MICHAEL A. MILLER

*** ****** ***** **********, ******* 35209

adzzci@r.postjobfree.com 205-***-****

WORK EXPERIENCE

The TitleBox, Birmingham, Alabama August 2020 – Present Title Clearing Specialist

• Responsible for timely clearing title for mortgage transactions and refinances in multiple states

• Resolve current owner, purchaser and prior owner liens of record such as federal and state tax liens, municipal liens and judgments, and prior owner mortgages

• Ensure clear chain of title by resolving prior owner estates and confirming all relevant state and federal estate taxes have been properly addressed prior to or at settlement

• Obtain current owner mortgage payoffs, real property tax certifications, and required corporate documents needed for settlement

Sirote & Permutt, P.C., Birmingham, Alabama October 2007 – March 2020 Foreclosure Title Specialist 2016-2020

• Reviewed all title searches provided from national abstractors to confirm if title to a property was clear to proceed with foreclosure or if issues hindering foreclosure were present

• Provided client detailed descriptions of title issues including missing prior owner information, conveyance issues regarding deceased individual’s estates, and drafting errors in conveyance instruments and warranty deeds

• Consulted with foreclosure attorneys and title underwriters to determine resolution options for title issues

• Devised and implemented new procedures to streamline foreclosure processes Administrative Legal Assistant/Client Services Liaison 2007-2016

• Facilitated non-judicial foreclosure procedures on behalf of national and regional banks and loan servicers

• Investigated and provided responses to borrower’s and adverse counsel’s foreclosure inquiries including debt disputes and Qualified Written Requests

• Drafted and coordinated the execution of Deed in Lieu of Foreclosures and Reaffirmation of Mortgage Agreements

• Ensured staff compliance with client procedures and state and federal statutes and guidelines

• Reviewed property title searches to confirm if title to a property was clear to proceed with foreclosure or if issues hindering foreclosure were present

Cox Mortgage LLC, Birmingham, Alabama November 2006 – September 2007 Loan Officer

• Provided loan products specific to the client’s individual financial needs and qualifications

• Established and maintained business relationships with banks and local lenders EDUCATION

Auburn University, Auburn, Alabama August 1997 – December 2001 B.A. 2001; Major: Mass Communication

SKILLS

• Proficient in Microsoft Office Outlook, Microsoft Word, Venderscape, LPS Desktop, Alacourt, Pacer