Risk Management Due Diligence

Runav Gohil

*** ********* ****, ******, ** ***** 410-***-**** **********@*****.***

Compliance & Risk Management Professional

KYC, AML, Regulatory Compliance Expert

Accomplished compliance and finance professional with over 16 years of experience. Extensive expertise in KYC due diligence, AML/CDD/EDD compliance, and risk management. Proficient in using tools like World-Check, Nordcom, LexisNexis, OFAC, Accurint, and Metavante for comprehensive research and due diligence. Known for driving operational efficiency, cost optimization, and revenue growth. Proven leader with a track record of motivating teams to exceed performance targets and deliver superior results. Committed to providing detailed financial analysis and strategic insights to support informed decision-making.

SKILLS

Regulatory Compliance & Risk Management

Anti-Money Laundering (AML), Know Your Customer (KYC) compliance, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), FATCA, OFAC, Customer Identification Program (CIP), Bank Secrecy Act (BSA), Suspicious Activity Reporting (SAR)

Risk assessment, fraud detection, transaction monitoring, sanctions screening, Politically Exposed Persons (PEP) monitoring

Leadership & Strategic Oversight

Team management, leadership, mentorship, performance optimization, talent development

Financial forecasting, strategic planning, business compliance alignment

Process & Project Management

Project management, change management, regulatory remediation, process optimization, operational efficiency

Technical & Data Analytics Proficiency

MS Office, SQL, Power BI, Tableau, SharePoint, compliance management platforms (Risk Engine, Viewpoint, Laserfiche), reporting tools

Critical Thinking & Problem-Solving

Regulatory interpretation, risk mitigation, problem-solving, security policies, business technology, data-driven decision-making.

PROFESSIONAL EXPERIENCE

CSC Global (Formerly Intertrust Group)

Team Lead – KYC Service Specialist April 2024 – February 2025 (Role ended due to redundancy)

Spearheaded the development and execution of a comprehensive compliance monitoring program across EMEA and APAC, integrating a Know Your Customer Program (KYCP) tool and leveraging Risk Engine for risk assessments and Viewpoint for enhanced client entity CDD, screening, and monitoring.

Directed high-risk customer reviews, sanctions screening, and World-Check processes, ensuring compliance with Cayman Islands regulatory standards and global requirements, while minimizing compliance risks through effective use of Laserfiche for document management.

Led recruitment, onboarding, and professional development for a high-performing compliance team (12 Analysts, 2 Quality Control Specialists, 1 Subject Matter Expert), aligning talent acquisition and team growth with business objectives.

Collaborated with senior leadership, Legal, Risk, Internal Audit, and corporate governance teams to refine compliance policies, drive initiatives, and implement risk mitigation strategies aligned with regulatory changes.

Optimized compliance processes, reducing processing time by 30% through automation tools, improved workflow efficiency, and delivering data-driven insights and reports to senior leadership to support informed decision-making.

Intertrust Group

Compliance Analyst January 2023 – April 2024

Conducted comprehensive client file reviews and risk assessments for legal entities and individuals, ensuring full compliance with KYC, SDD, CDD, and EDD requirements.

Collaborated with the Remediation Lead on AML/KYC analysis, screening entities, and escalating findings using Risk Engine, Viewpoint, and Laserfiche to enhance due diligence efforts.

Assessed and validated customer risk profiles, analyzing unusual transactions based on product usage, geographic exposure, and transaction history to identify potential financial crime risks.

Represented the compliance team in meetings and engaged with business teams and clients to resolve outstanding compliance requirements.

Valley BP LLC

Manager Dec 2015 – Dec 2022

Recruiting, Training, Supervising, managing budgets, maintaining statistical and financial records

Customer Queries, Complaints handling, overseeing pricing and stock control and general daily operations.

Ensuring compliance with health and safety legislation, preparing promotional materials and displays.

HDFC Bank

Manager – Preferred Banking May 2013 – July 2014

Conducted KYC due diligence (EDD/CDD) for client onboarding and ongoing account monitoring, ensuring strict compliance with AML regulations and regulatory databases, and performing comprehensive risk assessments for high-risk clients, including source-of-wealth verification.

Managed a variety of financial transactions (cash, cheque transfers, RTGS, NEFT, SWIFT, Wire Transfers), collaborating with product teams to enhance client engagement, streamline operations, and improve transaction efficiency.

Spearheaded marketing initiatives for product specialists, driving business growth through targeted transaction origination strategies, in-depth market analysis, and promoting cross-functional collaboration.

Axis Bank

Manager – Priority Banking November 2011 – April 2012

Spearheaded the client onboarding process with a focus on maintaining regulatory compliance, conducting thorough risk evaluations, and performing extensive due diligence for high-risk clients, including source-of-wealth (SOW) verification.

Oversaw various financial transactions, such as cash management, cheque processing, and electronic payments (RTGS, NEFT, SWIFT, Wire Transfer), while ensuring adherence to security protocols and collaborating with product teams to boost client engagement.

Created and executed client-centric marketing strategies to attract and retain high-net-worth individuals, leveraging market insights to drive business growth and enhance transaction origination efforts.

IndusInd Bank

Relationship Manager October 2010 – October 2011

Managed client portfolios by conducting regular risk-based reviews and ensuring banking compliance through periodic updates to KYC/AML documentation and adherence to regulatory standards.

Delivered tailored financial solutions to clients, performing in-depth risk assessments and ensuring compliance with KYC/AML regulations, while providing high-quality customer service.

Facilitated smooth transaction processing, including wire transfers, foreign exchange, and large cash movements, while collaborating with product teams to create value-driven business opportunities and optimize operations.

IndiaFirst Life Insurance

Business Development Manager (BDM) – Bank Assurance October 2009 - October 2010

Led client acquisition efforts by collaborating with service staff, relationship officers, business relationship managers, and credit analysts, driving both corporate and individual client growth through strategic sales initiatives.

Conducted comprehensive financial analysis for clients, assessing sources of funds, cash flow, insurance coverage, tax status, and retirement plans, while providing tailored investment strategies and ensuring adherence to KYC/AML compliance standards.

Delivered training and support to banking teams, ensuring full regulatory compliance in sales activities, and contributed to the bank's revenue targets by managing client inquiries and coordinating cross-functional operations.

Kotak Life Insurance

Manager Sales – Alternate Channel November 2005 - February 2009

Directed client acquisition strategies by partnering with business banking, commercial banking, and private wealth teams, cultivating strong relationships with corporate and individual clients, and collaborating with relationship managers, credit analysts, and service teams to expand the client portfolio and drive significant revenue growth.

Conducted in-depth financial analysis for clients, reviewing their assets, cash flow, tax position, and future financial needs, ensuring full compliance with KYC/AML regulations and offering tailored recommendations to mitigate financial risks.

Delivered training sessions on regulatory compliance to banking teams, ensuring all financial transactions adhered to KYC/AML standards, while optimizing operational efficiency and supporting cross-departmental efforts to meet revenue and operational goals.

ACADEMIC QUALIFICATION

Bachelor of Commerce (Accounts and Audit as Major)

CERTIFICATIONS & TRAINING

AML/KYC Compliance Training

Financial Risk Management (FRM) Training

Regulatory Compliance Training

REFRENCE

Will be Provided on Request

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