Compliance Officer Internal Control
Resume:
Sika Lindgren
** ***** ** ********** ****-Marly / San Francisco CA
************@*****.***
Senior Compliance Officer- Sanctions-AML/CFT-KYC
* ***** ** ********** ******sibility in Sanctions, Anti-Money-Laundering/Counter-Terrorism Financing
Fraud/Internal Control, Global Economic Sanctions Compliance Programs, and Risk Management.
Financial Security and Corruption. Thorough understanding of OFAC country sanctions programs & lists.
(EO) Experience with risk and escalation & decision responsibilities related to wire transactions
Regulations based on OFAC, AML/CTF, FATF, EU, UN AMF, EBA, ECB—Outsourcing Management
SKILLS
Regulations
Regulation AMF, EBA, ECB, EU, ACPR, HTM, UN, OCDE
AML Directives (IV & V; VI)
Sanctions/FCPA
AML-CTF/FATF/Wolfsberg
Financial Crime regulations
MIFID
Management
Training Juniors and Interns
Hands on management
ExCo and ICC Member
Monthly and Quarterly Presentations
Projects
Whistleblowing, code of conduct
Internal control,Pre Audit Project
Oversight &Training lines of business
KYC, EBA & SREP Remediation
ABC-Sapin2/Corruption/AFA
GSP/MSCQ/Mazars Diagonstis
Screening /Good guys vs Bad Guys
Centralization hubs
5 Directives/ PEP
Cross Border projects
Internal control plan design
Proactive
Sense of responsibility
RELATED EXPERIENCE
CAIXABank, France
03/ 2023: Head of Compliance & MLRO
Main mission
Annual cycle of compliance functions.
Realization of risk Mapping, annual compliance risk assessment on taxonomy and compliance plan activities.
Monitoring of gaps and training. Define and monitor and oversight annual compliance testing programs.
Ensure the application of AML-CFT regulations, compliance programs (Ethics, code of conducts, ABC, and due diligences and sanctions) within the branch Bank with a risk based approached.
Participate in the development and consolidation of internal and regulatory compliance reports.
Maintenance of policies and procedures: Such as third parties, Data protection, Privacy, Competition and Tax compliance.
Work with IT department for implementation of new compliance tools (Nettrival)
Coordinate and help with the annual regulatory examination, internal and external Audit.
Liaise with competent authorities (ACPR, AMF, Tracfin).
Key moments
EXCO member.
HSBC Global Asset Management, France
04/2021 -12/2022Third-Party Management Compliance
Steer Internal EBA and SREP outsourcing remediation
Implement internal procedures/Processes.
Create and implement control plan measures for external outsourcing.
Follow up the recommendations of the AFA (French Anti-Corruption Agency) or the EBA
Perform controls on G&E and political contributions
Train lines of business on subjects related to third parties based in France and abroad (Global teams)
Perform due diligence on Third Parties throughout the relationship: Onboarding, renewal, and end of contract
Manage related risk programs and assessments related to existing and new internal service providers
Participate in the evaluation of risk and materiality assessment and risk; Mitigate issues & actions
Key moments
Management of recommendations EBA, ECB & Supervisory Review and Evaluation Process (SREP) remediations
Management of the Outsourcing Review Template (ORT) and Outsourcing register (ROPE)
Identification of risks related to services, Training sessions for relationship managers on due diligence
Report regularly to senior management, governance committees and boards on the performance of outsourcing engagements in their units, to ensure transparency and timely resolution of KPI and KRI issues and breaches
Facilitate Outsourcing Risk Assessments periodically and maintain alignment with the business, ensuring updates are made as and when engagements or services expand or materially change
Volkswagen Bank, France
07/ 2020-03/2021: Compliance Officer Deputy
Main mission
Identify new legal and regulatory changes and their impact on VW Bank, monitor their implementation within entities
Perform internal controls as defined in the compliance control plan and analyze the risk of non-compliance
Combat money laundering and terrorist financing: Ensure the application of regulations and the compliance of the overall system, advise and train employees, analyze alerts, and track SAR table
Implement Group procedures relating to compliance (whistleblowing, conflicts of interest and corruption, insider trading, etc.)
Assist in the design of processes and procedures which meet financial crime regulatory requirements and cater to business needs
Ensure the application of AML-CFT regulations (4th & 5th Directives) within WV Bank
Participate in the development and consolidation of internal and regulatory compliance reports
Work with IT department for implementation of new compliance tools (Siron)
Liaise with competent authorities (ACPR, AMF, Tracfin). Maintain SAR tracking table.
Key moments
Training of business lines and assisting in the analysis and evaluation of AML, ABC, and Sanctions policy on business impact
Preparation and consolidation of QLB and regulatory compliance reports (ACPR). Respond to requests from Tracfin
Customer due diligence obligations: Screening, Alert handling & Reporting of suspicions
CACIB – Financial Securities Global Supervision & CACEIS – Investor Services
06/2019-06/2020: Compliance officer
Main mission
Contribute to CACIB’s Regulatory management reporting (KPI) & EWRA. Update the sanctions framework and the results with Business lines within the required deadlines
Designed and maintained Sanctions Framework and exchange results with teams and management
Update and monitor the anti-money laundering and counter-terrorist financing AML/CTF) system, ensuring compliance with international sanctions programs (CSI) (e.g., QLB, annual reports, risk assessment, etc.)
Participate in the creation and maintenance of documentation files by countries for regulators
Conduct OFAC remediation program on a variety of funds: PPCVM, OPCI, SICAV, FCPR, FCPI
Assess gaps and impact of issues & violations related to control process
Develop screening and filtering centralization project with 2 hubs
Liaise with regulators (ACPR, AMF, MIFID, OFAC about sanctions issues and licenses
Asset management companies (FIA par Nature et Objet): Custodian, Registrar, MIFID categorization
Handle issues raised by operational businesses or management
Participate in CACEIS activities in France and abroad by working with the Compliance Officers of each of the CACEIS entities and supporting the deployment of transversal projects impacting the CACEIS group
Develop and update a map of non-compliance risks in conjunction with the Risk Department
Ensure a permanent watch on changes in regulations; analyze the texts and determine their impact on the Group, transpose them into internal procedures for control purposes.
Update procedures: KYC, PEP, Sanctions,
Key Moments
EWRA
Creation of country kits for regulators
Application of the following regulation requirements: ACPR, AMF, OFAC (license and EO)
Implementation of the 5th AML directive within CACEIS entities
Regulators Note Draft Compliance opinions on new products, new activities, new processes and on any Compliance, issue raised by operational businesses or Management
Participation in CACEIS activities and projects in France and abroad by collaborating with CACEIS's LCO
Development and updating of non-compliance risk mapping in collaboration with the Risk Team
BNP Paribas, France
2018-2019: Compliance officer
Main mission
Corporate compliance
Update and adapt internal global policies & procedures
Support development and delivery of the Annual Compliance Plan – NAPGAP
Work closely with key managers to identify trends and implement corrective actions
Support investigations and interactions with OFAC and local government authorities
Transactional Compliance: Including the review of proposed transactions
Carry out day-to-day AML sanctions controls including investigations & monitoring
Monitor the implementation and effectiveness of Compliance Program on a continuing basis
Undertake special compliance-related projects: Anti-corruption law Sapin II, GSP KYC, OFAC, AML, MSCQ, PEP
Key Moments:
PEP, nature of the activity, sensitive products, purpose, source of fund & wealth KYI, locations
Project (ABC Sapin II, code of conduct, GSP procedures)
Client exposure to major sanctions countries (MSCQ) and segregation of percentages
Transactions, Domestic and cross-border
FATCA, AEOI (Tax regulations)
Derogation (Scope/Challenges to the implementation of control and impacts)
Société Générale -CIB - Sopra/R2i
2017-2018: Consulting Compliance Risk KYC
Main Mission
Collect and analyze all corporate and institutional clients’ information for review
Interact with Management to raise awareness of sanctions trends, emerging issues, remedial actions
Grant authorizations to trade, for each new deal with sensitive counterparties under restrictions
Perform reviews to assure compliance with Anti-Money Laundering (AML) regulatory obligations
Manage alerts (AML, official sanctions, and embargoes)
Classify customers according to internal GBIS procedures.
Key Moments
Risk assessment (customer activity, KYC Memo, EDD Checks, UBO)
Escalation, restrictions, environmental and social risk and sanctions
Collaboration with compliance department on sensitive customers for final validation
MUFG Union Bank - Oakland, CA
2016–2017: Global Sanctions Compliance Program and Risk Management /Assistant to VP
Main Mission
Assist in preparation and delivery of Sanctions Compliance training materials
Assist with monitoring of OFAC screening conducted by lines of business. Prepare sanctions monitoring reports
Work with risk, escalation, and decisioning responsibilities related to wire service transactions with sanctions compliance and the Foreign Corrupt Practices Act (FCPA). Work with Executive Orders
Monitori of freeze measures and their reporting to the competent authorit
Conduct ad hoc UB Foundation Screening, OFAC New Accounts, Sanctions Advisory letters
Analysis of corresponding banking transactions
Key Moments
Transactions (Purpose of the transactions, name and address, source of payment, banks involved, shipping companies, suppliers, hosting data). Swift, FEDWIRE, CHIPS and messages, maintenance List.
Matching methodology, Filtering matrix. Escalation process; Violation of OFAC; Record retention
Communicate with lines of business to assist with alerts decisioning and other control issues
Standard Chartered Bank - San Francisco, CA
2013–2016: Sanctions Filtering Associate
Main Mission
Support US Dollar Clearing business functions with real-time transaction sanctions filtering review.
Process daily OFAC, AML, HMT, and Legal transactions against required lists
Ensure operational compliance with appropriate banking laws, regulations, and internal policies (KYC, AML, FRAUD). Transactions (Trade finance Vessels (IMO), Swift, FEDWIRE, CHIPS)
Participated in the implementation and monitoring of freezing measures and reporting to the competent authority.
Ensure, interpret & implement regulatory policies of the bank’s reputational, operational, financial, and regulatory risk
Key Moments
Transactions (Purpose of the transactions, name and address, source of payment, intermediary banks involved, filtering matrix, regulator)
Violations of OFAC (Securities, Trade finance, rejection, block, or approval of transaction)
Bank of America - San Francisco, CA
2012–2013 Operations Analyst III - Financial Crimes/Compliance
Coordinate functions performed by global AML Compliance, e.g. transaction monitoring, investigations
Review and process suspicious activity reports for depository institutions, using BOSS and RCM Systems
Perform regulatory reporting and financial analysis regarding losses, loans, mortgages, and fraud (BSA)
Review financial crimes compliance through business processes, procedures, SARs
Key Moments
Realization of profitability of transactions
Management of AML-CFT operations; Responses to regulators
Projects:
December 2011 – July 2013
JP Morgan Chase - New York, NY
Bank of America - Newark, NJ (Contractor)
Review financial crimes compliance. Manage the day-to-day QA process in MSP, CCW, LSP and SharePoint, Review fully documented loan histories. Research and resolve escalated mortgage related issues with credit default and risk. I-Portal
Review and process foreclosed loans documentation in accordance with HAMP, FHA, Dodd–Frank, OCC, FDIC, other laws & regulations.
Mizuho Corporate Bank - New York, NY
2011 – 2011 Commodity Trade Finance Analyst
Axiom SL - New York, NY
2009 – 2010 - Analyst, Risk Management/Regulatory reporting
FXCM -Stellar Freight Ltd - New York, NY
Summer 2007– 2008 -Internship, Currency Trading/Business development
OTHER RELEVANT INFORMATION
Languages
English; French; Swedish; Mina
Education
Pace University, New York. BBA (Major: International Business Management/Minor: Finance) May 2007
Tools
MS Office [Word, Excel (incl. macro & pivot), PowerPoint, Outlook], SQL, Python, Axiom, ACBS, Lotus, Essbase, Share Point, AS400, GLR, BOSS, MTS, Bridger Insight, Lexis Nexis, BDR, Indigo, Syris, LoanSat, Documentum, WordChecks, Factiva, Batica, Compliance Catalyst, Ksiop, EKIP, Vigilance, SAP, CRMS, Bacarat, BCT, Firco, Archer
Interests
Spinning, Pilates, yoga, swimming, reading
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