JULIE A. MCDERMOTT
******************@*****.*** 515-***-**** Iowa, IA 50265
Skills
Ability to meet tight deadlines
Excellent verbal and written communication skills
Strong analytical skills
Ability to adjust in a fast-paced environment
Ability to maintain a positive outlook under high stress
Classroom Management
Experience
Teacher Associate West Des Moines School District - West Des Moines 08/2022 - Current
Help keep students focused on work
Supervise students before school, after school and during lunch
Help maintain a positive learning environment and support the lead teacher
Communicate with colleagues regarding student progress and providing feedback Home Loan Processor Wells Fargo Home Mortgage 08/2019 - 07/2022
Perform file review of complex home loan applications
Ensure all compliance and underwriting guidelines are met
Prioritize and manage assigned pipeline to meet deadlines and performance metrics
Support complex administrative, customer support and operational processes on home loan applications
Collaborated with external customers, agents, brokers, and counterparties to obtain missing information and documentation, submit loans for underwriting review Home Preservation Specialist II Wells Fargo Home Mortgage 06/2014 - 08/2019
Analyze and process consumer home loan modifications in the work pipeline
Consult with customers providing status of modification and next steps of the process
Partner with underwriting to ensure customers paperwork is in order and modification can be approved
Receive payments and process in the payment system
Perform excellent customer service skills to enhance the customer experience, minimize risk and maximize efficiency
Home Loan Processor III Wells Fargo Home Mortgage 11/2011 - 04/2014
Analyze and process Home Affordable Refinance Program (HARP) loans
Research home titles, insurance documents, and subordinations for accuracy of proper documentation
Partner with underwriting, sales, and external customers in an efficient and effective manner
Consult with customers through the entire process of the loan and after funding resolving any concerns
Review home appraisals
Loan Specialist II –Non-Escrow Tax Department Wells Fargo Home Mortgage 02/2004 - 01/2011
Subject matter expert for training co-workers on Non-Escrow Delinquency Queue System
Researched and processed delinquent taxes for customers
Processed incoming correspondence for Non-Escrow and Reverse Mortgage customers, including tax payments, tax bills and all customer inquiries
Liaison between tax offices, customers and Wells Fargo Home Mortgage to ensure tax payments were paid in timely manner
Analyst I— Investor Services/GNMA Wells Fargo Home Mortgage 03/2006 - 09/2006
Researched and analyzed Servicemembers Civil Relief Act (SCRA) loans
Researched GNMA security claims
Reviewed RPB Chase verifications during GNMA cut-off
Called representatives for security holders
Processed and mailed dividend checks to security holders Accounting Clerk II Wells Fargo Home Mortgage 10/2001 - 02/2004
Verified debits and credits on journal entry spreadsheets
Researched and processed refund and return checks
Delivered mail, faxes, appraisal invoices, and check requests to internal customers