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Loan Officer Senior

Location:
Hemet, CA
Posted:
December 04, 2024

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Resume:

Mark M. Tonti

**** ********** *****

Hemet CA ***43

443-***-****

*******@***.***

Summary of Qualifications

Accomplished financial professional with more than 18 years of experience and expertise, in sales and customer relations.

Extremely adept in all areas of mortgage financing from inception to completion.

Exceptional communication skills and a great relationship builder, who can work well, both independently and as a team player.

Thoroughly dedicated, goal oriented, and quite determined to succeed.

Professional Experience

Allied First Bank- COCKEYSVILLE MD

SENIOR LOAN OFFICER

FHA/REVERSE MORTGAGES/ VA STREAMLINES/ VA REFINANCE/FHA/CONV

Goldwater Bank -Towson MD

Senior loan officer-

FHA/VA/REVERSE MORTGAGES/CONVENTIONAL

12/03/2019 – 06/16/2021

Allied First Bank- Towson MD

Senior Loan Officer FHA, VA, REVERSE MORTGAGES, CONV VA.FHA/CONV PURCHASES/ REVERSE PURCHASES

02/04/2019 – 05/22/2019

Resolute Bank, Towson MD July 2017 - July 2018

Senior Loan Officer. FHA, VA, Conventional Reverse Mortgage Purchase loan

Peoples Bank and Trust, Owings Mills, MD April 2014 – 2017

Loan Officer. Originated, processed and funding all types of loans, while being the consummate customer service professional, to keep borrowers comfortable through the entire loan process.

Great Plains National Bank, Owings Mills, MD August 2013 – April 2014

Loan Officer, Originated, processed and funded VA, FHA and conventional loans, assisting borrowers through each step of their loan, all of the way through to closing.

Emery Federal Credit Union, Towson, MD June 2012 – August 2013

Loan Officer. Originated approximately 10 mortgage loans per month, including VA, FHA, conventional, and commercial loans, overseeing them from inception to closing.

Sales Focus, Inc. /Quattro, Inc., Rosemont, IL October 2011 – January 2012

Title Account Representative. Provided mortgage services for lender banks, wholesale banks and credit unions, processing, underwriting, funding, post closing requirements, loan modification, quality control, and forensic audits, as well as handling inside and outside sales.

West Town Savings Bank, Abingdon, MD December 2010 – June 2011

Loan Officer. Recognized as a top salesperson, while originating seven to ten VA, FHA, conventional, and commercial loans per month.

Priority Financial Services /Proficio Mortgage, Baltimore, MD July 2009 – December 2010

Loan Officer. Managed and facilitated residential loans and refinances in Maryland, Pennsylvania and Virginia, effectively explaining and communication financial components of documents and agreements to borrowers. Originated seven to ten loans per month, and funded five to six VA, FHA and conventional loans per month.

Liberty United Mortgage, Eldersburg, MD December 2008 – June 2009

Loan Officer. Executed VA, FHA, conventional, and commercial loans, originating six to eight loans per month, while funding three to four loans per month.

Eagle Nationwide /Integrity Home Mortgage, Beallsville/Crofton, MD January 2007 – November 2008

Loan Officer. Processed residential loans, as well as originating four to five loans, and funding two to three loans per month.

First Continental Mortgage, Inc., Baltimore, MD December 1999 – December 2006

Branch Manager/Loan Officer. Hired, trained and mentored all new hires, while managing a staff of ten employees, and efficiently running all daily operations and office administration. Met or exceeded all company goals and quotas on time, while originating ten to fifteen loans, and funding nine to twelve loans per month. Processed VA, FHA, conventional, subprime, second mortgages, and refinances for a variety of regional and national title companies, as well as resolving inquiries, explaining financial documents and agreements to borrowers.

First Federal Funding, Hunt Valley, MD 1995 – 1999

Branch Manager/Loan Officer. Successfully managed all daily operations of the company, and managed a staff of twenty employees, while excelling at meeting company goals in a timely manner. Also, expertly managed and handled residential loans and refinances for a variety of regional and national title companies.

Education

Coker College, Hartsville, SC

Bachelor of Science, Physical Education

Minor, Education

Military Service

United States Marine Corps 1986 - 1992

Honorable Discharge, 1992

Military Police SGT/SRT

Accident Investigator,

SWAT and Firearms Expert

Worked with Naval Intelligence

Desert Storm Veteran

Additional Experience

Texas Affiliated University, Iwakuni, Japan 1991 – 1992

Instructor, Criminal Justice

Francis Scott Key High School, New Windsor, MD 1985

Instructor, Physical Education, General Studies, Substitute

References

Available Upon Request



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