VERONICA HERNANDEZ
Deltona, FL
Phone: 386-***-****
Email: **********.****@*****.***
Dynamic bilingual professional within finance and lending and a licensed notary. With over 16 years of working experience in banking, automotive, lending and customer service. Consistent top performance recognition, in sales and credit card collections for an exceptional proven performance with exceeding department goals and overall industry knowledge. Integrity and committed professional with proven ability to enhance customer satisfaction through effective communication, and operational efficiency. Collaborating with teammates, and leading by example with driven results.
Skills
Bilingual (English / Spanish)
Financial Management
Loan Processor & Documentation
Analytic Reasoning
Quality Assurance & Compliance
Critical Thinking
Problem Solving & Decision Making
Conflict Resolution
Time Management
Detail Orientated
Risk Management & Problem Solving
Ethics & Integrity
Outstanding Customer Engagement
Team Leader & Mentor
Professional Experience
Dealer Services/Collateral Loan Specialist
US Bank, Jacksonville, FL 11/2021 - 07/2024
Managed consumer loan and lease accounts, ensuring secure collateral documentation throughout the account lifecycle.
Maintained meticulous collateral records, adhering to service level agreements with a focus on accuracy and detail.
Conducted in-depth research for customer inquiries, utilizing various internal and external resources.
Quality Assurance Analyst
DISYS, LLC (Wells Fargo Contractor), Deltona, FL 10/2020- 10/2021
Reviewed and evaluated the effectiveness of pre-deaccessioned SBA PPP Loans, ensuring compliance with origination processes.
Conducted quality assurance audits and recalculated forgiveness amounts to uphold accuracy and adherence to standards.
Member Service Representative
Launch Federal Credit Union, Orange City, FL 02/2019 - 09/2020
Facilitated the opening and closing of new member accounts, ensuring a seamless onboarding experience.
Provided comprehensive account maintenance and loan servicing, enhancing member satisfaction.
Sr. Specialist I / Peer Mentor
JP Morgan Chase, Lake Mary, FL 03/2005 - 01/2019
Conducted outbound/inbound calls to collect payments on delinquent accounts, providing tailored payment solutions.
Evaluated customer circumstances to determine appropriate short- and long-term payment plans.
Promoted to department mentor, which consisted of training and developing employees struggling in performance to meet department goals. Also responsible for assisting with training newly hired employees.
Consistently maintained top performance status on a monthly basis.
Education
Daytona Beach Community College, Deland, FL
Completed 1 Year of Certified Nursing Assistant Program
Deltona High School, Deltona, FL
High School Diploma
Certifications
Notary License, State of Florida (08/2023)