1986- OCT 1987

ASSISTANT VICE PRESIDENT- LENDING BANK OF SHOREWOOD HILLS MAY 1982- JULY 1986

LOAN OFFICER- LENDING M&I BANK OF HILLDALE

MAY 1978- MAY 1982

Education

UNIVERSITY OF WISCONSIN GRADUATE SCHOOL OF BANKING MADISON, WI ABA NATIONAL COMMERCIAL LENDING GRADUATE SCHOOL NORMAN, OK WBA TOTAL QUALITY MANAGEMENT PROGRAM MADISON, WI

CONTINUING EDUCATION COURSES THROUGH: AIB, RMA, WBA, CBW, DALE CARNEGIE, ETC. ATTENDED UNIVERSITY OF WISCONSIN MADISON, WI

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