Financial Professional

Rizwan Ali

**** ***** **** ******, ** Cerrito, CA 94530 510-***-**** armeen22

@yahoo.com

Objective:

To find a Sales, analyst, Mortgage Analyst, Mortgage Funding Analyst, financial planning, retirement planning or relationship management position that utilizes my extensive Experience in closing complex sales deals and excellent communication skills in a consultative manner in technology, Insurance, financial services, lending and personal banking.

Summary:

Excellent analytical and time-management skills, with the ability to communicate and present information for stakeholders at all levels of the business. passion for improving techniques, processes, tracking, analytical insights to achieve hefty goals. Experience:

July 2022 to Present - Farmers Insurance Agent.

Agency owner, managing insurance agency, building insurance business and servicing insurance clients.

November 2020 to May 2021 – Mortgage Funding Analyst. Analyzing, Verifying, effectively communicating with Underwriting, Loan Servicing, and other departments for the effectiveness and accuracy of mortgage and HELOC Loan documents. Funding residential mortgage Loans and HELOCs after careful analyses. Generating, analyzing financial reports and making sure all loan documents are compliant according to the rules and regulations set forth by the Lender and meet underwriting guidelines. Balancing all fees and costs with title companies before issuing funds!

June 2015 – Present: American National Insurance Co. Broker/Agent: Managing client’s relationships, doing risk analysis and preliminary underwriting to determine client’s eligibility for coverages. Presenting clients with proposals and issuing new policies as well as managing renewals. Gather information to facilitate renewal of various insurance programs. Administering policy issuance, policy binders, invoices, payment status, cross-selling, planning and developing strategy for prospective customers to influence business.

Conduct initial research on vendors for potential partnerships insurance product developments. Work directly with our internal business partners and brokers for building book of business from zero to more than 700 clients within three years. September 2010 – June 2015: ServiceLink: Traveling Notary, self employed. June 2009 – September 2010

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Sr. Banker: JPM Chase Berkeley, CA

Hired to manage client relationships and provide individual financial and retirement planning services for existing clients. Performed client acquisitions, relationship management, portfolio management, consumer and residential lending, organic deposits, investment and lending growth. Additional duties included: individual account management, analysis and maintenance, as well as selling, building and managing client relationships by working closely with other colleagues within the Global Wealth and Investment divisions. Responsibilities include assisting clients with all of their financial services needs and wealth management, as well as the creation and analysis of daily, weekly, monthly, quarterly and annual financial spreadsheets and reports. May 2006 – February 2008

Assistant Vice President and Premier Client Manager, Global Wealth and Investment Management Division, Bank Of America, San Francisco, CA Responsibilities included: retirement planning, client acquisition, relationship development, portfolio management, consumer and residential lending, organic deposits, investment and lending growth. Additional duties included: individual account management, analysis and maintenance, as well as building and managing client relationships by working closely with other colleagues within the Global Wealth and Investments division. Managed and increased a financial portfolio, worth $90Mil to more than $100Mil for over 400 clients by providing investment advice, retirement & financial planning, lending, and product penetration. Also ensured compliance with internal and external regulatory requirements, fostered effective client communication, both verbally and in writing, generated and reviewed daily, weekly, monthly, quarterly and annual reports.

November 2001 – April 2006

Senior Personal Financial Representative, Washington Mutual Bank, San Leandro, CA

Responsibilities included: opening new accounts, processing home equity loans and lines of credit, overseeing client investments and account maintenance, marketing company products, ensuring customer service compliance, analyzing data, creating and reviewing daily, weekly, monthly, quarterly, and annual reports, and working as a team with a staff of fourteen managers, bankers, bank tellers and new accounts representatives. Received, “Best of the Best Client Delight” award for 2004. Brought in an average of $21 million dollars per year in consumer loans. February 2001- November 2001

Assistant Store Manager, Walgreen’s, Oakland, CA

Managed a staff of seven and oversaw the daily operations of this retail store. Assisted the store manager with recruitment, training, conflict resolution, performance reviews, scheduling, and all aspects of supervision for seven employees. March 1999 – February 2001

Personal Banker III, Providian Financial, Inc., San Francisco, CA Responsibilities included: marketing company products, evaluating credit and issuing credit lines for debt consolidation, facilitating balance transfers and resolving customer 2

issues in order to retain client relationships.

August 1996 – July 1999

Account Manager, Everybody's Bagels Co., Oakland, CA Responsibilities included: marketing company products, managing accounts and merchandising company products. Created business plans and increased sales by approximately 20% each year.

Licenses:

Professional banking licenses: Series 6, Series 63, life & health insurance license, P&C, Guard Card and notary public.

Education:

B.S. in corporate finance (in progress) with a business major, California State University, Hayward, CA.

B.S. with a double major in mathematics and statistics, The Government Science College, Multan, Pakistan, 1994.

Computer Skills:

Articulate in MS Office Suite (Word, Excel, PowerPoint and Outlook), CRM, DOS, QBasic, Unix Administration (Networking, Shell Scripting, Back Ups, Security) and Linux, SQL, C Programming, Assembly Language, Windows 98/2000 server and trouble shooting, SAP and basic knowledge of Oracle. Type approximately 60 words per minute. Basic knowledge of Networking, routers, NATs, firewalls, hardware and software. Preparing presentations, data visualization and spreadsheets. Languages:

Fluent in English, Urdu, Punjabi and Hindi; read and write some Arabic and Farsi. References:

Furnished upon request.

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