Accounts Payable Credit Analyst

JEOSBIA CURRY

Risk Analysis Customer Service Business Communication

Experienced Credit Analyst with a demonstrated history of 16 years working in the financial

industry. Skilled at analyzing creditworthiness, financial statements, full cycle account receivable,

and account reconciliation. Strong financial professional with the skills required to effectively

communicate, and establish working relationships with management, clients, and staff pe rsonal.

Professional Experience:

Robert Half Consultant 2021 - current

Clients include US Cellular, Clif Bar, Ferrara, First Business Bank, Serrala, A.M. Castle

· Coded and posted incoming payments and credits.

· Ensured equipment invoices are cleared correctly and in accordance with accounting policies

· Researched incoming payments that do not automatically clear agent invoices

· Ensure termed agents’ accounts are closed out in accordance with the Agent contract

· Communicated and enforced company credit policies and procedures

· Partnered with Treasury and Accounts Payable departments to process wire transfers and ACH requests as

needed

· Reviewed deduction claims to ensure deductions were accurate

· Consolidated and processed documents for chargebacks

· Submitted chargebacks to big box companies for repayment

· Calculated conversion of cases to boxes for claims submitted by companies

· Resolved open and invalid chargebacks

· Applied funds from Wires, ACHs, Checks and Lockbox

· Processed and applied Payroll Payments

· Processed Denials, Reversals and Holds

· Managed unapplied cash

· Performed chargebacks and Non-Sufficient Funds to client account

· Resolved payment reconciliation on clients’ account

· Generated quotes & invoices for customer accounts

Rio Tinto July 2018-June 2020

Credit Analyst

· Responsible for over 200 B2B accounts in SAP

· Set and approved credit limits for new and existing customers, between $500K to $50M

· Applied and released credit holds on client accounts

· Reviewed and analyzed financial statements and income statements

· Generated financial ratios and evaluated financial status

· Reviewed D&B reports and conducted bank references

· Worked closely with Sales department to ensure accounts were increasing 10% annually

· Entered customer information in place forms and negotiated credit terms

· Evaluated customer records and recommended payment plans, based on earnings, savings data, payment

history, and purchase activity

· Created policies and procedures for accounts who exceed their credit limit

· Ran weekly and monthly AR aging reports

· Reduced collections/unapplied cash applications on AR accounts from $7MM down to $1.5MM

· Received lockbox payments from customers and applied payments with third party service in India

Consulting Engagements 2013-2018

ACH Food Companies, Inc. November 2016-April 2018

Accounts Receivable Specialist

· Recorded and balanced entire cash transactions

· Researched and resolved payment reconciliations and other outstanding AR issues

· Processed any adjustments, refunds, and monthly write offs

· Input all transactions in SAP lockbox, wires, and ACH’s

· Worked closely with Billing department and Sales department

Mizkan Holdings Co. August 2014-November 2016

Trade Deductions Analyst

· Researched and resolved open and invalid chargebacks

· Followed up with customers for repayment of invalid chargebacks

· Analyzed daily deductions for incorrect quantities, allowance to be billed back, and contacted distributors

for repay on accounts

· Reviewed rebates for customers

Allianz Global Corp. August 2013-May 2014

Accounting Analyst

· Verified validity of account discrepancies by obtaining and investigating information from brokers and

claim adjusters

· Prepared and issued notice of cancellations and outstanding account notifications when required

· Performed aging receivable analysis to produce and distribute financial reports

· Maintained client invoices in Lotus Notes

· Processed client cash receipts, wires, and ACH’s

Education:

Illinois State University May 2005

BS, Economics, concentration in Business Administration

Triton College September 2020

Certification in Distribution and Logistics Management

Skills:

MS Office, Excel, Word, Outlook, SAP, ODEN, APLUS, Oracle

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