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ESSENCE OWO
************@*****.*** 630-***-**** Chicago, IL 60637 WWW: Bold Profile
Experienced business leader with demonstrated strategic planning, problem-solving and team-building abilities. Successful at bringing in and training staff to handle customer and business needs. Motivational, diplomatic and respectful of people from different backgrounds.
Problem solver
Quick thinker
Patient
Team player
Firm yet empathetic
People person
Self motivated
Quick learner
Staff training and development
Profit and loss analysis
Program creation and implementation
Contract negotiation expertise
Strategic planning
Sales leadership
Product branding
Customer relations
Discover Financial Services, DFS Chicago,
IL
Digital Account Manager
10/2023 - Current
Assist customers with gaining access to their online credit card accounts via their online account center.
Answers questions about Interest charges and late fees associated with their accounts
Assist customers with billing questions and payments and transactions made on their accounts
Give proper guidance on how to dispute transactions and how to replace credit cards
Explain promotional offers or cash advance policies Give quality customer service
Zen Asf Chicago, IL
Owner
06/2021 - Current
I sell Healing Crystals, stones, oils, sages. I also host pop up events and speed dating events once a month
Promoted business on social media platforms to maximize brand identity and generate revenue.
Devised business and marketing plans and prepared monthly financial reports.
Set pricing structures according to market analytics and emerging trends. Conducted market research activities and competitive analysis to facilitate implementation of aggressive company marketing strategy. Employed and managed vendors by negotiating deliverables, cost and expected quality.
Led startup and creation of operational procedures and workflow planning.
Entertainment partners Burbank, CA Directed day-to-day operations by spearheading implementation of Summary
Skills
Experience
Covid-19 Manager
08/2022 - 06/2023
short-term and long-term strategies to achieve business plan and profitability goals.
Addressed customer concerns with suitable solutions. Analyzed and controlled materials, supplies and equipment operational expenses.
Tracked and replenished inventory to maintain par levels. Built strong operational teams to meet process and production demands. Motivated and evaluated personnel for performance improvement and goal achievement.
Implemented policies and standard operating procedures and managed quality, customer service and logistics.
ARA Lombard, IL
Collections Representative
09/2013 - 11/2019
Advised debtors on payment options and set up payment plans. Reasoned with customers and attempted to negotiate full balance payments.
Handled irate customers smoothly to achieve performance targets. Handled contracts and payments on accounts.
Used effective questioning techniques to clarify why debtors were delinquent.
Entered customers' financial status information into system. Managed approximately 300 inbound and outbound calls daily. Utilized skip tracing resources to complete background checks and loan documents.
Handled, researched and settled 100 disputes weekly. Consistently met or exceeded monthly goals of $10,500 through diligent hard work and dedication
Upheld privacy and security requirements for customer information. Notified customers of delinquent accounts with attempt to collect outstanding amounts.
Remained calm, stayed professional and provided exceptional service on calls, even when interacting with difficult individuals. Processed payments over phone and set up recurring drafts. Received payment and posted to appropriate customer accounts. Arranged for debt repayment and established repayment schedule based on customer finances.
Recorded and updated customer personal accounts with accurate contact information.
Taxi affiliation services Chicago, IL
Cashier Team Lead
05/2007 - 07/2013
Assisted with training new cashiers and customer service team members to increase speed of onboarding.
Processed payments promptly for customers to exceed productivity standards.
Oversaw work of cashiers to identify strengths and weaknesses in customer service, payment processing or merchandising plans. Monitored cash drawers in multiple checkout stations to confirm adequate cash supply.
Resolved and balanced cash drawers at end of shifts to generate accurate reports for cash registers.
Van Ru Credit Corporation DesPlaines,
IL
Collections Representative
11/2002 - 06/2006
Advised debtors on payment options and set up payment plans. Reasoned with customers and attempted to negotiate full balance payments.
Handled irate customers smoothly to achieve performance targets. Handled contracts and payments on accounts.
Used effective questioning techniques to clarify why debtors were delinquent.
Entered customers' financial status information into system. Managed approximately 200 inbound and outbound calls daily. Utilized skip tracing resources to complete background checks and loan documents.
Upheld privacy and security requirements for customer information. Notified customers of delinquent accounts with attempt to collect outstanding amounts.
Remained calm, stayed professional and provided exceptional service on calls, even when interacting with difficult individuals. Lake Park High School Roselle, IL
High School Diploma
06/1998
Triton College River Grove, IL
Some College (No Degree) in Business
Went for a year and got pregnant
Education and Training