Loan Officer Care Giver
Resume:
Marlene Denise Greenidge
Email: ***********@*****.***
RELEVANT EXPERIENCE
Private Care Giver (Salaried), Providence, RI Mar 2009-Jun 2022
● Assisted with Activities of Daily Living (ADL) such as; serving meals, bathing, dressing, personal hygiene, mobility, incontinence care, changing of positions, and transfers.
● Provided medication reminders as scheduled.
● Engaged the client in daily activities and socialization to maximize their quality of life.
● Maintained a positive environment for clients while ensuring they feel safe and purposeful.
● Built strong companionship with clients and family.
● Complied with HIPAA Privacy Act by protecting confidential client information.
● Followed all policies and procedures outlined by the Nursing team. Position ended as client has passed away.
A Plus Mortgage, Senior Loan Officer/ Mortgage Broker- West Warick, RI Aug 2007-Mar 2009
● Managed consumer/mortgage lending generating U.S. $500MM in consumer loans and commercial loans up to U.S. $300MM.
● Prepared comprehensive financial analysis, reviews, and recommendations, for acquiring companies and subsidiaries.
● Researched properties and market conditions to determine which are favorable for rehabilitation and re-sale or rent. Research and prepared documentation for purchase of distressed or foreclosed properties for rental income as well as for selling/profit.
● Producing cash flow projections and property valuation models for commercial and mixed-use assets. In-depth knowledge of accounting principles in lease accounting, business combinations, purchase price allocations.
● Managed team with responsibility for all areas of operations and accounting: budgeting, cash, management, monthly financial statements, account controls, year-end accounting/audit preparation, and personnel supervision.
Providence Mortgage, Loan Originator/Telebanking Sales Cumberland, RI Jun 2006-Mar 2007
● Performed analysis on deal transactions and worked closely with other members of the firm to assist in deal negotiations and deal executions
● Reviewed documentation provided on each loan including all Agency specific forms, credit report, income and asset documentation, purchase agreement, title report, etc. to make an informed lending decision in compliance with HUD, VA and Mega Capital policies and guidelines.
● Performed a comprehensive appraisal review to ensure the collateral is acceptable, meets Mega Capital, FHA/HUD guidelines. Run, read and interpret AUS results (to include FHA Scorecard, GUS, DU, LP)
● Effectively communicated all decisions and any required conditions to the broker, Sales Manager and/or Account Managers
● Consistently meet or exceed established minimum productivity levels as determined and required by management for both underwriting and condition management Credico U.S.A., Credit Manager Credit Division- Brooklyn, NY Jun 2003-Feb 2005
● Directed marketing for credit card programs for Northfork Bank, Apple Bank, and Rosalyn Banks and other nationally recognized banks. Programs; The MasterCard Platinum Plus and Visa World.
● Developed and implemented strategies to increase cardholder share of wallet (i.e., migrate cardholders to higher value reward products, line increase strategies, balance transfer strategies, etc.)
● Lead cross-functional teams in the design and implementation of acquisition, utilization and retention strategies. This involves providing strategic direction and alignment with overall business goals, preparing the business case, as well as setting and measuring program/campaign success metrics and objectives.
● Designed and implemented competitive disruption strategies aimed at key competitors – targeted offers against key competitors.
EDUCATION
Business Administration- Accounting GEORGIA STATE UNIVERSITY, 1992
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