Sales Vice President

Roman L. Puchala

Cell 616-***-****

E-mail: ************@*****.***

PROFESSIONAL SUMMARY:

• MBA in Finance with a Double - Bachelor of Science Degree in Marketing & Management.

• A Senior A-Paper & Sub-Prime Loan Officer – 13 years (NMLS # 219943). Experienced in both Retail & Wholesale Lending.

• 20 years of business knowledge and past owner of 4 businesses.

• Guest Professor at University of Central Florida, Teaching Sales, Ethics, Marketing & Team Building with Leadership

• Financed the Construction of Multi-Million Dollar projects.

• Licensed Residential Builder with great customer service and experienced in up-selling appliances and furnishings.

• Very organized with attention to detail. Experienced in many computer & finance programs. Includes MS-Word, Excel, Outlook.

• Commissioned as a Notary Public in the state of Florida (Commission # HH 164009)

• A Team Leader & mentor of business staff in support of same. Army Veteran; Member of the Punta Gorda Chamber of Commerce.

• I am a Creative Person who uses various Loan Programs with my determination to help the Customer obtain their financing. PROFESSIONAL EXPERIENCE:

EDGE HOME FINANCE - Big Rapids MI, and Punta Gorda, FL November 2023 – Present AREA MGR. SENIOR LOAN OFFICER

Employed by a 1200 LO Corporation as a remote office to focus on Purchase Mortgage Loans for Investors and Primary Home Owners. UWM is main partner for lending funds. I am pro-active in Marketing, prospecting, originating and closing loans for Residential Purchase, DSCR Loans, VA Financing and HECM (Reverse) mortgages. Serving home-owners, investors, Elder Law Specialists and Financial Planners. Member of FAMP, American Legion and Punta Gorda Chamber of Commerce.

Bay Port Lending LLC - Port Charlotte, FL. August 2021 – November 2023 MORTGAGE BROKER – HECM Specialist

Employed by a local mortgage company to aid in their Sub-Prime and “A” Paper Lending strategy, direction & implementation to build the business. Relied on my vast experiences and talent for the development & training. I am pro- active in Marketing, prospecting, originating and closing loans for Residential Purchase, Refinance and HECM (Reverse) mortgages. Serving home-owners, investors, Elder Law Specialists and Financial Planners. Member of FAMP, American Legion and Punta Gorda Chamber of Commerce.

RoCat Enterprises LLC -Michigan & Punta Gorda, FL. June 2014 – February 2021 CHIEF OPERATING OFFICER – INVESTMENT REAL-ESTATE

A Financial Leader of 25 people across two states in three locations. One who is accountable for business planning, strategies, managing and executing multiple profitable projects. Accomplishments included acquiring the finance and rebuilding a 47,000 sq ft self-storage business that resold for almost $2 million. Managed the restoration project of the Alpine Lake Resort with Lodge in Michigan. After completion this project won the Best Lake Resort Award of 2019 in Newaygo County.

Gemini Group LLC. - . Grand Rapids, MI. October 2010 – June 2014 MANAGING PARTNER – COMMERCIAL INVESTMENTS

Responsible for Financing & project management of acquisition and rebuilding the business. Managed full operations of the Consumer Oriented Belding Laundry Station with real-estate. Increased staff and supervised 7 people while rebuilding the business. Increased revenue 270% in 10 months with new equipment, customer service and support along with new revenue streams. Operated for 3 years and sold for 114% profit. MLO MGR REZ FINANCE AUGUST ROMAN PUCHALA - CELL 616-***-**** Holly Financial, Inc. - Howell, MI. July 2009 – October 2010 WEST MICHIGAN REGIONAL SALES MANAGER

I was Focused on helping the credit challenged customers with Sub-prime Loan Programs and credit repair options. As a Competitive Loan Officer with Independent Marketing Skills I Increased Territory Revenue 140% with various Lenders. Developed strategic marketing, great customers satisfaction and huge referral business. Wells Fargo Bank - Grand Rapids, MI., February 2005 to May 2009 RESIDENTIAL LOAN OFFICER

Increased company’s market share 35% over prior year with FHA 203K Rehabilitation Loans. I specialized in these programs working with first time & seasoned home buyers along with contractors remodeling homes. Increased volume of new construction financing by working with builders and home buyers on-site. My builders license and knowledge of building and ability to read blue prints as well as financial knowledge grew the business to about $8 million annually.

Meritage Mortgage (Wholesale Lending) - Grand Rapids, MI., November 2003 to February 2005 REGIONAL SALES MANAGER - LENDER

Built a territory generating revenue streams from various retail bank’s Mortgage Loan Originators utilizing the various lending programs we afforded them. Increased territory P&L 40% by negotiating pricing and fees, while ensuring the continuation and enhancement of service. I offered Specialty Finance programs for first time buyers and relationship lending for Mobile Homes on deeded land. I maintained a $13 million pipeline of business. Palmer Home Mortgage - Rockford, MI., February 2002 to November 2003 CONSTRUCTION MORTGAGE LOAN OFFICER Michigan Builders License (#096342) Originated and closed construction and renovation FHA 203K mortgages. Worked with Landlords & investors to rebuild Duplexes and multi-unit 4- Plex apartments. Also responsible for commercial projects of renovation for Lake Resorts and 147 unit apartment building, Loft Apartments and commercial strip malls of 11 units. Cybernet Group- Grand Rapids, MI., 2000 to 2002

IT NATIONAL SALES MANAGER – 12 Offices in the USA & 75 Sales People Expanded Sales Revenue from $187 million to $263 million while expanding the National Sales Force (SAN/NAS), Software, Hardware IT- Consulting & Services Corp. for Government & Commercial markets. Developed $50 Million VAR Channel for Video Security product. Responsible for Hiring, and training staff. Developed the strategic sales strategy for the company. Created, installed and trained customer on their Turn-key Projects. Some major Customers were Fed-Ex, United Parcel Service, Blue Cross – Blue Shield, Lockheed-Martin, General Dynamics, DOD, Federal Agencies, NASA, JPL, Navy and more.

Education and Training:

• Passed NMLS Florida & National Test (85% score) #219943 – February 2021 Mortgage Loan Officer

• MASTER OF BUSINESS ADMINISTRATION – Finance Concentration (partial) University of Maryland.

• BACHELOR OF SCIENCE – MARKETING – Wayne State University, Detroit, Michigan

• BACHELOR OF SCIENCE – MANAGEMENT – Wayne State University, Detroit, Michigan

• Lt. Commander, Bridge Officer – United States Power Squadrons – Safe Boating Instructor

• I was invited to be a Guest Professor of Sales & Marketing – Univ. Of Central Florida

• Notary Public - Florida

• Specialist 5th Class – US Army – Payroll & Office Administration. MOS 71H20

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