SUSAN WAITE
*********@*****.***
Cincinnati, OH 45248
OBJECTIVE
Secure a challenging and responsible position which would effectively utilize prior experience, training and abilities, offering opportunities for professional growth and advancement. I am a professional and flexible administrator with a diversity of experience in providing detail analysis with consistent results. PROFESSIONAL EXPERIENCE
Fifth Third Bank April 2016 – present
Mortgage Loan Processor, III
• Manage a pipeline of conventional, government, and/or portfolio loans
• Process all loan types which include conventional, FHA, VA, Bond, USDA, special programs, and self-employed
• Evaluate loan documentation, calculate income, review assets, analyze liabilities, and clear conditions per delegated authority
• Validate automated underwriting decision
• Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators
• Ensure accurate, complete, and timely loan data on processing system
• Actively participate in ongoing efforts to continually improve customer service for internal and external customers
• Manage pipeline reports to ensure they are on task and are completed with proper communication
• Serves as an intermediary for loan issues with Originators, Underwriters and other related departments
• Assist in training new hires
• Consistently call upon to use my experience and knowledge to help resolve escalation point issues for team members
• Maintains ongoing knowledge of Company's policies and procedures
• Team player who can be counted on to assist with projects outside primary department Fifth Third Bank/Aerotek Sep 2012 - 2016
• Conducted quality control reviews of mortgage Harp and VA IRRRL loans
• Ensured production complies with company's policies/procedures, investor requirements and state/federal regulations
• Analyzed documentation requirements to support credit decisions
• Prepared Final Closing Disclosures
SKILLS
• Comprehensive knowledge of the process for underwriting and closing procedures
• Advanced knowledge of federal lending regulations that govern residential real estate guidelines
• Highly organized with the ability to multi-task
• Strong time management and detail oriented skills
• Strong written and verbal communications skills
• Problem resolution with a customer focus
• Microsoft office including Excel, Word and Outlook
• Worked with Empower, Black Knight software systems
• Strong computer skills (MS Office) required, experience with Mortgage origination systems, EDUCATION
University of Cincinnati Mother of Mercy HS
Cincinnati, OH Cincinnati, OH
Real Estate Law / Real Estate Development