Underwriter

Omar Robinson

*** *. **** **** *****

Clayton, NC 27520

(404) 772 - 6185

adzyx0@r.postjobfree.com

PROFESSIONAL SUMMARY

Highly motivated and resourceful underwriter with over 12 years of experience. Task with handling, calculating and analyzing loan files for completeness and accuracy, which includes pre and post funding for loans, reviewing mortgage, titles, and credit documents and use of automated underwriting system. Possesses strong leadership, interpersonal, and analytical skills, resulting in the ability to cross-functionally interact and communicate across all levels within any organization. Core competencies and areas of expertise include:

Excellent Customer Service

All Microsoft Applications

Systematic

Skillful Writer

Personable

Adobe Acrobat

Team-oriented

Complex Problem Solving

Superb Communicator

Judgement and Decision Making

WORK EXPERIENCE

Covius Mortgage/Clayton Dates:01/2021-11/2022

Glendale, CO

Mortgage Loan Underwriter

Duties, Accomplishments and Related Skills:

Performed pre-funding and post-closing of loan documentations

Analyze loan files for accuracy and absoluteness

Reviewed mortgage applications, credit history, income, titles and appraisal documents

Adequately report audit comments and findings for loan transactions

Identify significant findings resulting from issues with business practices and guidelines, underwriting and fraud exposure.

Completed re-calculation of income and asset documents.

Analyze real estate purchased contracts

Collaborate and work in partnership with loan processors and loan closer

Write and prepare detailed comprehensive loan reports

Competent in automated and encompass underwriting system

Exemplify great customer service using the customer portal

SUNTRUST BANK/TRUIST BANK Dates: 01/2020-07/2021

Atlanta, GA

Mortgage Loan Underwriter

Duties, Accomplishments and Related Skills:

Signing authority up to a million

Performed detailed underwriting analysis of mortgage loans

Maintain quality standards

Adhere to all compliance regulation and controls

Cultivate relationship with peers and peer mentors

Develop and maintain positive working relationship with co-workers, internal and external clients as well as business partners.

Performed detailed underwriting analysis of all mortgage loan applications

Conduct proactive and effective pipeline management to ensure that metrics are met

Renew Financial Dates: 05/2017-10/2019

Alpharetta, GA

Loan Processor and Underwriter

Duties, Accomplishments and Related Skills:

Completed 80-125 loans per month

Initiated outbound calls and email to clients and lenders

Ensure integrity of all loans

Closed and completed loans by assigned team lead

Review and ordered escrow, title and credit applications

Collaborated with FHA, VA, USDA and Conventional Loans processing and underwriting guidelines

Wells Fargo Dates: 09/2012-04/2016

Charlotte, NC

Mortgage Loan Underwriter

Duties, Accomplishments and Related Skills:

Reviewed income documents

Familiar with layering risk

Excellent verbal and written skills

Processed loans from initial reviews which includes purchased loans, refi loans, appraisal reviews, GFE and HUD-1

Ability to handle confidential documents in a professional manner

Knowledge of FHA, VA, Fannie Mae, Freddie Mac, Conventional, and USDA

EDUCATION

Bachelor of Arts in Mass Communication, Graduated: May, 2010

North Carolina Central University - Durham, NC

Overall GPA: 2.9/4.0

AFFILIATIONS, CERTIFICATIONS & VOLUNTEER EXPERIENCE

Fund Raising Chair (2007-2009)

North Carolina Central University Track and Field (2006-2010)

Community Emergency Response Team (CERT Member) (2009-2010)

KNOWLEDGE, SKILLS & ABILITIES

Proficient in Microsoft Office programs (Word, Excel, PowerPoint, Publisher), &Windows SPSS data entry, data analysis, data processing, and typing 70 wpm.

Strong oral and written communication skills with the ability to critically and analytically assess information in order to make recommendations thoroughly.

Excellent multitasking, time management, teamwork skills and performs excellent service to all

Advance knowledge in LexisNexis and Westlaw database systems.

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