PROFILE
MUHAMMAD ARSHAD
Address : ** **** ******, ********* ******,ON,N35 1Y2
**************@*****.***
High performing banker worked as Finance Manager in a fast paced customer facing environment. Mentored and trained the teams to achieve sales and revenue goals. Correspondence was an essential part of my duty throughout my career.
Areas of expertise
Growth expansion strategy.
Budgeting and forecasting.
Strong analytical approach
Payroll accounting.
Work experience
Resident Auditor(2003-2017) Bank Al Habib
Proved successful working within tight dead lines
Resolved problems, improved operational working, and provided exceptional service to clients.
Performed duties in accordance with applicable standards, policies, and regulatory guidelines to promote safe working environment.
Oversaw daily operations to ensure high level of productivity.
Used Microsoft word and other software tools to create documents and other communications.
Checking irregularities in all the operational fields such as Cash, Remittances, Clearing, Deposits, Credits, etc
Compiling the Audit reports and handing over the same to respective Branch Manager
Follow up the matter with all the Branch Managers of the Area regarding rectification of the T
,It was also my duty to hold regular meetings of all the Branch Managers and making them aware of the importance of Audit in the routine branch working.
Submit the Minutes of Meeting to the Area Manager.
Achievements in Bank Al Habib
Two promotions, one in 2009 from Officer Grade 1 to Assistant Manager and the other in 2012 from Assistant Manager to Manager
Audit category of a 15 billion branch was improved twice during the period I was posted as Resident Auditor.
Fresh Deposits of Rs 300 million were procured by me.
Besides Bank Al Habib, I have also served the following banks in different capacities in Accounting, Auditing, and Administrative fields. CONTENT WRITING WAS A PART OF MY DUTY IN ALL THESE JOBS
PERIOD
NAME OF BANK
BANKING FIELD
No of years
2000-2003
Soneri Bank
General Banking
3
1995-2000
Askari Bank
In-charge Accounts
5
1982-1995
BCCI
Foreign Exchange
23
1973-1982
United Bank
General Banking
8
Academic Records
Year of passing
Degree
Board/university
Major Subjects
1966-1968
Matriculation
Sargodha Board
English, Urdu, social studies
1968-1970
Intermediate
Punjab University
English Urdu, Economics, social studies
1970--1972
Bachelor of Arts
Punjab University
English, Economics, social studies
Professional memberships and Associations
1Course on Accounting and from Canada(2021)
2Course on Anti Money Laundering from Bank Al Habib(2016)
3Seminar on Budgeting from Askari Bank(1999)
4Course on Foreign Exchange from United Bank Limited(1973)
5Certificate course on Business Communication from IBA(1973)
6Cleared part 1 of Institute of Bankers in Pakistan(1973)
Skills and capabilities
A.COMPUTER SKILLS
Computer Skills involve the ability to learn and operate various technologies, It is divided into Hard Ware and Soft ware Skills. My related Computer Skills include:
Operating Systems(Windows)
oAs a result of my vast Banking experience I have a complete idea of windows including sending and receiving of emails etc and the system that support and manages a computer’s basic functions
Office suits (Microsoft Office, Excel)
oOffice software suits are composed of various collaborations and productivity tools like MS Word, Office and Excel. Through my experience I know how to use these applications while writing various letters, reports and preparing different statements.
Spread Sheets
In banking terms Spread Sheets mean the difference between Deposits and Advances and as a Banker we have to prepare Spread Sheets of various customers on Excel sheet .During my Banking career I had to prepare many such sheets
B CUSTOMER SERVICE SKILLS
Having a Banking experience of more than 40 years I have the skills to be aware of customers’ needs. In general customer service skills rely heavily on problem solving and communication. My customer service skills may be summarized as:
Active listening
Interpersonal skills
Reliability
C MANAGEMENT SKILLS
Since I got a chance to work in the capacity of Manager for a considerable period of time I have sufficient organizational skills and aware of how to have a good communication in order to support a team or a project. My related Management skills are:
Decision making
Project Planning
Task delegation to the concerns
Team communication
D PROBLEM SOLVING SKILLS
By utilizing my Problem Solving skills I used to determine the source of a problem and quickly find an effective solution . This skill is highly valued in any role pertaining to any industry. My related Problem solving skills are:
Attention to details
Having collaboration and liaison with different sections
Good communication
Patience
COVER LETTER