Fort Myers Fraud Investigator

Josette A Sanacore

Fort Myers, USA *****-**** • 704-***-**** • *******@*****.***

PROFESSIONAL SUMMARY

Accomplished Fraud Investigator and AML Analyst with a proven track record in conducting in-depth fraud investigations and applying strong analytical skills using SAS and SQL. Adept at enhancing compliance and fraud detection processes through collaboration with third-party fraud vendors. Expertise in SAR filings and identifying money laundering red flags, which has significantly improved investigative efficiency and accuracy. Have strong understanding of risk involved with high risk customers types. Solid knowledge of BSA/AML,CIP,KYC,SAR filing and OFAC/Sanctions banking regulations expectations and risks.

PROFESSIONAL EXPERIENCE

Fraud Investigator - Quality Reviewer

Jan 2024 - Nov 2024

Fort Myers, USA

PWC•

/CUoSnAdAucCt ionnvtersaticgtations of fraud cases, documenting investigative findings, and determining whether the case should be escalated for further review or action.

•Understand and apply procedures, including procedural changes throughout the engagement, into the investigation.

•Perform routine reviews of third-party and merchant activity to ensure quality of data.

•Identify scenarios that merit the filing of suspicious activity reports (SARs).

•Accurately gather necessary artifacts for SAR development.

•Establish effective working relationships with PwC teams and client stakeholders as applicable.

•Meet production targets and quality standards.

•Maintain a strong level of independence and time management skills.

•Leverage data to identify product.ion gaps and opportunities for proactive fraud management.

•Review and investigate customer profile information.

Detect & Investigations Quality Senior Analyst PNC Bank

Jan 2022 - Nov 2023

Fort Myers, USA

•Perform AML screening and CDD/EDD reviews on customers in accordance with the bank's policies and procedures.

•Facilitate communication between departments to ensure compliance with requirements, aligning with business and customer risk profiles.

•Support the development of new policies and training programs.

•Collaborate with AML investigations teams to provide necessary feedback and ensure corrective actions are completed.

•Provide oversight and education regarding BSA/AML, CIP, KYC, Suspicious Activity Report filing, and OFAC/Sanctions banking regulations.

EFCC AML Analyst US Bank

Aug 2015 - Jan 2022

Charlotte, NC

•Conduct enterprise-wide investigations and prepare suspicious activity reports (SARs) for filing with financial crimes enforcement agencies.

•Assist in the implementation of AML/BSA detection and prevention methods.

•Examine account types and alert scenarios for potential fraud.

•Review Actimize system-generated alerts and suggest improvements.

•Ensure compliance with the US Bank code of ethics and all related policies.

Compliance Officer/ Trading Assistant Kellogg Group

•Support special surveillance committee activities.

•Compile lists of procedures to meet NYSE and FINRA regulations.

•Serve as a liaison between market makers and the on-floor surveillance team.

•Perform analysis of high-risk accounts, including enhanced due diligence.

EDUCATION

•Long Island University, New York, NY Bachelor of Science, Criminal Justice, 1991

SKILLS

•Strong research and problem-resolution skills

•SAR filings

•SAS/SQL

•Microsoft Office Suite

•Ability to identify red flags for money laundering

•Bridger/Mantas

Jan 2003 - Jan 2012

New York, NY

•Actirnize

•Metric Tracking

•Lexis Nexis

•World Check

•OFSAA/Oracle

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