Credit Analyst Community Bank

570-***-**** ************@*****.*** Bloomsburg, PA

JUSTIN

MUNGO

Credit Analyst

PROFILE

Hard-working analytical thinker with a strong foundation in credit risk assessment. Began undergrad as a mathematics major before pausing academic career to shift focus. Spent over a year at a local community bank as a teller, learning about the banking industry and building relationships, before returning to school to finish a degree in finance. Through a minor in banking, studied the key components and trends in the industry. Seeking entry-level credit analyst role to continue with banking journey. KEY SKILLS & STRENGTHS

WORK EXPERIENCE

• Financial statement

analysis

• Knowledge of key

credit metrics

• Problem solving

• Risk Management

• Excel

• Time management

• Report writing

• Adaptability

Credit Analyst Intern

First Keystone Community Bank Berwick, PA

Summer 2024

• Worked closely with senior analysts to learn essential credit analysis functions

• Analyzed and spread a variety of financial documents

• Assisted in the writing of formal reports which assessed the creditworthiness of businesses and individuals

• Participated in weekly loan committee meetings

Customer Service Teller

First Keystone Community Bank Berwick, PA

Dec. 2022 – Jan. 2024

• Processed daily transactions for customers

• Developed a strong rapport with customers and assisted them with various banking needs

• Kept inventory of office supplies to ensure smooth operations

EDUCATION

Bloomsburg University Bloomsburg, PA GPA 3.75

B.S. in Finance – Minors: Banking & Real Estate

Jan. 2024 – Present, Graduating May 2025

Towson University Towson, MD

Mathematics Major

Aug. 2019 – Oct. 2022

TEAMWORK

• Active listener

• Open to new ideas and

perspectives

• Concise communicator

• Accountable

• Willing to learn

• Friendly & courteous

• Poised under pressure

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