GINA M. HIGGINS
**********@*****.*** 312-***-**** 1888 Villa Contesa Loop NW, 87031 Los Lunas, New Mexico
Summary
Detail-oriented Banking Manager with a strong commitment to delivering exceptional customer service and effectively managing a range of banking operations. Proven ability to foster strong client relationships, address inquiries, and resolve issues promptly to enhance customer satisfaction. Skilled in utilizing banking software and financial tools to streamline processes and improve operational efficiency. Dedicated to maintaining accuracy in financial transactions while ensuring compliance with industry regulations. Seeking to leverage expertise in a dynamic banking environment to contribute to organizational success and customer loyalty. Skills
Customer Relationship Management
Effective Communication
Problem-Solving Skills
Attention to Detail
Transaction Processing
Financial Product Knowledge
Regulatory Compliance
Conflict Resolution
Time Management
Team Collaboration
Multitasking Abilities
Technical Proficiency
Active Listening
Sales Skills
Data Entry Accuracy
Cultural Sensitivity
Adaptability to Change
Customer Needs Assessment
Report Generation and Analysis
Empathy and Emotional Intelligence
Experience
SOUTHWEST CAPITAL BANK
Operations Officer, VP
04/2024 - 08/2024
Contributed to the development and implementation of strategic operational plans and procedures to optimize efficiency.
Monitored and analyzed performance metrics to ensure alignment with Organizational goals and continuous improvement.
Conducted in-depth research on emerging technologies, processes, and best practices to enhance operational performance.
Coordinated procurement efforts, liaising with vendors to secure necessary materials and supplies for seamless daily operations.
Provided technical support and troubleshooting to staff, resolving operational challenges and ensuring smooth workflow.
1
BMO Harris Bank
Senior Business Continuity
Analyst
01/2018 - 04/2024
Developed and implemented continuity plans for various departments, ensuring seamless operations across the organization during potential disruptions.
Conducted in-depth analysis of business processes to identify risks, creating and executing strategic mitigation plans to safeguard operational integrity.
Led stakeholder workshops to enhance organizational awareness and understanding of business continuity protocols and requirements.
Established and maintained a comprehensive repository of crisis management policies and procedures, ensuring swift access and effective response during emergencies.
Evaluated IT systems and infrastructure, ensuring alignment with industry standards and best practices for business continuity and disaster recovery. Fiserv
BPO Manager
01/2017 - 01/2018
Spearheaded the development and execution of strategies aimed at enhancing customer satisfaction and retention.
Generated and presented comprehensive monthly performance reports to senior management, highlighting key operational metrics and actionable insights.
Provided coaching, mentoring, and training to team members, driving improved performance and professional growth.
Led regular staff meetings to review progress, address challenges, and identify opportunities for continuous improvement.
Designed and implemented streamlined processes to optimize organizational workflows and operational efficiency.
PMA Financial Naperville,
Illinois
Bank Operations Specialist
08/2014 - 01/2017
Reviewed and audited customer accounts to ensure accurate and compliant documentation.
Managed and maintained detailed records of daily transactions, account balances, and customer information.
Provided assistance to customers with account services, including opening new accounts, closing existing accounts, and executing fund transfers.
Investigated and resolved discrepancies in customer account data, ensuring timely corrections and updates.
Processed domestic and international wire transfers, ensuring smooth and efficient financial transactions for clients.
BMO Harris Bank
Naperville, Illinois
Business Unit Compliance
Temp.
07/2014 - 08/2014
Facilitated regular team meetings to track progress and ensure timely achievement of business objectives.
Prepared comprehensive reports to analyze financial performance, highlighting key insights and areas for improvement.
Develooped comprehensive compliance/regulation rules for all of DDA Operations which is still utilized to date for each business unit.
Monitored customer feedback to enhance product quality and improve service offerings.
Developed and executed strategic initiatives to optimize business unit performance and drive operational efficiency.
2
FIRST BANK OF HIGHLAND
PARK Highland Park,
Illinois
Vice President of Deposit
Operations
06/2011 - 07/2014
Developed and executed comprehensive strategic plans aligned with the organization's vision and long-term goals.
Formulated and implemented policies that enhanced operational efficiency and boosted overall productivity.
Led business development efforts, including mergers, acquisitions, and joint venture agreements, to drive growth and expansion.
Negotiated high-value contracts with vendors for services, products, and supplies, ensuring favorable terms.
Managed financial operations, including budgeting, forecasting, and in-depth financial analysis, to support informed decision-making and optimize fiscal performance.
ELGIN STATE BANK Elgin,
Illinois
Vice President/Deposit
Operations/Teller Operation
07/2005 - 06/2011
Negotiated contracts with vendors for services, products, and supplies, securing advantageous terms for the organization.
Managed financial operations by overseeing budgeting, forecasting, and financial analysis to ensure sound fiscal management.
Directed human resources functions, including recruitment, employee relations, training, and benefits administration, to foster a positive work environment.
Provided comprehensive oversight of all departments to ensure seamless operation of daily activities and enhance organizational efficiency.
Established performance standards for staff to drive productivity and achieve organizational objectives.
Instituted a positive work enviornment by celebrating successes. Charter One Bank Chicago,
Illinois
Operations Manager
04/1999 - 07/2005
Monitored and enhanced the efficiency of processes, team performance, and customer service delivery.
Led the operations team by providing guidance, training, and support to achieve organizational objectives.
Developed and implemented operational procedures to ensure compliance with quality standards.
Conducted cost analyses for various projects to determine budgetary requirements and optimize resource allocation.
Maintained precise inventory records to track stock levels and minimize operational costs.
3