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Banker

Location:
Snellville, GA
Salary:
45000
Posted:
September 26, 2023

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Resume:

Suad Mohamed

Senior Mortgage Loan Officer

Snellville, GA 30039

adzy83@r.postjobfree.com

+1-404-***-****

Work Experience

Senior Mortgage Loan Officer

Rina Mortgage - Atlanta, GA

**** ** *******

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

• Contacts local realtors, contractors, financial advisors, and other referral sources and meet all potential borrowers

• Review loan agreements to ensure that they are complete and accurate according to policy.

• Meet with applicants to obtain information for loan applications and to answer questions about the process.

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

• Analyzed and reviewed new loan guidelines, updates, programs and changes Wells Fargo Personal Banker

Wells Fargo - America, OK

August 2014 to September 2018

Develop understanding of bank products and services to connect to customers' needs. Interact with customers to demonstrate care and build relationships. Provide appropriate options for bank products and services to customer. Refer customers' financial needs to other bankers and partners as needed Mortgage Loan Officer

A-One Home Mortgage - Atlanta, GA

2010 to 2011

• Contact local realtors, contractors, financial advisors, and other referral sources and meet all qualified borrowers

• Meet with prospective as well as current clients to develop information pertaining to their lending needs.

• Participated in aggressive business development program's establishing and maintaining profitable business

relationships.

• Assemble all required documentation for processing and underwriting on each transaction, and prepare all

related deal points to Loan Processing department when required

• Responsible for representing A-One Mortgage and providing leadership in key community activities involving

civic, charitable, business and social organizations to maintain an appropriate responsible citizen stature for the company.

• Analyzed and reviewed new loan guidelines, updates, programs and changes. Mortgage Loan Officer

Southeast Mortgage - Lawrenceville, GA

2009 to 2010

• Contact clients after reviewing provided information to discuss their personal needs in order to provided them with the best suits them.

• Run and review credit history, income, length of employment and seasoning of home.

• Work up a loan offer that most benefit's borrower.

• Sell the loan.

• Work with client one on one so they do not have to deal with more than one person.

• Assist borrower in locating required documents to meet the prior to closing and funding conditions.

• Submit completed loan applications to processing.

• Receive incoming calls from main line and input the data to create an application. Branch Manager/Mortgage Loan Officer

Gateway Mortgage - Atlanta, GA

2006 to 2008

• Managed and promoted business by developing relationships with new and existing realtors, borrowers and builders.

• Review and analyze loan transaction packages for preliminary approval or denial in accordance with lender

guidelines

• Advised loc-in-policy to loan originators and borrowers and ensured that loc requests were completed properly.

• Trained loan originators on how to Pre-qualify and interview potential borrowers.

• Provide information to loan originators, borrowers and related parties about loan options, documents, market

conditions and other requirements necessary to close loans.

• Managed operations personnel in processing and closing loans.

• Analyzed and reviewed new loan guidelines, updates, programs and changes in other to educate all my staff.

Branch Manager/Mortgage Loan Officer

Global Mortgage - Atlanta, GA

2003 to 2006

• Closed approximately $22M in Conventional and FHA loans

• Review and analyze loan packages for pre-approval, approval or denial

• Ensured that most loans on the pipeline were closed in a timely manner.

• Advised loc-in-policy to loan originators and borrowers and ensured that loc requests were completed properly.

• Trained loan originators on how to Pre-qualify and interview potential borrowers.

• Processed and resolved all clients' issues regarding Appraisals, Title Hazard Insurance and Verifications.

• Executed quality control on all processed files with the loan officers to ensure federal and state compliance.

Loan Officer

Americap Mortgage

2000 to 2003

• Closed approximately $15M in Conventional and FHA loans

• Review and analyze loan packages for pre-approval, approval or denial

• Ensured that most loans on the pipeline were closed in a timely manner.

• Advised loc-in-policy to loan originators and borrowers and ensured that loc requests were completed properly.

• Trained loan originators on how to Pre-qualify and interview potential borrowers.

• Processed and resolved all clients' issues regarding Appraisals, Title Hazard Insurance and Verifications.

• Executed quality control on all processed files with the loan officers to ensure federal and state compliance.

Education

Bachelor's in Business Administration

Oklahoma Central University

1998

Skills

• Loan Officer Experience

• Banking

• Credit Analysis

• Loan Origination

Languages

• Somali - Fluent



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