Business Administration Third Party

Location:

Bethlehem, PA

Posted:

January 06, 2025

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Resume:

KYLIE SEIDEL

610-***-****

**************@*****.***

**** *********** ****

BETHLEHEM, PA 18017

OBJECTIVE

To obtain a challenging and enduring position where my work experience and capabilities can be utilized in the mortgage industry.

EDUCATION

Northern Virginia Community College

● Studied in Business Administration/Management

CENTREVILLE HIGHSCHOOL 1994-1997

● Academics

EXPERIENCE

Underwriter 10/14/2024-Present PRMG

● Responsibilities include: Wholesale Lending but prefer Retail Reviewing data accuracy as per regulation guidelines for all types of mortgage loans (VA, FHA, Conv, USDA). Rendering decisions to approve mortgage loans which includes review of loan documents and FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

Underwriter 03/01/2021-10/11/24 Fairway Independent Mortgage Corp

● Responsibilities include: Reviewing data accuracy as per regulation guidelines for all types of mortgage loans (VA, FHA, Conv, USDA). Rendering decisions to approve mortgage loans which includes review of loan documents and FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans. SR. Underwriter 11/09/2020-02/23/2021 Homeside Financial

● Responsibilities include: Reviewing data accuracy as per regulation guidelines for all types of mortgage loans (VA, FHA, Conv, USDA, VHDA, MD/DE/PA bond). Rendering decisions to approve mortgage loans which includes review of loan documents and FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans. Underwriter 05/11/2015-01/21/2016 Odyssey Funding

● Responsibilities include: Reviewing data accuracy as per regulation guidelines for Fannie Mae/Freddie Mac/HUD mortgage loans. Rendering decisions to approve mortgage loans which includes review of loan documents and FHA/Conventional appraisals. Sr. Loan Processor 12/04/2014– 05/08/2015 Homeside Financial

● Responsibilities include: Reviewed all types of mortgage loans (Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party services, conversing with outside customers, multi-tasking and review of loan documents and FHA/Conventional appraisals.

Account Manager (Underwriter/processor) 08/19/14– 12/03/14 Guidance Residential

● Responsibilities include: Reviewed all types of mortgage loans (Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party services, conversing with outside customers, multi-tasking review of loan documents and FHA/Conventional appraisals.

Underwriter/Sr. Processor 04/01/2013 – 08/18/2014 Prosperity Home Mortgage

● Responsibilities include: As a processor: Processed all types of mortgage loans

(Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party services, conversing with outside customers, multi-tasking As as Underwriter: Review data entry for each section of the mortgage loan application. Review loan documents provided by the clients and FHA/Conventional appraisals for each file reviewed. Calculate income figures, review asset statements for qualifying purposes, ensure loan meets investor guidelines. Granted underwriting authority to approve conventional loans and low risk FHA files within the first 2 months of employment.

Sr. Processor 10/07/2011 – 03/29/2013 McLean Mortgage Corp

● Responsibilities include: Processed all types of mortgage loans (Conventional, USDA, VHDA, FHA and VA) which included but not limited to, data integrity, obtaining third party services, conversing with outside customers, multi-tasking and assisting a high-volume Loan Officer team of 4.

Processor III 05/01/2010 – 10/01/2011 SunTrust Mortgage

● Responsibilities include: Processed all types of mortgage loans (Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party services, conversing with outside customers, multi-tasking and assisting a high volume Loan Officer team of 4.

Auditor/Processor 05/01/2010 – 10/01/2011 Bank of America

● Include: Processing Conventional, FHA & VA Loans. Worked as a liaison between loan officers, underwriters and all outside partners and customers. Began as a mortgage auditor and then promoted to loan processor.

Underwriter/Processor/Closer 07/20/2004 – 04/15/2010 SunTrust Mortgage

● Responsibilities Include: Processing Conventional, FHA & VA loans, authorized to underwrite and approve Conventional loans up to the combined loan amount of $850,000. Have been through extensive training for all types of loans offered by SunTrust and Fannie Mae. Fluent with Desktop Underwriter

(DU), Loan Prospector (LP), Calyx, MLCS and Microsoft systems. Ranked #2 in the region in 2005 for closed/processed loans with 678 totals. In addition, SunTrust trained their existing processors to close, fund and post-close all loans which went on for over 2 years while employed.

Processor 05/2001 – 06/2004 Prosperity Mortgage

● Responsibilities include: Processed all types of mortgage loans

(Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party

services, conversing with outside customers & multi-tasking assisting the payroll, benefits and accounting departments and tending to the requirements of the President/CEO

SKILLS

Encompass usage from October 7, 2011, to October 2016. Oriin system from January 2016 to June 2020. Fluent in DU, GUS and LPA automated systems along with Microsoft structures. CHUMS # HR67

SAR # 021450

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