DANIEL B KIRKLAND
FOLEY, AL ***35
*************@*****.***
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Objective Secure a responsible career opportunity to fully utilize my training and skills, while making a significant contribution to the success of the company.
EXPERIENCE
DATES FROM – 2016-2020
AREA MANAGER, WestLake Flooring Services, Los Angeles, CA
Responsible for the southern Alabama. This includes dealer base growth, risked monitoring and servicing. Started with a zero dollar base, currently have committed lines of $1.1M with an advance percentage of roughly 56%. Delinquency at last report was 0%.
DATES FROM – 2013-2016
ACCOUNT EXECUTIVE, Nextgear Capital, Carmel, In
Responsible for Huntsville, Alabama dealer market. This included parts of Tennessee and Mississippi as well. Inventory and Risk monitoring active participation in growing market with a sales executive. A/R was $4.3M at time of taking market, reached a high of $6.1M.
DATES FROM – 2007 -2013
SPECIAL ASSETS OFFICER, ab&t nATIONAL bANK, Albany, GA
Manage all problem loans for AB&T company wide and administrate remaining loan portfolio in the Dothan Market. currently manage all legal correspondents in foreclosure action on problem credits. Prior to AB&T exiting the Dothan market managed an active loan portfolio of over $11M and oversaw three additional lenders, whose portfolios totaled approximately $28M.
DATES FROM – 2005-2007
SENIOR LOAN ANALYST, pEOPLESOUTH BANK, CHIPLEY, FL
Currently assist other inexperienced commercial lenders and City Presidents with loan analysis and presentations for state and senior loan committees. Previous duties with people South include, city president and Bonifay, Florida, commercial lender Marianna, Florida servicing a loan portfolio of $19M prior to moving to the Bonifay office.
DATES FROM – 2003-2005
VICE PRESIDENT AND BRANCH MANAGER, COMMUNITY BANK & TRUST S.E. ALABAMA, DOTHAN, AL
Assumed a loan portfolio of $4.5M portfolio $11.6M by the end of October 2005.
DATES FROM 1998-2003
VICE PRESIDENT AND COMMERCIAL LOAN OFFICER, AMERIS BANK, DOTHAN, AL
Started with zero balance loan portfolio in service $11.3M by 2003. Serviced most of the consumer need based lending in the main office of the bank. Handled some of the smaller commercial credits. Participated with the CDC and several Small Business Administration loans. Spent over two years managing the Barber County operations for the bank (1999-2001). This included supervising eight staff members.
DATES FROM –1986-1998
VICE PRESIDENT AND CONSUMER LOAN OFFICER, REGIONS BANK, DOTHAN AL
Built a loan portfolio from zero to over $9M. Handled various consumer request ranging from unsecured personal loans, automobile loans, first mortgage loans. Spent extensive time in the credit collections and recovery areas of the bank.
EDUCATION
1992
TROY STATE UNIVERSITY, DOTHAN, BS BANKING
1998
UNIVERSITY OF OKLAHOMA, NORMAN CAMPUS
GRADUATE OF THE National Commercial Lending School
1999
DALE CARNEGIE COURSE
SKILLS
Strong Personal Relationship Skills
Detailed Oriented
Prior Banking Experience